Come back

1 min

09 Mär. 2024

1313

Buying real estate: how many Ukrainians have taken out home loans in Poland?

Finance
Popular
Für Flüchtlinge
Cost of living

Share:

Buying real estate: how many Ukrainians have taken out home loans in Poland?

Last year, a significant number of Ukrainians living in Poland decided to invest in real estate. Ukrainian citizens took advantage of the state program to purchase a home. Find out more about how many Ukrainians took out housing loans in Poland

An insurance policy is a guarantee of your safety and peaceful stay outside of Ukraine
An insurance policy is a guarantee of your safety and peaceful stay outside of Ukraine
BUY


Last year, Ukrainian migrants in Poland were actively investing in residential real estate, using a government program to buy their first property. However, according to yavp.pl, banks stopped accepting applications for mortgage loans with an interest rate of only 2% per annum. 


How many Ukrainians have taken out home loans in Poland?


According to estimates, in 2023, more than 3,000 foreigners purchased their first home in Poland under the 2% Safe Loan program, of whom 2,215 were Ukrainians. Belarusians were granted 492 loans under this program, and Indian citizens - 46.


The amount of loans at 2% per annum granted to foreigners and families with foreign borrowers reached almost PLN 1.3 billion (about EUR 300 million). In January, the Bank of National Economy (Bank Gospodarstwa Krajowego) announced that the 2% Safe Loan program had been suspended due to the exhaustion of funds.




Visit Ukraine on social media: Telegram | YouTube | Instagram | Facebook | Twitter | TikTok




In the first half of 2024, the Polish government plans to develop a new program to provide soft loans.


According to the Credit Information Bureau, from January to October 2023, Ukrainians were granted loans worth PLN 2.621 billion, which is higher than in 2022 (PLN 2.429 billion). The total debt of Ukrainians by the end of October 2023 amounted to PLN 7.942 billion (about EUR 1.828 billion), mainly on mortgage loans.

We remind you! When looking for a home, you should consider an additional cost factor that is added to the rent specified by the owner. Find out more about the covenant, how to properly record it, and how to demand its return if the landlord refuses.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.




© 2018-2023, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.

Recommended articles

1 min

Travel Wizz Air launches new flights from Hungary: where you can fly

Wizz Air launches new flights from Hungary: where you can fly

New Wizz Air routes from Hungary will be launched this summer. Find out which countries the flights will be launched to and where to buy tickets at favourable conditions

04 Mär. 2024

More details

2 min

Travel Top 5 places to visit in Ukraine who travels

Top 5 places to visit in Ukraine who travels

Ukraine is a fascinating country with impressive architecture, nature, unique culture and hospitable people. Discover the 5 most interesting destinations for an unforgettable trip with picturesque landscapes that you should see at least once in your life

04 Mär. 2024

More details

1 min

Für Flüchtlinge Polish government plans to extend temporary protection but cut benefits for Ukrainians: what do we know?

Polish government plans to extend temporary protection but cut benefits for Ukrainians: what do we know?

The Polish authorities are planning to restrict the benefits previously granted to refugees from Ukraine. This includes revising the rules for receiving one-time payments, as well as changing the conditions for legal residence and employment. Learn more about changes and cuts in support

04 Mär. 2024

More details

1 min

Der Weg zum Sieg New law on mobilisation: who can get a reservation from being called up to the Ukrainian army

New law on mobilisation: who can get a reservation from being called up to the Ukrainian army

Ukrainian state bodies and critical enterprises will probably be able to book employees from mobilisation. Find out more about who exactly will be able to receive a deferment

04 Mär. 2024

More details