Ukrainians who drive on French roads or are planning a trip to the country by their own car should research the rules that apply to drivers in advance. Find out more about compulsory car insurance in France and whether Ukrainians need to take out a local policy

Green Card insurance policy for traveling abroad by car

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Car insurance in France is compulsory for all vehicles travelling on the country's roads. This means that you must have a valid insurance policy before driving in France.

Read more about car insurance in France, what determines its cost and whether Ukrainians need to take out a French motor third party liability insurance policy in this article.

Car insurance in France: local motor third party liability insurance

Une Assurance Responsabilité Civile is a compulsory civil liability insurance for every vehicle in France.

The policy is a complete analogue of the Ukrainian car insurance and covers damages caused to third parties in the event of a road traffic accident caused by the car owner. This means that if you cause an accident, the insurance company will pay compensation to the injured party.

The absence of third-party motor third-party liability insurance is a violation of the law, which is punishable by an administrative fine of up to EUR 3,750.

How much does car insurance cost in France?

The price of compulsory motor insurance Une Assurance Responsabilité Civile may vary depending on the following factors:

● the make and model of the car;
● the age of the car;
● engine power;
● age, driving experience, region of residence of the driver and the number of accidents in the past.

To find out the exact cost of third party liability insurance in France, it is best to contact insurance companies directly or use online insurance comparison services. These services allow you to quickly and conveniently receive several offers from different insurers, compare them and choose the most favourable option.

CASCO insurance in France

Tout risque motor hull insurance in France is a voluntary insurance that covers a large number of risks and can be taken out in addition to compulsory motor third party liability insurance.

Unlike compulsory civil liability (Une Assurance Responsabilité Civile), which covers damage caused to other road users, hull insurance protects the car of the person responsible for an accident.

The coverage of CASCO may vary depending on the tariff you choose and the insurance company. Usually, the policy covers road accidents, theft, damage caused by natural disasters and other unforeseen events, etc.

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Car insurance in France for Ukrainians: do I need to take out a local car insurance policy?

Obtaining Une Assurance Responsabilité Civile is mandatory for Ukrainians who have re-registered their cars and obtained French licence plates or purchased a new car in France.

However, cars with Ukrainian licence plates are not required to take out the mandatory French motor third party liability insurance.

In turn, drivers of such cars are required to have a valid Green Card insurance policy.

The Green Card is an international insurance policy for motorists. If you have ever driven your own car out of Ukraine, you know that this policy is mandatory for crossing the border. However, it is also valid in France. The main thing is to keep track of the policy's validity and renew it in time.

If you have a valid Green Card insurance policy, you do not need to take out additional French insurance. Remember that the Green Card is valid not only in France and Ukraine, but also in Europe, North Africa and the Middle East, so you will be under reliable insurance protection even when travelling to other countries.

How to buy a Green Card online?

You can buy a Green Card for a car with Ukrainian registration both abroad and in Ukraine. However, insurance abroad will cost much more.

Therefore, it is better to buy insurance online, as it is quick and easy. On the Visit Ukraine portal, you can take out a Green Card policy from a licensed insurer. The calculator allows you to calculate the exact price of the policy individually for your vehicle. Packages are available for different periods from 15 days to 1 year for cars and trucks, trailers and semi-trailers for trucks, as well as motorcycles and scooters.

Remember. Before travelling to France, it is important to familiarise yourself with the rules of the road, especially since the road network of this country is famous for its good quality and is one of the densest in the world. You can find out what rules you should follow, what documents you need to take and what you need to know about traffic rules in France in general here.

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