France Life in the country

Finding housing in France often takes longer than in many other European countries. This is especially true in Paris, Lyon, Nice, and other major cities, where demand far exceeds supply. It’s not uncommon for dozens of people to compete for a single apartment, so it’s important to prepare your application documents in advance and respond quickly to new listings.

The most popular websites for finding housing

Most French people and foreigners look for housing through specialized online platforms:

• Leboncoin.fr — the largest classifieds website in France, where you can find housing from owners and agencies;
• SeLoger.com — one of the most popular real estate portals;
• Bienici.com — a convenient platform with an interactive map of neighborhoods;
• PAP.fr (Particulier à Particulier) — listings directly from owners with no agency commission;
• Logic-Immo.com — a large catalog of apartments and houses across the country.

Renting rooms in a shared living arrangement is also popular among students and young professionals.

Renting a Room and Shared Living

Shared living significantly reduces housing costs, especially in large cities.

Average room cost:

• Paris — 600–900 euros per month;
• Lyon, Bordeaux, Toulouse — 450–700 euros;
• Strasbourg, Nantes, Lille — 400–650 euros;
• smaller cities — 300–500 euros.

In most cases, the kitchen, bathroom, and common areas are shared with other residents of the apartment.

What documents are required to rent an apartment?

French landlords place great emphasis on screening applicants. Before viewing the apartment, you may be asked to provide a complete set of documents.

The following documents are most commonly required:

• passport or residence permit;
• proof of legal residence in France;
• employment contract or letter from an employer;
• proof of income for the past few months;
• bank statements;
• documents from a guarantor (garant), if required.

In many cases, landlords want to see an income that is at least three times the rent.

What is a guarantor and why is one needed?

One of the distinctive features of the French rental market is the guarantor system (garant). This is a person or organization that assumes financial responsibility in the event that the tenant stops paying rent.

If you don’t have a French guarantor, the following options may help:

• the Visale government guarantee;
• specialized insurance programs;
• your employer or educational institution;
• services for international students and expats.

It is precisely the lack of a guarantor that often becomes the main obstacle for newly arrived foreigners.

Residence Registration and Documents

Unlike some other EU countries, France does not have a separate mandatory procedure for registering a residential address for all residents. However, proof of address (Justificatif de domicile) is one of the most important documents in everyday life.

The following are typically used as proof of address:

• a lease agreement;
• an electricity bill;
• an internet bill;
• a residence certificate from the landlord.

This document may be required to open a bank account, obtain health insurance, set up a mobile phone service, and interact with government agencies.

How to avoid scams?

When looking for housing, be especially cautious about offers that seem too good to be true. The most common scams involve requests to pay a deposit before viewing the apartment in person or to send copies of documents without the landlord verifying them.

To avoid problems:

• do not transfer money before signing the contract;
• verify the landlord’s identity;
• read the lease agreement carefully;
• keep all payment receipts;
• use trusted real estate platforms.

Legal review of the contract

French lease agreements may contain specific terms regarding the lease term, security deposit, additional payments, and the obligations of the parties. If you do not speak French or have doubts about certain clauses in the contract, we recommend consulting a lawyer. The experts at Visit Ukraine can help you review the documents and explain the specifics of French housing law before signing the contract.

France isn’t among the cheapest countries in Europe, but food costs here depend largely on the city, lifestyle, and shopping habits. Prices are traditionally highest in Paris and on the French Riviera, while in Lille, Rennes, Nantes, Strasbourg, or Toulouse, daily grocery expenses are generally lower.

The French place great emphasis on food quality, so even in budget supermarkets, you can find a wide selection of fresh vegetables, fruits, cheeses, meats, and baked goods. In addition, local markets remain popular, where fresh farm products are often sold at competitive prices.

Where to buy groceries in France?

The most popular supermarket chains:

• Carrefour — one of the country’s largest retail chains;
• E.Leclerc — often considered one of the most affordable supermarkets;
• Intermarché — a wide selection of mid-range products;
• Auchan — large hypermarkets with household goods and groceries;
• Monoprix — popular in the centers of major cities, but usually more expensive;
• Lidl and Aldi — budget chains with lower prices on many product categories.

To save money, many French people plan their shopping based on promotional catalogs and use supermarket loyalty programs.

Food prices in 2026

Prices may vary by region, but on average, you can expect the following:

• bread or baguette — 1.2–2 euros;
• milk (1 L) — €1.1–1.8;
• eggs (10 pcs.) — €2.5–4;
• chicken breast (1 kg) — €10–15;
• beef (1 kg) — €15–25;
• cheese (1 kg) — €10–25;
• potatoes (1 kg) — €1–2;
• apples (1 kg) — €2–4;
• bananas (1 kg) — €1.5–3;
• bottled water (1.5 L) — €0.5–1.5.

Seafood, ready-made meals, and premium-segment products can be particularly expensive.

What is the budget for food?

Average monthly food expenses are:

• one person — 250–450 euros;
• a couple — 500–800 euros;
• a family with a child — 800 to 1,200 euros.

If you regularly buy ready-made meals or eat at restaurants, expenses can be significantly higher.

Cafés, restaurants, and eating out

France is famous for its culinary culture, so dining establishments are an integral part of daily life.

• coffee at a café — 2–5 euros;
• croissant or pastry — 1–3 euros;
• lunch menu (menu du jour) — 12–20 euros;
• main course at a restaurant — 15–30 euros;
• dinner at a mid-range restaurant — 25–50 euros per person;
• fast food — 10–15 euros.

On weekdays, many restaurants offer fixed-price lunch menus, allowing you to eat much more affordably than in the evening.

How to save on groceries?

Even in France, you can significantly cut down on food expenses without compromising on quality.

To do this, you should:

• use supermarket loyalty cards;
• buy seasonal fruits and vegetables;
• visit local markets at the end of the day;
• keep an eye out for weekly sales;
• choose supermarket private-label products (marques distributeur).

For most Ukrainians, a comfortable budget for groceries and household goods in France is around 350–600 euros per person per month, depending on the city of residence and personal habits.

France has one of the most developed transportation systems in Europe. Thanks to a network of subways, buses, trams, commuter trains, and TGV high-speed trains, residents can travel comfortably both within cities and between different regions of the country. In large cities, many people do not use their own cars at all, as public transportation is often faster and cheaper.

Public Transportation in Cities

In Paris, Lyon, Marseille, Toulouse, Lille, and other major cities, there is a unified public transportation system that includes subways, buses, trams, and commuter trains.

Fare:

• single-ride fare in Paris — 2–2.5 euros;
• day pass — 8–15 euros depending on the city and zones;
• monthly pass in Paris (Navigo) — about 90 euros;
• a monthly pass in other major cities costs 30–80 euros;
• rates for students and young people can be 30–70% cheaper.

Many cities also have bike and e-scooter rental systems, which are often used for daily commutes.

Intercity travel

The French rail system is considered one of the best in Europe. TGV high-speed trains allow you to travel between the country’s largest cities in just a few hours.

• Paris — Lyon: 25–100 euros;
• Paris — Marseille: 30–120 euros;
• Paris–Bordeaux: €25–90;
• Paris–Strasbourg: €20–80.

Prices vary significantly depending on when you book. Purchasing tickets several weeks before your trip can cut costs in half or even more.

Driving in France

A car is particularly useful for living in small towns or rural areas where public transportation is less developed. At the same time, in Paris and other major cities, owning a car can be expensive due to high parking costs and traffic restrictions.

Average costs for car owners:

• A95 gasoline — €1.70–2.00 per liter;
• diesel fuel — €1.60–1.90 per liter;
• parking in central Paris — €4 to €6 per hour;
• toll highways — from a few euros to €50–70 depending on the route.

France has an extensive network of toll roads (péages), so these costs should also be factored in for intercity travel.

Crit'Air Environmental Zones

Many French cities have environmental zones (ZFE) where vehicle traffic is regulated based on a car’s emissions level.

A special Crit'Air environmental sticker is required to enter these zones. It is mandatory in Paris, Lyon, Marseille, Strasbourg, and a number of other cities.

Violating the rules can result in a fine, so it’s worth checking the current requirements for a specific region before your trip.

What do owners of Ukrainian vehicles need to know?

If you are driving a car with Ukrainian registration, you must follow local traffic rules and have a valid insurance policy.

🛡️ To drive through France in a car with Ukrainian license plates, you need international auto insurance Green Card. You can purchase a policy online on the Visit Ukraine website in just a few minutes.

Do you plan to drive regularly in France? We recommend familiarizing yourself in advance with the current rules for the recognition and legalization of Ukrainian driver’s licenses.

Fines and Traffic Rules

Traffic rules are strictly enforced in France. Thousands of fixed and mobile cameras record violations on the roads.

The most common fines:

• speeding — starting at 68 euros;
• using a phone while driving — starting at 135 euros;
• illegal parking — starting at 35 euros;
• failure to wear a seatbelt — starting at 135 euros;
• driving under the influence of alcohol — starting at several hundred euros and possible revocation of the driver’s license.

In France, compliance with traffic rules is strictly enforced, so drivers should pay close attention to road signs and local restrictions.

A bank account in France is essential for virtually all everyday transactions: receiving a paycheck, renting an apartment, signing up for mobile service, and applying for government benefits or compensation. That is why opening an account is often one of the first steps after moving to this country.

The French banking system is considered reliable, but the account opening process can take longer than in many other European countries. The main reason is the need to verify your identity and residential address.

The Most Popular Banks in France

There are a large number of banks operating in the country, but most residents use the services of a few major financial institutions:

• BNP Paribas — one of the largest banks in France;
• Crédit Agricole — popular in both urban and rural areas;
• Société Générale — one of the oldest banking groups in the country;
• Crédit Mutuel — known for its competitive rates for individuals;
• La Banque Postale — a bank based on France’s network of post offices;
• Caisse d’Épargne — popular among families and students.

In addition to traditional banks, digital services are becoming increasingly popular:

• Revolut;
• Wise;
• N26;
• Nickel.

For Ukrainians who have just arrived, such services often allow for faster access to basic financial services.

What documents are required to open an account?

The list of documents may vary depending on the bank, but most often you will need to provide:

• a passport or residence permit;
• proof of address (Justificatif de domicile);
• a French phone number;
• a document confirming the source of income or the purpose of opening the account.

Proof of address is often the biggest challenge for newly arrived foreigners.

How much do banking services cost?

Unlike some EU countries, most French banks offer paid service packages.

• account maintenance — €2–10 per month;
• debit card — €0–8 per month depending on the package;
• international transfers — at the bank’s rates;
• cash withdrawals at your bank’s ATMs — usually free.

Many online banks offer free basic services or lower fees.

Digital payments and mobile banking

France is actively transitioning to digital payments. You can pay with a bank card almost everywhere: from supermarkets to small cafes.

Using mobile apps, customers can:

• pay bills;
• transfer funds;
• track expenses;
• sign certain documents online;
• manage insurance and loan products.

Most banks also support Apple Pay and Google Pay.

International transfers and money transfers to Ukraine

For Ukrainians, the issue of international transfers remains relevant. For such transactions, Wise and Revolut are most commonly used, as they allow transfers between different currencies with lower fees than traditional banks.

Before opening an account, it is worth finding out:

• the cost of international transfers;
• the currency conversion fee;
• the terms of using the account outside of France.

Financial assistance and social benefits

In France, a significant portion of social benefits is deposited directly into a bank account. This applies to housing subsidies from CAF, certain social assistance programs, and other government support initiatives.

That is why opening an account is important not only for work or daily payments, but also for accessing many government services.

For many Ukrainians, applying for French social benefits and assistance is an important part of the adaptation process. In a separate article, we provide detailed information about available support programs and how to apply for them.

Legal Support

During a long-term stay in France, questions may arise regarding tax residency, starting a business, handling paperwork, or dealing with banks. In such cases, it is advisable to seek advice from specialists. Visit Ukraine Lawyers will help you navigate local requirements and prepare the necessary documents for a smooth transition to life in France.

High-quality mobile service is available throughout nearly the entire country, and high-speed internet has long been the norm not only in major cities but also in most smaller towns.

Ukrainians often need a local phone number within the first few weeks of moving. It may be required to open a bank account, rent an apartment, register with government agencies, purchase insurance, and communicate with an employer.

Major mobile operators

The French mobile market is represented by four major operators:

• Orange — the country’s largest operator with one of the best coverage areas;
• SFR — a major provider of mobile services and home internet;
• Bouygues Telecom — popular for its affordable package deals;
• Free Mobile — one of the most affordable operators on the market.

In addition, there are dozens of mobile virtual network operators (MVNOs) that use the infrastructure of major companies and often offer lower rates.

How much do mobile services cost?

In France, both 12–24-month contracts and SIM cards without long-term commitments are available.

• The SIM card starter pack costs €5–15;
• a basic plan with data costs €5–10 per month;
• a plan with 100–200 GB of mobile data costs €10–20 per month;
• unlimited calls and a large data plan — €15–30 per month.

One of the features of the French market is high competition among operators, so promotional offers with large data plans are quite common.

Prepaid or contract plan?

For Ukrainians who have just arrived, it is usually easier to start with a prepaid plan (prépayé), as it does not require a long-term contract or a credit check.

Advantages of prepaid plans:

• quick activation;
• no long-term commitments;
• the ability to easily switch providers.

Contract plans are often more cost-effective but may require a minimum service term.

Home Internet

Most apartments in France have access to broadband internet, and fiber-optic networks (Fibre Optique) are being actively expanded in major cities.

• Home internet — 25–40 euros per month;
• “Internet + TV” package — 30–50 euros;
• “Internet + Mobile” package — 35 to 60 euros.

Major providers:

• Orange;
• SFR;
• Bouygues Telecom;
• Free.

Before signing a contract, it’s worth checking whether your home is connected to a fiber-optic network, as connection speeds can vary significantly depending on the technology.

Service activation and address verification

To sign up for a mobile plan or home internet, you typically need:

• a passport or residence permit;
• a French bank account (RIB);
• proof of address (Justificatif de domicile).

That is why many foreigners initially use prepaid plans and switch to long-term contracts only after obtaining the necessary documents.

Digital services and everyday life

In France, a mobile phone is used for more than just calls and the internet. Using mobile apps, residents pay for transportation and utilities, manage their bank accounts, book doctor’s appointments, and interact with government services.

Therefore, after moving, it’s worth not only getting a local phone number but also setting up the necessary digital services, which will help you adapt to life in France more quickly.

The government places significant emphasis on supporting families with children, so most educational services are available regardless of the child’s citizenship. Ukrainian families can enroll their children in kindergarten or school under the same conditions as French citizens, provided they have legal grounds for residing in the country.

For many families, access to education, a well-developed social support system, and a wide range of extracurricular activities are among the main advantages of living in France.

Parents should also keep an eye on changes to the French social security system, as the government may revise the criteria for granting certain benefits.

Daycare Centers (Crèche and École maternelle)

There are several types of preschool education in France.

For children under 3 years of age, the following are available:

• municipal daycare centers (crèche municipale);
• private daycare centers;
• services of certified nannies (assistante maternelle).

Once they reach the age of 3, children can attend an école maternelle—a public preschool that is part of the education system.

Average costs for childcare for children under 3 years of age:

• municipal daycare centers—from 50 to 500 euros per month depending on family income;
• private daycare centers — from 600 to 1,500 euros per month;
• nanny services — from 4 to 10 euros per hour.

For children aged 3 and older, education in public daycare centers is free, although parents may pay for meals and certain additional services.

School Education

Education in public schools in France is free and compulsory for children aged 3 to 16.

The system consists of several levels:

• École maternelle — preschool (ages 3–6);
• École élémentaire — elementary school (ages 6–11);
• Collège — middle school (ages 11–15);
• Lycée — high school (ages 15–18).

Most children attend school in their neighborhood, so the residential address plays an important role during enrollment.

What documents are required for enrollment?

To enroll a child in school, you usually need to provide:

• a birth certificate;
• the child’s or parents’ passport;
• proof of residence;
• a medical record and vaccination information;
• documents regarding previous education (if available).

The specific list of documents may vary depending on the municipality.

Support for Ukrainian Children and Language Adaptation

French schools have experience integrating children of foreign nationals. Special adaptation programs may be available for students who do not speak French.

The following options are available in many regions:

• preparatory language courses;
• additional French language lessons;
• individual support from teachers;
• psychological support;
• integration programs for newly arrived students.

The speed of adaptation largely depends on the child’s age and level of French proficiency.

Extracurricular Activities and Leisure

France offers a wide range of clubs and activities for children of all ages.

The most popular options include:

• soccer, swimming, and other sports;
• music schools;
• art studios;
• theater clubs;
• dance;
• coding and robotics.

The average cost of municipal classes ranges from 50 to 300 euros per year, depending on the city and program.

In many cases, families can receive partial reimbursement of costs through local support programs or the social benefits system.

Higher Education and Adult Education

France is one of Europe’s leading educational hubs. The country is home to dozens of public universities and prestigious higher education institutions (Grandes Écoles) that accept international students.

Even after moving, adults can take advantage of:

• language courses;
• vocational retraining programs;
• government training programs for job seekers;
• online courses and educational platforms.

Knowledge of the French language significantly expands opportunities for education and employment, so learning it remains one of the key steps toward successful integration into French society.

The French healthcare system is considered one of the best in Europe. It combines public health insurance, a well-developed network of hospitals and private clinics, and broad access to specialized medical care. Most medical expenses are covered by the Assurance Maladie system, and residents often offset additional costs through private insurance (Mutuelle).

How does public health insurance work?

The foundation of the French system is Protection Universelle Maladie (PUMa), which guarantees access to medical care for individuals legally residing or working in France. Employees typically receive coverage through their employer, while other categories of residents can enroll after meeting residency requirements.

Upon registration, a person receives:

• a personal social security number;
• access to the Assurance Maladie system;
• a medical card Carte Vitale, which is used for automatic reimbursement of medical expenses.

What does Assurance Maladie cover?

Public insurance covers a significant portion of medical expenses:

• consultations with a family doctor;
• appointments with specialists;
• laboratory tests;
• hospitalization;
• a portion of the cost of medications;
• pregnancy and childbirth care;
• treatment for chronic conditions.

However, most services are not fully covered, so many French people also take out private Mutuelle insurance. According to various estimates, the vast majority of the country’s residents use it.

How much does treatment cost without insurance?

Without insurance coverage, medical services in France can be quite expensive.

Average prices:

• general practitioner consultation — 26–35 euros;
• specialist consultation — 50–120 euros;
• visit to a private clinic — starting at 80 euros;
• dental examination — 40–80 euros;
• one day of hospitalization — starting at several hundred euros, depending on the facility and treatment.

That is why having health insurance is practically a prerequisite for a comfortable life in France.

How do I make a doctor’s appointment?

In France, most patients first see a primary care physician (médecin traitant), who refers them to specialists if necessary.

You can make an appointment:

• through the Doctolib portal;
• through healthcare facilities’ websites;
• by phone;
• directly at the clinic’s reception desk.

In the public sector, the wait for an appointment with some specialists can last several weeks, so some residents use the services of private clinics.

Health Insurance for Ukrainians in France

Ukrainians legally residing in France can use the French healthcare system in accordance with their residency status. To apply for public health insurance, you typically need documents confirming your identity, residential address, and right to reside in the country.

If you have just moved to France or are not yet registered in the local insurance system, it is recommended that you purchase an international health insurance policy in advance.

💡 For more information about the French healthcare system, finding doctors, public insurance, the Carte Vitale, and the specifics of receiving medical care, read here.

🛡️ On the Visit Ukraine website, you can purchase international health insurance online. The policy will help cover unexpected medical expenses while moving, traveling, or as you get used to the French healthcare system.

Once the main practical issues—housing, work, paperwork, and healthcare—have been resolved, adapting to the new environment becomes the top priority. France has its own cultural norms, social etiquette, and administrative procedures, which may differ from what Ukrainians are accustomed to. Understanding these nuances will help you integrate into local society more quickly and avoid common mistakes.

French Language and Integration

In major cities, especially Paris, Lyon, or Nice, many people speak English. However, knowledge of French remains extremely important for leading a full life, finding a job, and interacting with government agencies.

Newcomers can take advantage of:

• free French integration courses;
• language programs from the OFII (French Office for Immigration and Integration);
• municipal courses for foreigners;
• online platforms and mobile apps;
• conversation clubs and volunteer projects.

Even a basic level of French significantly facilitates communication with employers, doctors, banks, and government agencies.

France is gradually tightening integration requirements for foreigners. In particular, starting in 2026, additional exams on French language proficiency and the basics of civic life will be introduced for certain categories of applicants.

The Ukrainian Community in France

In recent years, the Ukrainian community in France has grown significantly. Ukrainian cultural centers, community organizations, and volunteer groups operate in many cities, helping newcomers adapt.

Through Ukrainian communities, you can find:

• information on housing and employment;
• language courses;
• legal assistance;
• activities for children;
• assistance with paperwork;
• contact information for doctors, translators, and other specialists.

Particularly active Ukrainian communities are located in Paris, Lyon, Marseille, Strasbourg, and Nice.

Ukrainians in France can take advantage of various options to regularize their stay. In addition to temporary protection, some of them choose other immigration statuses depending on their personal circumstances.

Leisure and Recreation

France offers a wide range of recreational opportunities regardless of budget. Here, you can combine city life with travel, cultural events, and outdoor activities.

Popular leisure options include:

• museums and historical sites;
• national parks;
• the Mediterranean and Atlantic coasts;
• ski resorts in the Alps and Pyrenees;
• festivals, concerts, and exhibitions;
• cycling and hiking trails.

Many state-run museums offer free admission on the first Sunday of the month, and special discounts are often available for young people under 26.

If you’re moving to France with your pet, we recommend checking out this list of popular spots for walking your dog in Paris.

Most Common Fines

French law takes a strict stance on public order violations and traffic violations.

The most common fines are imposed for:

• riding public transportation without a ticket — from 50 to 100 euros;
• illegal parking — starting at 35 euros;
• speeding — starting at 68 euros;
• using a phone while driving — starting at 135 euros;
• violating waste sorting rules in some municipalities;
• noise at night.

Traffic and parking violations are particularly strictly enforced in large cities.

Useful tips for everyday life

When living in France, it’s worth keeping a few local customs in mind:

• most stores are closed on Sundays or operate on a reduced schedule;
• government offices often operate only during business hours;
• you may need to make an appointment in advance to see a doctor or visit a government office;
• much of the paperwork can be completed online through government portals;
• the French value politeness and formal address when communicating.

Even a simple greeting like “Bonjour” before starting a conversation is considered an important part of local etiquette.

Visit Ukraine Services for Ukrainians in France

Moving to France opens up a wide range of opportunities for work, study, and a comfortable life, but adapting takes time and proper preparation. To make this process easier, use Visit Ukraine’s services:

• get travel or relocation health insurance online;
• order a Green Card for driving in France and other European countries;
• get legal advice on documents, legalizing your stay, or renting housing;
• buy bus, train, or plane tickets for traveling in Europe;
• use up-to-date guides and reference materials on life, work, healthcare, and adapting abroad.

With Visit Ukraine, you can resolve organizational issues faster and focus on living comfortably in France