eOselya mortgage has started working in test mode: it will soon appear in Diia
October 1, 2022, was supposed to be the release date of the "eOselya" program, which allows Ukrainians to buy housing on credit on favorable terms. Instead, only the test version is currently available. This is reported on the website of the Ministry of Economy.
Technical work is currently underway to prepare the program for launch in "Diia". At the same time, there is already information about which banks will be the first to start issuing housing loans.
The loan can be taken from:
• Privatbank;
• Oschadbank;
• Ukrgasbank;
• Sky bank;
• Bank "Globus".
As noted on the website, the final version of "eOseli" will be operational in the second half of October. That's when you can use the service through the "Diia" application.
We will remind you that the program will allow you to purchase a home on credit at 3% or 7% per annum with a minimum down payment of 20% for 20 years.
As the Ministry of Economy emphasizes, a citizen of Ukraine aged 18 to 70 who is not subject to sanctions and owns a living area of no more than 50.5 square meters can get a loan. The first stage will begin in the second half of October, and the second - at the beginning of next year.
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