Apartment All Risks Insurance + War Risks

Apartment insurance provides financial protection for your home and property in the event of

• War risks: falling missiles, drone debris, ammunition explosions, etc. (except for nuclear, chemical and biological weapons).
  
• Glass damage: breakage of windows, balconies, loggias, even as a result of military operations.
  
• Domestic risks: fire, household gas explosion or flooding.
  
• Natural disasters: lightning, earthquakes or other natural disasters.
  
• Unlawful acts: burglary, robbery, or mugging.
  
• Damage to neighbors: if you unintentionally damage their property.

The policy can be taken out by both apartment owners and those who live in the apartment, such as tenants. This helps to avoid material costs in the event of unforeseen situations related to household risks or damage.

• Within 2 days, notify the insurance company of the incident.
  
• Keep the damaged property in the same condition as it was after the accident until it is inspected.
  
• Send to the insurance company documents issued by the competent authorities (police, fire service, etc.) confirming the fact of the insured event.
  
• Receive compensation within 15 days after all documents are approved.

An apartment insurance policy is distinguished by the fact that it provides financial protection even in the event of war risks. This includes coverage for damage caused by falling rocket fragments, ammunition explosions, or other consequences of military operations. In addition, the insurance takes into account household risks, natural disasters, and damage to neighboring property, making it a comprehensive and reliable solution for your home.

An apartment insurance policy does not cover such objects:

• Cash
  
• Books
  
• Toys
  
• Documents
  
• Paintings and other works of art
  
• Jewelry

No, the floor and area of the apartment do not affect the cost of the insurance policy and are not specified in the contract. You choose the sum insured from the options offered, depending on the value of your real and personal property.

Yes, both the landlord and the tenant can take out insurance for a rented apartment. This allows you to protect the tenant from financial claims from the owner in case of damage to property or interior decoration of the apartment due to unforeseen circumstances.

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You can always contact the portal's hotline and we will promptly make the necessary changes to the insurance policy.