Health insurance for foreigners in Ukraine is a mandatory document for obtaining a long-term visa, as well as in some other cases provided for by the country's legislation. Find out why and what kind of insurance policy becomes a necessity for foreigners staying in Ukraine during martial law

Take care of insurance for safe entry and stay in Ukraine

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Given the risks of staying in Ukraine nowadays, foreigners need proper and reliable insurance. We'll tell you how, why, and who exactly needs an insurance policy in Ukraine, and which one to choose to be safe.

What kind of insurance should a foreigner take out to enter Ukraine?

Among the many offers on the insurance market, choosing the best option is not easy, but it is necessary. This applies to both compulsory insurance for foreigners in Ukraine and voluntary insurance with a wider list of insured events.

Among the compulsory insurance policies for foreigners in Ukraine is an insurance policy with Covid-19 coverage, as well as some other types of medical and travel insurance, which we constantly write about on our portal.

What is covered by insurance with an insured sum of 30,000 euros

Health insurance with a sum insured of EUR 30,000 is required for a foreigner to obtain a type D visa to enter Ukraine. This insurance policy, which is required for a long-term visa, also provides the following privileges for foreigners

- €30,000 protection, which is the minimum amount required by Ukrainian law;

- full compliance with the standards of the State Migration Service and the Ministry of Foreign Affairs;

- coverage of all expenses in case of COVID-19, which is now becoming relevant again.

The insurance contract covers 30,000 euros:

- emergency medical care

- transportation to the hospital, if required by the person's condition

- rapid diagnostics and all necessary laboratory tests

- all types of treatment: medical, conservative and surgical, including inpatient treatment;

- extraordinary appointments with doctors and medical counseling at all levels and to the extent necessary.

Emergency medical care for foreigners in Ukraine

Please note! Emergency medical care in Ukraine is of high quality and, most importantly, fast. However, without proper health insurance, it will be a paid service for foreigners and guests of Ukraine. The price of an ambulance call for a foreigner without insurance in Ukraine can vary from 500 to 5000 UAH and higher if it is an ambulance call from a private clinic.

Dentistry

All insurance packages also provide for emergency dental care for foreigners, which is considered to be of high quality in Ukraine.

Obstetric care

A medical insurance policy with a coverage amount of 30,000 euros allows you to safely plan your travels during pregnancy. The full insurance package of this policy provides women with a gestation period of up to 28 weeks with protection and full obstetric care.

Assistance during COVID-19

A separate factor in the health insurance contract for foreigners is once again assistance in case of COVID-19. In case of a positive test for COVID-19, this type of insurance covers the costs of comprehensive treatment of this disease.

Thus, an insurance policy with the sum insured of EUR 30,000 with risk options, which is required for certain types of stay in Ukraine, is a universal insurance program designed to ensure the safest possible trip to Ukraine for a long time.

A medical policy with a coverage of EUR 30,000 is suitable for any purpose of a visit to Ukraine:

- When traveling to Ukraine to visit family/relatives;

- For employment in Ukraine;

- When traveling to Ukraine for business purposes

This insurance policy also covers military risks that are currently present on the territory of Ukraine.

Earlier we wrote about the current rules for obtaining insurance for Ukrainians in Ukraine and abroad.

What does insurance cover for foreigners travel insurance to ukraine

A health insurance policy with a coverage amount of EUR 30,000 allows foreigners to receive the following services in Ukraine (if necessary and legally):

- Obtaining a residence permit;

- Obtaining a long-term visa;

- Compensation for medical treatment if the insured person is a student and studies in Ukraine

We have provided recommendations on border crossing to enter Ukraine from Visit Ukraine in the relevant material.

Travel insurance for Ukraine: features

Full-coverage health insurance for 30,000 euros is issued to a foreigner for a period of 1 year and 1 month (13 months), as required by the conditions of the Migration Service.

Upon signing the insurance contract, the insured receives a certificate of insurance:

- Insurance against accidents of the insured person: life, health, disability;

- Compensation in case of expenses related to the provision of assistance to persons who find themselves in a difficult situation while staying in Ukraine. Compensation may be paid in case of threats to the client's health and life, as well as in case of threats to his/her ability to work.

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What are the minimum and maximum amounts insurance for travel to Ukraine

With a medical insurance policy for EUR 30,000, the minimum amount of insurance (as the limit of the insurance company's liability) is UAH 500.

The maximum amount of compensation for such health insurance is EUR 30,000 specified in the contract. This amount includes:

1. Reimbursement of expenses related to the diagnosis/treatment of COVID-19 within the established limit of liability, which is EUR 200 per insured event. At the same time, the maximum amount of reimbursement for general Covid-19 treatment services in Ukraine is the full amount of insurance - EUR 30,000.

2. Reimbursement of expenses for medicines and medicines prescribed by a doctor to provide assistance in the event of an insured event.

3. Emergency dental care, including dental examination, X-ray examination, extraction or filling of teeth with temporary fillings.

4. Reimbursement of expenses in the amount of up to EUR 30 for vaccinations (per Insured person), but not more than EUR 60 per contract.

5. Indemnification for telephone services in the amount of up to EUR 50, if the reason for the calls corresponds to the insured event.

6. Reimbursement of hospitalization costs (stay in a ward, intensive care, medical care prescribed by a doctor, purchase of medicines and medicines for treatment, etc.)

How much does it cost to do medical in Ukraine and how much does medicine cost

Insurance has long been almost the only way to get timely medical care in any country in the world. When it comes to insurance for foreigners in Ukraine, this practice is also applicable to them, in full and with decent service.

Even though the prices for medical services in Ukraine are quite low compared to the same European prices for medicine, any illness can hit hard on a personal or family budget. Especially if the extra costs are not provided for in the budget.

Prices for medical services in Ukraine:

- X-ray - 200 - 600 UAH;

- Consultation with a therapist - 200 - 1000 UAH;

- Consultation with a specialist - 500 - 1500 UAH;

- MRI - 1200 - 3500 UAH;

- Complete blood count - 200 UAH;

- Complete blood count - 500 - 1000 UAH;

- Visit to a dentist (dental treatment) - 700 - 3,500 UAH per tooth;

It should also be noted that the price of treatment always includes the cost of medicines and medicines, which can be quite high in different situations.

Whereas the price of full health insurance with military risk options is only 3.18 euros/day and provides appropriate protection not only in case of illness or accident, but also protects against military risks, which are very relevant in Ukraine today.

Visit Ukraine portal does its best to make your trip or stay in Ukraine as comfortable and safe as possible. Therefore, we offer insurance only from licensed insurers in Ukraine, and our insurance contracts meet all the requirements of the Migration Service. If you are going to Ukraine, or are already in Ukraine, you can take out health insurance online in a few minutes, and the next day the original insurance policy can be sent to any city in Ukraine (except for cities and villages in the temporarily occupied territories).

Insurance in Ukraine: what is better to choose during martial law

Insurance for foreigners on private visits to Ukraine is not only a legal requirement, but also an actual need for foreigners. After all, military operations are ongoing in Ukraine as a result of Russian military aggression, and they pose risks to every city in Ukraine. Therefore, providing urgent assistance exactly when and where it is needed in Ukraine is a top priority, but a solvable issue. First of all, thanks to the right health insurance.

Insure yourself wisely and responsibly, and be sure to cover exactly those risks that may manifest themselves in Ukraine in the near future. Take care of your safety during the war and insure yourself against new pandemics. An insurance policy with military risk on Visit Ukraine is a reliable and proven way to secure your stay in Ukraine because it provides:

- Round-the-clock insurance coverage and quality service during your visit to Ukraine;

- Possibility to get urgent help when you need it, whether it is an ambulance call or the prompt work of an assistance company;

- Access to consultations with doctors in a convenient way - online and/or offline;

- Providing a full course of treatment, including payment and delivery of medicines;

- Prompt reimbursement of all expenses - within 10-30 days after the application.

When foreigners enter Ukraine by their own cars, it is important to take care of the appropriate compulsory and/or voluntary vehicle insurance in advance. We offer you to do this on our website, where you can quickly and easily take out a mini hull insurance policy for cars with foreign registration. This policy also covers military risks, which is why it has become the most relevant policy in the insurance market.

Just a reminder. In 2024, the rules for crossing the border to enter Ukraine were slightly updated.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance  -  insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance  - car insurance with extended coverage in Ukraine;

Visit Ukraine Legal advice - comprehensive legal support on entry to Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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