Mini Hull insurance for a used car: what are the restrictions and who cannot insure a car?
Mini Hull insurance is a practical solution for those who are looking for reliable protection of their car without unnecessary expenses. By choosing the right insurance package, you will ensure peace of mind and financial security on the road. Find out more about which cars cannot be covered by Mini CASCO insurance, as well as what the policy covers and how to buy it online
Every car owner wants to protect their vehicle from unexpected expenses and risks. Traditionally, full Hull insurance is too expensive for many drivers. However, today there is an alternative on the market - Mini Hull insurance. This is a policy that offers basic protection at an affordable price.
We will tell you which vehicles cannot be covered by Mini Hull insurance, as well as how to buy a policy quickly and what it covers.
What is Mini Hull insurance?
Mini Hull insurance is a simplified version of classic car insurance, designed for vehicle owners who want to get basic protection without unnecessary overpayments. Unlike full Hull insurance, this insurance offers a limited but effective list of insured events at a lower price.
An important advantage is that the insurance provides coverage for war risks and is suitable for both cars with Ukrainian and foreign registration.
Read here about the advantages of Mini Hull insurance policy over regular Hull insurance.
What vehicles cannot be covered by Mini Hull insurance?
Not all vehicles are eligible for Mini Hull insurance.
Thus, Mini Hull insurance policy cannot be taken out for the following cars:
- - cars older than 10 years and/or having any additional equipment installed in the vehicle;
- - vehicles used to ensure participation in military operations and those related to any volunteer, military, humanitarian formations, etc;
- - technically defective at the time of insurance or not registered;
- - russian and/or Chinese production.
- Read here how to get a Mini Hull insurance payout and what to do in case of an insured event.
- What does Mini Hull insurance cover?
- There are three main insurance packages on the market:
- - Economy. Covers compensation for damages in the event of an accident involving another car.
- - Basic. Covers losses in an accident with another vehicle and complete destruction of the car due to natural disasters.
- - Maximum + war risks. Provides compensation for losses in the following cases: An accident involving another car, complete destruction of the car due to natural disasters, damage to the vehicle due to passive war risks. Additionally, it covers tow truck services.
- You can find out how to calculate the cost of a Mini Hull insurance policy by following the link.
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- How to take out Mini Hull insurance on Visit Ukraine portal?
- On the Visit Ukraine portal, you can buy Mini Hull insurance from a reliable insurer for reliable protection on the country's roads online. There are three types of packages available for periods ranging from a month to a year for cars, motorcycles, scooters, trucks, as well as trailers and semi-trailers.
- The process of applying for a policy is as simple as possible:
- - follow the link;
- - choose your citizenship;
- - choose the insurance period (from 1 month to 1 year), the type of vehicle and the insurance start date;
- - choose the required package (Economy, Basic, Maximum + war risks);
- - fill in the form with the car and owner's details.
- Getting Mini Hull insurance: step-by-step instructions and answers to frequently asked questions.
- Why is it profitable to buy a Mini Hull insurance policy on Visit Ukraine?
- - Fair market rates that guarantee payments.
- - Affordable price: minimal insurance costs.
- - Fast processing: minimum documents and a quick process of concluding a contract.
- - Flexible conditions: the ability to choose the best coverage for your car.
- - Reliable protection: coverage of the risks that are of greatest concern to car owners.
- - Guaranteed indemnity for car restoration.
- - One of the best in Ukraine Contact Centre providing information support.
- Just a reminder. Mini Hull insurance is a voluntary car insurance that covers losses not only in the event of an accident, but also in the event of passive war risks. To find out how the policy works and whether you can get compensation if your car is damaged by missile and drone fragments, please follow the link.
Photo: Freepik
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