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14 Apr. 2024

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What is the limit of liability under the Green Card in different countries and what does it cover?

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What is the limit of liability under the Green Card in different countries and what does it cover?

The insurance coverage or limit of liability under the Green Card is determined by the legal limit of the country where the accident occurred, i.e. the amounts may differ from country to country. Find out what limits apply in 2024 and what the Green Card covers

International car insurance policy "Green Card" for traveling abroad
International car insurance policy "Green Card" for traveling abroad
ORDER


A Green Card is an international car insurance policy for traveling abroad. Such insurance is mandatory for driving in countries that are members of the international Green Card system, most of which are EU member states.


How does the Green Card work and what does it cover?


The Green Card insurance policy shows that the vehicle is covered by compulsory third-party liability insurance and provides a guarantee, primarily for the foreigner's country of residence, that the insurer of the country of origin of the vehicle will compensate the victim in the event of an accident in accordance with the laws of the country where the accident occurred. In other words, the Green Card insurance certificate covers damage caused by the driver to third parties in a foreign country.


At the same time, if an accident occurs abroad, or the driver is simply stopped by the police during an inspection or other violation, and he or she does not have a Green Card, he or she will face a fine (up to EUR 1,000), and in some cases deportation from the country with a subsequent entry ban (depending on the circumstances and the country of residence).


Earlier, we also told you:

– how to get compensation after an accident abroad and where to apply;

– how to get compensation after an accident if the at-fault driver does not have a motor vehicle liability insurance policy.




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What are the limits of liability or insurance coverage under the Green Card?


The sum insured under the Green Card is determined by the legislation of the country where the accident occurred and is divided into: personal injury coverage and coverage of material damage caused to third parties. In different countries, the amounts vary from several thousand to several million euros.


At the same time, there are countries that have no limits on payments for treatment in the event of an accident. This means that the victims will be fully compensated, and the culprit of the accident will not have to pay anything out of pocket. Such conditions apply in the following countries:

– Belgium;

– Great Britain; 

– Israel;

– Ireland; 

– Luxembourg;

– Norway;

– Tunisia;

– Finland;

– France.


The detailed coverage limits in 2024 in different countries of the world are presented in the table below:


CountryMaximum amount of compensation for personal injury (€)Limits for property damage (€)
Austria€ 6 300 000€ 1 400 000
Azerbaijan€ 25 877€ 2 588
Albania€ 404 204€ 80 841
Belgium-€ 1 000 000
Bulgaria€ 5 112 919€ 1 022 584
Bosnia and Herzegovina€ 766 938€ 178 952
Great Britain-€ 1 109 447
Greece (except Athos)€ 7 500 000€ 1 220 000
Denmark (except Greenland and the Faroe Islands)€ 1 220 000€ 1 220 000
Estonia€ 16 210 930€ 3 215 391
Iran-€ 1 470
Ireland-€ 1 120 000
Iceland€ 24 950 000€ 3 150 000
Spain (Ceuta and Melilla)€ 70 000 000€ 15 000 000
Italy€ 5 000 000€ 1 000 000
Cyprus€ 36 350 000€ 1 220 000
Latvia€ 5 000 000€ 1 000 000
Lithuania€ 5 000 000€ 1 000 000
Liechtenstein€ 6 070 000€ 1 220 000
Malta€ 5 000 000€ 1 000 000
Morocco€ 927 042€ 927 042
Moldova€ 255 838€ 51 168
Netherlands (except Aruba, Caribbean Netherlands, Curacao, St. Maarten)€ 6 070 000€ 1 220 000
Germany (except for Büsingen am Gorgein)-€ 1 235 000
Norway (except Spitsbergen and the Bear Islands)€ 6 070 000€ 1 220 000
North Macedonia€ 675 000€ 337 500
Poland€ 5 000 000€ 1 000 000
Portugal€ 1 000 000€ 200 000
Hungary€ 4 946 975€ 1 545 930
Romania€ 6 070 000€ 1 220 000
Serbia€ 5 240 000€ 1 050 000
Slovakia€ 5 000 000€ 1 000 000
Slovenia€ 238 123€ 9 525
Turkey-€ 5 000 000
Finland-€ 1 220 000
France (except for the Overseas Region)€ 5 785 236€ 1 157 047
Croatia€ 400 000€ 220 000
Czech Republic-€ 1 353 128
Montenegro€ 4 430 268€ 4 430 268
Switzerland€ 28 958 927€ 28 958 927
Sweden€ 5 600 000€ 1 200 000


It should be remembered that the cost of the Green Card does not depend on the amount of coverage and is fixed for all countries. The final cost of the insurance policy depends on its validity period (selected at the time of registration) and the type of vehicle to be insured.


You can take out insurance for traveling abroad on the Visit Ukraine website at this link. To do this, you need to have:

– vehicle registration certificate;

– a document confirming the driver's identity (driver's license, international passport, Ukrainian passport or ID card).


If you have any additional questions, please contact the Visit Ukraine hotline (Telegram | WhatsApp).


We remind you! Traveling abroad by car requires preliminary preparation, as this is one of the key aspects that helps to avoid unforeseen problems and expenses. Read all about planning a trip abroad by car, the necessary documents and other important nuances in our previous article.


Photo: Freepik


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.




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