A health insurance policy is an important document that will be needed for a safe trip or stay abroad. Find out whether it is possible for a Ukrainian to take out a policy outside the country and how to do it

Reliable medical insurance for Ukrainians with a guarantee of payments

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In most countries of the world, medical services for foreigners are quite expensive, so it is important to have a health insurance policy while abroad. To protect themselves from risks, travelers who are just planning to leave Ukraine should purchase a document online or at an insurance agent's office before traveling. What should those who find themselves outside of the country without insurance or whose policy has expired should do? Let's talk further.

Is it possible to take out an insurance policy while abroad?

Most Ukrainian insurance companies allow you to take out travel insurance only during your stay in Ukraine. This is done to prevent fraud where people simply buy a policy when they are sick.

A limited number of agents allow you to issue a policy from abroad. However, keep in mind that in such cases the policy becomes valid only a few days after the purchase.

The good news is that Ukrainians can purchase an insurance policy while abroad on the Visit Ukraine portal.

When might it be necessary to buy an insurance policy abroad?

- When you stayed abroad longer than the planned time - the previous insurance has already expired, so you need to get a new one.

- During the stay outside the country, the validity period of the annual policy has expired.

- To increase the list of risks covered by the insurance - for example, change the usual insurance to one that includes protection against the consequences of accidents during extreme sports, etc.

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What is covered by a health insurance policy for Ukrainians abroad

Visit Ukraine offers to take out a reliable insurance policy from verified insurance agents, which covers the following risks:

- COVID-19: diagnosis and treatment as prescribed by a doctor if indicated.

- Emergency outpatient care.

- Emergency inpatient care.

- Expenses for calling emergency doctors in the host country.

- Fast emergency care.

- Emergency obstetric care until the 28th week of pregnancy.

- Expenses for the provision of quick and urgent outpatient (in a medical institution or a licensed doctor) and inpatient care, including consultations, diagnostics, treatment, payment of medications prescribed by a doctor.

- Expenses for performing emergency operations, including expenses for necessary medications prescribed by a doctor, dressing materials and means of fixation.

- Repatriation of the body.

- Medical transportation.

How can Ukrainians obtain medical insurance abroad?

You can buy a policy online in just a few minutes, for this:

1. Follow the link in the insurance section.

2. Select the destination country and click search.

3. Choose the tariff that suits you best depending on the amount of coverage, the amount of the franchise and the list of services.

3. Enter your date of birth and policy expiration date.

4. Fill in contact data (name, passport data, contact number, e-mail address, etc.) - all information is filled in Latin letters.

5. Confirm the entered data and consent to the processing of personal data.

6. Confirm the email address.

7. Pay for your insurance policy, many options are available: Visa, Mastercard, Apple Pay, Google Pay.

In 10 minutes, a policy that will cover all risks related to health is already in your mail. It is better to print the policy, because each country has its own requirements, and someone may refuse to accept only the electronic form.

How to receive payment in case of an insurance accident abroad?

You should also not worry about the possibility of receiving payments in the event of an insurance event, because the state of war did not affect these processes in any way. Ukrainian insurance companies are faced with insurance cases almost every day and return funds to their clients.

It is also not necessary to come to Ukraine to apply for payment. You can do everything remotely and get money on your hryvnia card.

An insurance policy is a guarantee of your safety and peaceful stay outside of Ukraine. To protect yourself from troubles abroad and to be calm for yourself and your loved ones, Visit Ukraine recommends not to delay and take out medical insurance online.

We remind you that we have already told why it is important for Ukrainians who are abroad to have a health insurance policy, the details are here.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

Daria Rogova, Head of Insurance at Visit Ukraine

In order to safely move, travel or work in a new country, you will need health insurance. You can issue an extended policy on our website using the link.

Do you have additional questions? Contact the Visit Ukraine hotline (Telegram | WhatsApp).

Our recommendation for a safe and comfortable trip: 

Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.

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