A new version of the Law ‘On Compulsory Insurance of Civil Liability of Owners of Land Vehicles’ will come into force on 1 January 2025. The new version of the law will, in particular, change the amounts of insurance payments

Apply for a car insurance policy at Visit Ukraine - guaranteed protection on the road in just 5 minutes!

BUY

Starting from 2025, new limits on insurance payments under the CMTPL insurance system will be introduced in Ukraine. These changes are aimed at improving the protection of victims of road traffic accidents and adapting the insurance system to economic realities.

New limits of insurance payments from 2025

Starting from 1 January 2025, the maximum amounts that insurance companies can compensate to victims of road accidents will increase:

🔻 Property damage: up to UAH 250 thousand per victim (UAH 1.25 million per insured event).

🔻 Damage to health and life: up to UAH 500 thousand per victim (UAH 5 million per insured event).

The new limits apply only to policies taken out from 1 January 2025. If an accident occurs in 2025, but the policy was issued in December 2024, payments will be made according to the old limits (UAH 160 thousand for car and UAH 320 thousand for health).

Don't want to miss important updates and useful articles? Subscribe to our weekly newsletter!

The next stage of changes is 2026

From 1 January 2026 (subject to the cancellation of martial law), the payment limits will be increased again:

🔻 Damage to health and life: up to UAH 1 million per victim and UAH 20 million per insured event.

🔻 Property damage: the limit per victim will be removed, but the total amount will not exceed UAH 2 million per insured event.

These changes will allow the CMTPL to meet the standards of the European Union, which is especially important in the context of Ukraine's planned accession to the EU.

Why are insurance limits being raised?

According to Alexander Bernazyuk, CEO of MTIBU, the increase is due to several factors: rising prices for car repairs, an increase in the frequency of insurance claims, and future integration into the EU.

When Ukraine joins the European Union, the insurance system must comply with European standards, including the amount of insurance payments.

How to prepare for the changes?

To be sure of their protection on the road, motorists are advised to renew their MTPL policy in 2025 to take advantage of the increased limits of payments.

You can take out MTPL insurance at the new insurance rates on the Visit Ukraine portal.

We remind you! In 2025, changes are expected to be introduced to strengthen the protection of all road users. Although the cost of MTPL insurance will increase slightly, vehicle owners will receive much better insurance coverage and convenient service. We told you how the insurance conditions will change in 2024, how much the policy will rise in price and how to buy a motor third party liability insurance policy at the old price.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

© 2018-2025, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.