Obtaining an insurance policy is one of the key stages of obtaining a residence permit in Ukraine for foreigners. Find out what requirements the Migration Service has for insurance in 2024, what the policy should cover, and how to properly apply for it

Insurance for obtaining a residence permit in Ukraine with coverage up to UAH 120,000

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Obtaining an insurance policy is a mandatory requirement for foreigners planning to obtain a residence permit in Ukraine. This applies to employees of foreign companies, students, teachers, volunteers, journalists, religious leaders, and other categories of foreign citizens. Find out what the insurance requirements are in 2024, what the policy should cover, and how to properly take out insurance for the migration service.

By the way, you can find step-by-step instructions on how a foreigner can obtain a residence permit in Ukraine here.

Who needs an insurance policy for a residence permit?

The State Migration Service requires health insurance for foreigners who plan to obtain a residence permit in order to:

● Employment in Ukrainian companies;

● Studying in educational institutions;

● Conducting volunteer, cultural, scientific and educational activities;

● Work in representative offices of foreign media, foreign banks and other organizations;

● Participation in international technical assistance projects

● Religious activities, etc.

Basic insurance requirements for a residence permit

In order to obtain a residence permit, foreigners must provide a health insurance policy that covers potential risks for the entire period of validity of the permit and, accordingly, their stay in Ukraine. This has become especially important in the current environment, when medical protection is of paramount importance, and an additional risk is the war in the country.

When applying for a residence permit, foreigners must provide a health insurance policy that meets the following requirements:

● The policy must be valid for the duration of the residence permit, i.e. at least one year;

● The insurance must be issued by a Ukrainian insurance company;

● The policy must include basic medical care and emergency medical care.

Currently, Ukrainian legislation does not provide for clear requirements for the amount of coverage, but as a rule, it should not be less than UAH 15,000. However, in today's realities, this amount is unlikely to cover the cost of treatment or medical services. Therefore, it is advisable to take out a policy with a broader coverage.

On the Visit Ukraine portal, foreigners can take out an annual insurance policy for a residence permit with coverage of up to UAH 120,000. The main advantage of such insurance is that in addition to standard medical coverage, it covers war risks and COVID-19.

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Why should I choose the annual insurance policy Armor+ for a residence permit?

 Armor+ insurance is the best solution for foreigners planning to obtain a residence permit in Ukraine. It is a specialized insurance product designed to meet the needs of foreign nationals applying for a residence permit and planning a long-term stay in Ukraine.

Key benefits of the policy:

● Compliance with all requirements of the Migration Service

● Annual coverage (365 days)

● Comprehensive protection in the amount of UAH 120,000

● No age restrictions

● Fast online registration

What is included in the insurance coverage?

1. Life protection (UAH 100,000) - coverage in case of death of a person as a result of an accident under passive war risks

2. Medical insurance, which provides for the treatment of COVID-19 (UAH 15,000), thyroid disease (UAH 15,000), acute pancreatitis (UAH 15,000).

3. Emergency dental care (UAH 5,000) - in particular, for acute pain relief, including examination, anesthesia, and extraction.

Armor+ insurance policy provides the necessary level of protection, meets all legal requirements and offers convenient online registration.

How to take out a Armor+ policy?

The application process is as simple as possible and takes a few minutes:

1. Choose a policy on the website

2. Fill in the information about the insured person (in Latin)

3. Choose a convenient payment method:

– Visa/Mastercard

– Apple Pay

– Google Pay

– American Express

4. Get the policy by email

Take care of your protection in advance - take out an insurance policy Armor+ and ensure a safe stay in Ukraine!

For more information, please contact the Visit Ukraine hotline (Telegram | WhatsApp).

We remind you! The number of available functions in the Diia app for foreigners is growing, and important documents can now be carried with you right in your smartphone. Read more about how foreigners can access new digital services in Ukraine in our previous article.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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