Mini Hull Insurance

You can take out Mini Hull insurance from 1 month to 1 year. At the same time, not only citizens of Ukraine but also foreigners entering Ukraine in a vehicle with foreign registration can purchase a policy.

Any passenger cars (category B), except:

- over 10 years old and/or any additional equipment installed in the vehicle;

- to ensure participation in military operations, related to any volunteer, military, humanitarian formations, etc;

- technically defective at the time of insurance or unregistered;

- Russian and/or Chinese production.

Visit Ukraine offers three options for Mini Hull insurance coverage:

• Economy: indemnifies losses only in case of an accident involving another vehicle.
  
• Basic: covers losses in the event of an accident involving another vehicle and in cases of complete destruction of the car due to natural disasters.
  
• Maximum + military risks: includes coverage of losses in case of an accident involving another vehicle, destruction of the car due to natural disasters, protection against passive military risks, as well as tow truck services.

The cost of Mini Hull insurance depends on the selected level of coverage - three packages are available: Economy, Basic and Maximum + Military risks. To calculate the price for your car, use the online calculator, specifying the following data:

• insurance period (from 1 month to 1 year)
  
• type of vehicle (passenger car);
  
• the date of the insurance start date.

In the event of an accident, insurance payments under Mini Hull insurance are provided for the repair of your own car, while under a motor third party liability policy only for the injured party.

Mini Hull insurance covers the following cases:

- An accident with another party to the accident;

- Complete destruction of the vehicle in case of a natural disaster,

- Complete destruction of the vehicle in case of passive risks of war;

- Towing costs as a result of an accident or breakdown.

Deductible is a portion of losses that are not indemnified by the insurer under the insurance contract.

Under the mini-Hull insurance contract, there is no deductible for the risk of a road traffic accident if the fault of another party to the event is established, otherwise the deductible is UAH 3 thousand.

The deductible of 5% of the sum insured shall be applied in case of violation of overtaking rules by the Insured/driver, exceeding the permitted speed by 20 km/h.

The Insured can be legally capable individuals, residents or non-residents, except for citizens of the Russian Federation, the Republic of Belarus, the Republic of Iran or the DPRK.

• Availability. Minimal insurance costs.
• Fast registration. The minimum number of documents and a simple process of concluding a contract.
  
• Flexibility. The ability to choose the coverage package that best suits your car.
  
• Reliable protection. Coverage of the main risks that drivers are concerned about.

An electronic insurance policy does not need to be printed out. It is enough for the driver to save the policy on his phone or tablet to always have access to the document.

You can always contact the portal's hotline and we will promptly make the necessary changes to the insurance policy.