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16 Okt. 2024

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How to save a million hryvnias at a ski resort, or why insurance is your main defense against financial ruin

Insurance
Travel
How to save a million hryvnias at a ski resort, or why insurance is your main defense against financial ruin

Winter is approaching - a time of unforgettable emotions and adrenaline at ski resorts. But have you ever wondered how expensive a careless step on the slope can be? Learn how to protect yourself at winter resorts and why insurance is not a luxury but a necessity if you are going on a trip with extreme sports

An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine
An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine
BUY


Skiing or snowboarding is about drive, fun, and excitement. But there is one important point that many people forget: these sports have a high level of risk. One mistake and instead of enjoying the slopes, you can end up in the hospital. We will tell you when it makes sense to take out extreme sports insurance during your winter vacation, which can save not only your health but also your wallet.


Insured person's story: how to save money on a ski vacation


Let's model the situation. An avid snowboarder decided to spend his winter vacation in the Swiss Alps. After a few days of perfect slopes, he decided to test his skills on a more difficult slope. However, during a fast descent, he lost control of his snowboard and fell, seriously injuring his knee. Rescuers were immediately called to the scene and he was taken to the nearest hospital by helicopter. The injury was serious: torn ligaments, a fractured knee joint and, as a result, the need for surgery. The snowboarder underwent surgery to implant metal plates in his knee and was prescribed a long course of rehabilitation.


The situation itself is not the most pleasant. But the injured snowboarder was in for a real shock when he received a bill for more than 20,000 euros! And that was just for hospitalization and surgery. Additional costs for rehabilitation, medicines and transportation increased this amount significantly.


Fortunately, the snowboarder took care of his health in advance and took out Platinum insurance from Visit Ukraine. His insurance fully covered all the costs of treatment and rehabilitation, as well as reimbursed the cost of transportation by helicopter, thus saving him from financial ruin. Without insurance, the snowboarder would have lost more than he earned in a year.


Of course, this story is only a simulation of the situation. But the truth is that there are thousands of such cases at ski resorts every year. According to reports from the National Ski Areas Association (NSAA), the most common causes of serious injuries are collisions with other skiers/snowboarders or objects on the slopes, as well as falls. Unfortunately, no one can insure against this. But from the consequences of a collision - easily!




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Insurance for outdoor activities: insure yourself against risks at ski resorts


When planning an active vacation, whether it's skiing, snowboarding, or even quad biking, it's important to take care of your insurance in advance. Travel insurance policies from Visit Ukraine offer different levels of protection depending on your needs. The higher the level of the policy, the more outdoor activities it covers, including:


- Skiing and snowboarding;

- ATV riding;

- Parasailing;

- Trekking and other activities.


Why is it worth getting insurance before a trip?


These are extreme sports with a high level of risk. Injuries that can be sustained at such resorts often require emergency medical care and expensive treatment. Of course, hospitals in popular European resorts are equipped with modern facilities and professional doctors, but this also means high prices for their services. Let's take a look at the main expenses that a tourist without extreme travel insurance may face:


- Evacuation from the mountains: from 2,000 to 10,000 euros (depending on the use of transport, such as a snowmobile or helicopter).

- Emergency medical care: at least 1,000 euros for an initial examination and X-ray.

- Surgery: from 5,000 to 20,000 euros, depending on the severity of the injury.

- Rehabilitation and medications: 2,000 to 5,000 euros.


Such expenses can seriously affect your budget or even leave you in debt for years to come. That's why extreme sports travel insurance is the best investment before you go to a resort.


Thus, travel insurance and extreme sports in such trips become an urgent issue for every extreme tourist. Visit Ukraine offers a quick and reliable solution to these issues. You can find a list of extreme activities, travel insurance for which meets all the needs of both professional and amateur tourists, on our portal.


What does VisitUkraine insurance cover?


Visit Ukraine offers three insurance packages - Silver, Gold, and Platinum - that cover different levels of medical expenses for different activities.


Silver is a basic option for those who like to relax, which includes coverage for sightseeing and minor injuries.


Gold - suitable for active recreation, including skiing and snowboarding, diving, trekking and ATVs at the amateur level.


Platinum - the most comprehensive policy covering all types of outdoor activities, including insurance for extreme sports such as parachuting, kitesurfing, rafting and others, or just high-risk tourist activities.


Please note! By choosing the right insurance option, you can also get travel insurance with ATV coverage, which is of interest to many tourists.


How to take out insurance: extreme sports, vacation insurance


1) Choose a suitable package on the Visit Ukraine website - Silver, Gold or Platinum, depending on your needs and activities;

2) Fill in the required fields for registration (personal data, travel dates, destination);

3) Pay for the policy online using a bank card;

4) Receive the insurance contract by e-mail and go on a safe trip.


Important! The insurance does not cover professional athletes for participation in competitions.


Why choose Visit Ukraine?


Round-the-clock support: Our clients can contact us at any time for advice and assistance (Telegram | WhatsApp)


Fast processing: Just a few clicks - and your insurance policy with extreme sports coverage works for you!


Reliable coverage: We cooperate only with trusted, licensed insurance companies so you can be 100% sure of your protection.


Don't leave your vacation at risk! Take out insurance now and enjoy your winter adventures without worries.


Just a reminder! A new system for entering the EU has been introduced: which Ukrainians will not have to pay for visiting the European Union - read our previous article.


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.




© 2018-2024, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

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gestellte Fragen

Where are the cheapest ski resorts in Europe?

1) Poiana-Brasov, Romania; 2) Vogel, Slovenia; 3) Popova Shapka, Macedonia; 4) Borovets, Bulgaria; 5) Spindleruv Mlyn, Czech Republic; 6) Kopaonik, Serbia; 7) Jasna, Slovakia; 8) Jahorina, Bosnia and Herzegovina

Which European countries are famous for their ski resorts?

What are the benefits of ski resorts?

Where is the best snow for skiing in the world?

Where are the luxury ski resorts in Switzerland?

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