Winter brings the joy of outdoor activities - skiing, snowboarding, sledding... However, while you are enjoying the snowy slopes of Europe, hidden dangers can turn these winter activities into a financial disaster. Find out why not having health insurance during outdoor activities can cost you a fortune

An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine

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Any winter trip can suddenly turn into a costly ordeal for your budget if you get injured or have an accident. We will tell you how to avoid large expenses and protect yourself during an extreme vacation in our article.

Why winter vacation insurance is a guarantee of your financial peace of mind?

Have you ever thought that an ordinary day at a ski resort can cost you tens of thousands of euros if something goes wrong? The stories of ordinary tourists who love winter fun at ski resorts will not only convey to you the importance of extreme sports insurance , but will also help you not to repeat the tourist mistakes of other people.

1. Skiing - torn knee ligaments

Tourist Anna went to a ski resort in the Austrian Alps. During one of the ski slopes, she was injured - she ruptured her knee ligaments. Medical care and transportation to the hospital cost her 20,000 euros. This once again confirms how important it is to be prepared for such situations during outdoor activities. After all, injuries sustained while skiing, snowboarding, or other winter sports often require complex treatment and lengthy recovery, which significantly increases the overall cost. Fortunately, the girl had an insurance policy for extreme sports, which covered all the costs of both treatment and long-term rehabilitation.

2. Snowboarding - a broken arm

Tourist Oleksandr tried snowboarding for the first time in his life in Switzerland. Due to an unsuccessful jump from a small springboard, he suffered a broken arm. Treatment in a Swiss clinic cost him 10,000 euros. This case clearly shows how extreme recreation can unexpectedly turn into a serious financial challenge. After all, most injuries sustained during winter sports often require prompt medical care, including transportation to a hospital. If not for the extreme sports insurance that Andriy had purchased a few days before his vacation, this tourist's vacation would have ended not only with health problems, but also with significant financial problems.

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3. Sledding - head injury

Sledding in the mountains of Germany seemed like a harmless winter pastime for Maria, until one sharp turn ended in a collision with a tree. A concussion and the need for emergency medical care resulted in a very unpleasant bill of 7,000 euros. This story reminds us that even the simplest winter activities can turn into expensive troubles when a vacation at a ski resort ends in injury. The insurance policy for extreme outdoor activities provided coverage for all expenses and saved the girl from unnecessary financial problems at the ski resort.

Earlier, we covered the topic of insurance for extreme types of winter recreation in more detail

4. Trekking on snowy routes - frostbite

Programmer Dmitry, who went on a winter hike in the mountains of Switzerland, did not expect that the weather change could be so dangerous. Unexpectedly severe frost and unpreparedness led to frostbite on his feet, and he had to be urgently evacuated. The transportation from the snow-capped peaks cost Dmytro as much as 15,000 euros, which is a very significant amount for Ukraine! And this is just one of many examples when winter outdoor activities can have unpredictable consequences and serious expenses. The active sports insurance that Dmytro purchased on the advice of a friend, an experienced traveler, not only provided him with timely professional assistance, but also saved him from unaffordable expenses.

Keep in mind. According to the US National Ski Areas Association (NSAA), the main causes of serious injuries at ski resorts are collisions with other skiers or snowboarders, as well as objects on the slopes, and falls. Even the most experienced athletes will not be able to avoid such situations completely. However, it is quite possible to protect yourself from the financial consequences of these collisions!

5. ATV - a serious accident

Andriy, an experienced tourist and extreme winter riding enthusiast, lost control of his ATV while riding on a winter road in Norway, the ATV flipped over and he sustained serious injuries to both shoulders. Long-term treatment in several clinics in Norway cost him as much as 30,000 euros! Unfortunately, such unforeseen circumstances led to the fact that even an experienced traveler found himself in an extremely unpleasant situation that would have resulted in significant financial losses if not for the travel insurance policy with ATV coverage that Andriy always takes out before his seasonal vacations.

These examples clearly show that winter recreation is always accompanied by increased health risks, and even experienced tourists are not immune to unforeseen situations. Treatment of injuries, evacuation and medical care can cost a lot of money, especially abroad. Winter vacation insurance allows you to avoid financial problems by guaranteeing that your expenses will be covered in the event of an accident.

Why is it important to have insurance during winter vacation?

Many people don't think about the potential dangers that winter activities conceal. From skiing and snowboarding to simple sledding, any carelessness can lead to serious injuries. Medical care in Europe is expensive, and without proper insurance, treatment costs can reach tens of thousands of euros.

In order not to risk your health and financial situation, it is important to choose a reliable insurance policy. Visit Ukraine portal offers three insurance packages for active winter vacations:

Silver - a basic package that covers the treatment of injuries during recreation and active sports at the amateur level.

Gold is an extended insurance coverage that includes ATV, skiing and snowboarding.

Platinum - the maximum coverage that covers all types of extreme winter activities, including more risky sports, such as rafting or paragliding.

Attention: These policies do not cover professional athletes for participation in competitions.

How to take out insurance?

It is very easy to take out health insurance for outdoor activities:

1.Choose a package: Silver, Gold or Platinum depending on your needs.

2.Fill out the online form on the website or contact a consultant.

3.Pay for the policy and receive an electronic version of the insurance to your email.

Important! Before you start your trip to European ski resorts, make sure you have reliable insurance with you. It will make your winter trip financially safe!

Why winter sports insurance from Visit Ukraine is affordable and reliable?

✔️ Round-the-clock support: Our clients can contact us at any time for advice and assistance (Telegram | WhatsApp)

✔️ Fast processing: Just a few clicks and your insurance policy with extreme sports coverage works for you!

✔️ Reliable coverage: We cooperate only with trusted, licensed insurance companies so you can be 100% sure of your protection.

Don't risk your health and finances - take out insurance before your winter vacation and enjoy “snow activities” without any worries!

Just a reminder! Traveling abroad for men of conscription age in 2024 has its own nuances, which we described in detail in our previous article. 

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