Voluntary health insurance for Ukrainians in Ukraine: why do you need a policy, what are its advantages and features
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The healthcare system of Ukraine provides free medical care in state hospitals to every citizen. However, quite often, for a wider range of services, Ukrainians turn to private clinics, where they pay for treatment themselves. Having a voluntary health insurance policy can significantly save you time and money. Find out how to get quality medical care in Ukraine for free
Health insurance is widespread abroad. Most of the population of Europe pays for the received medical services at the expense of insurance companies. Also, Ukrainians, when planning a trip abroad, usually take care of having insurance. However, within the state, our fellow citizens are not yet accustomed to insurance medicine, so it is extremely difficult to prove the need for a policy, but we will try to list all its advantages.
Read more about why Ukrainians need health insurance when entering European countries in this article.
What is voluntary health insurance?
Voluntary health insurance is one of the types of personal insurance, when citizens of Ukraine take out a policy of their own free will.
Every year, the cost of treatment services increases. However, having insurance will help minimize any health costs. That is, the owner of a medical policy protects his budget from unplanned medical expenses and receives a certain list of additional benefits.
Peculiarities and advantages of DMS in Ukraine
1. Extended medical coverage: DMS provides access to a wide range of medical services, including specialist consultations, diagnostics, treatment and rehabilitation.
2. Priority service: Insurance policies often provide faster access to medical services, which reduces waiting times.
3. High quality of medical services: insurance companies usually cooperate with the best clinics and doctors, which ensures a high level of medical care (both in private and public institutions).
4. Coverage: Medicare helps reduce the financial burden on patients by covering the cost of medications, surgeries, and other medical procedures.
5. Affordable cost: Insurance costs 4,500 hryvnias per year, which is an affordable price for many Ukrainians.
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What risks does voluntary health insurance cover in Ukraine?
The insurance policy of voluntary medical insurance in Ukraine covers the following risks:
- Rehabilitation measures during hospitalization and after discharge from the hospital.
- Treatment of acute diseases (including Covid 19).
- Issuance of sick letters.
- Accident insurance.
- Consultation (examination) of a dentist, relief of acute pain.
- Urgent hospitalization in a specialized department.
- Conservative treatment, including with the use of endoscopic methods and anesthesia.
- All diagnostic (laboratory and instrumental) examinations of any complexity prescribed by a doctor.
- Intensive therapy, resuscitation in full.
- Medical supply.
- Injuries, burns, poisoning and other consequences of accidents that occurred during the validity of the insurance contract
Limitations of the DMS policy in Ukraine
Despite numerous advantages, the voluntary health insurance policy also has certain limitations:
1. Age restrictions: the insurance program is available to persons aged 18 to 60 years.
2. Does not cover treatment of chronic diseases.
What is the term of the contract and its cost?
The DMS contract is available for a period of 12 months. The cost of an annual insurance policy is 4,500 hryvnias.
Where to buy a voluntary health insurance policy in Ukraine?
The good news is that from now on you can take out a reliable voluntary health insurance policy on the Visit Ukraine portal. Follow the link, fill in the necessary information, and in just 3 minutes, reliable health insurance with guaranteed payments will be sent to your mail.
We will remind you! Basic medical care in Ukraine is currently free of charge, but on the condition that the person has a declaration from a family doctor. Otherwise, the patient cannot expect to receive free medical services. We talked in more detail about the peculiarities of medical insurance in Ukraine and abroad in this article.
Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.
Protect yourself from unforeseen costs for treatment even within the borders of Ukraine. Order a voluntary health insurance policy for Ukrainians in Ukraine and receive quality medical care under any circumstances.
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