Inhaltsübersicht

In today's realities, traveling without an insurance policy is almost impossible. During any trip, travel companies or tourists take out insurance to protect themselves from unforeseen situations abroad. Find out what are the main criteria to consider when choosing an insurance policy
Insurance is an integral part of your trip. What should a future insured pay attention to when choosing an insurance company and signing a travel insurance policy? This is one of the most common questions, and we will help you to understand it.
You can learn more about the cost of travel insurance in 2025 and what risks it covers by following the link.
Planning a trip abroad? Choose reliable travel insurance on the Visit Ukraine platform to ensure a safe and secure trip!
What risks does travel insurance cover?
One of the main components of insurance is medical expenses coverage. This includes:
- Treatment in case of sudden illness or injury;
- Hospitalization, surgeries, resuscitation;
- Doctor's consultation and diagnostics;
- Emergency dental care;
- Payment for medications prescribed by a doctor.
Many insurance companies also cover COVID-19 treatment, including testing, quarantine, and outpatient treatment.
If a tourist is unable to return home on their own due to a serious injury or illness, the insurance company will cover the cost of medical transportation. In case of death of the insured person, the policy covers the repatriation of the body to the country of residence.
If your luggage is lost, stolen, or delayed during a flight or other type of travel, the insurance company will compensate for its value. Some policies may cover the cost of purchasing the most necessary items if your suitcase is delayed for several days.
In case of forced cancellation of a trip due to serious reasons (illness, injury, death of a relative, court obligations, unforeseen circumstances), travel insurance reimburses the costs of tickets and hotel reservations. It also provides compensation in case of a significant flight delay.
You can apply for an insurance policy online in a few minutes for traveling abroad on our portal Visit Ukraine. Only proven and certified insurance companies with experience, a guarantee of insurance claims and round-the-clock customer service.
What should I look for when choosing travel insurance?
Taking out travel insurance is an important step before any trip, as it provides financial and medical protection in case of unforeseen situations. However, there are several key factors to consider when choosing the best policy.
1. Consider the purpose of your trip
If your trip involves active or extreme sports, such as skiing, paragliding, or skydiving, a standard insurance policy may not cover such risks. In this case, it is necessary to choose a special package for athletes that provides protection in case of injuries during outdoor activities. Also, travel insurance will be useful not only for traveling abroad but also when traveling in Ukraine.
2. Learn the algorithm of actions in case of an insured event
In the event of an insured event abroad, you should not contact the insurance company directly, but its representative - the assistance. The contact details of the assistance are indicated in the insurance policy. They will help you organize medical care, medical consultation, transportation or other necessary services.
3. Read the exclusions of insurance coverage
The insurance company may refuse to pay if the insured event occurred due to the use of alcohol or drugs. Also, some insurances do not cover chronic diseases or exacerbations of existing conditions, so you should carefully read the terms and conditions of the policy before taking out a policy.
In the previous article, we told you in which cases travel insurance will not cover your medical expenses.
4. Pay attention to the deductible
A deductible is the amount that a tourist must pay on their own in the event of an insured event. In some cases, insurance companies offer policies without a deductible, but their cost may be higher.
5. Make sure the insurance amount meets the requirements of the country of travel
Each country has minimum requirements for the sum insured. For example, in Schengen countries, the minimum amount of insurance coverage is €30,000, while in the United States, Canada, or Japan, medical expenses can be much higher. Before taking out a policy, check whether it meets the requirements of the country you plan to visit.
Don't want to miss important updates and useful articles? Subscribe to our weekly newsletter!
What are the benefits of a travel insurance policy from Visit Ukraine?
The Visit Ukraine service provides an opportunity to quickly and safely apply for travel insurance at a time convenient for you, even while abroad. Thanks to cooperation with leading Ukrainian insurance companies, customers receive a reliable policy with favorable terms and transparent rules. It takes only a few minutes to apply, and an electronic document is always available on your smartphone.
What does travel insurance cover?
The policy provides financial protection in case of unforeseen situations while traveling, in particular
- Medical expenses (outpatient or inpatient treatment);
- Emergency dental care;
- Evacuation and transportation if necessary;
- Repatriation of the body or organization of burial;
- Compensation in case of flight cancellation or delay;
- Loss of baggage due to the fault of the carrier;
- Legal support and advice;
- Protection in case of an accident.
Why choose Visit Ukraine?
1. Efficiency - it takes only a few minutes to complete the application process without the need to visit the office;
2. Affordability - a minimum of documents and favorable prices;
3. Reliability - the policy complies with international standards and is suitable for visa application;
4. Security - electronic format guarantees the safety of the document.
Don't risk your health and finances! Take out travel insurance online at Visit Ukraine and travel safely!
What determines the price of travel insurance?
The price of travel insurance is determined by several factors, including the region of travel, the duration of coverage, the number of insured persons, and the insurance package you choose.
On Visit Ukraine, you can easily compare prices and choose the best policy for your needs and budget. The cost of insurance varies from €0.53 to €1.91 per day for each insured person.
To get an accurate calculation, you just need to specify the dates of your trip in a special form on the website - the system will instantly determine the final cost of the policy. It takes only a few minutes to complete the application, and the insurance will be immediately available in electronic format!
How to buy travel insurance on the Visit Ukraine website - step-by-step instructions
Buying travel insurance on Visit Ukraine is a quick and secure process that takes only a few minutes. Your personal information is securely protected, and the electronic policy fully complies with international standards.
To purchase insurance, follow these simple steps:
1. Choose an insurance package - the website offers various options based on the level of coverage so that everyone can find the best one for themselves;
2. Specify the validity period - select the travel period and enter the date of birth of the insured person. The system will automatically calculate the cost of the policy;
3. Fill out the form - enter personal data (name, e-mail, phone number, passport details, place of registration, TIN and country of travel). You can add the data of other persons if you are traveling with family or friends;
4. Review the terms and conditions of the contract and confirm the registration by entering the confirmation code sent by e-mail;
5. Make a payment in a convenient way.
The finished policy will be sent to your email within a few minutes. There is no need to print it out - the electronic document has the same legal force as the paper version.
If you have any questions during the insurance process, you can contact our support team for help (via WhatsApp or Telegram). Managers will help you choose the best coverage, depending on the specifics of your trip, and take out insurance.
We remind you! The Schengen area is one of the most popular destinations in the world. One of the main conditions for visiting Schengen is the availability of health insurance, which is required to obtain a Schengen visa. Read more about when insurance is required, what it should cover, and where to buy it.
Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.
We recommend purchasing it for a safe and comfortable trip to Ukraine:
Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;
Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;
Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;
Visit Ukraine Tickets – bus and train tickets to/from Ukraine;
Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;
Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;
Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.
© 2018-2025, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.
All rights reserved.
Häufig
gestellte Fragen
Welche Risiken werden durch eine Reiseversicherung abgedeckt?
Wie wählt man die beste Versicherung aus?
Brauche ich eine Versicherung für Reisen in Schengen-Länder?
Wie viel kostet die Reiseversicherung?
Wie schnell erhalte ich eine Versicherungspolice?
Recommended articles
2 min
Insurance
Schengen travel insurance for €30,000: when do you need it and where to get it?
The Schengen area is one of the most popular destinations in the world. One of the main conditions for visiting Schengen is to have health insurance, which is required to obtain a Schengen visa. Find out more about when insurance is mandatory, what it must cover and where to buy it
23 Jan. 2025
More details2 min
Insurance
How much does travel insurance cost in 2025 and what does it cover?
Having an insurance policy is a mandatory requirement for traveling to most countries in the world. We tell you how much such insurance costs in 2025 and what risks it covers
19 Jan. 2025
More details2 min
Insurance
Top 5 most common risks for real estate: how are they covered by insurance?
In today's environment, the issue of protecting one's home is becoming increasingly important for Ukrainians. Real estate insurance is a reliable way to protect your financial interests from a variety of risks, ranging from domestic troubles to the consequences of hostilities. Find out more about the most common risks to your property and how to choose the right insurance policy
10 Jan. 2025
More details3 min
Immobilien
Since the beginning of the full-scale invasion, thousands of real estate objects have been destroyed due to Russian aggression. No one knows where the occupiers will strike tomorrow. Therefore, every family across Ukraine runs the risk of being left homeless. Learn more about why you should insure your apartment, what compensation you can get and where to buy a reliable insurance policy
24 Jan. 2025
More details