How to get compensation for damage to the insured apartment or house?

Home insurance in Ukraine is becoming increasingly popular at the moment - especially in the face of unpredictable risks caused by the war. Find out how to get compensation for damage to your insured property and how to take out a policy if you haven't done so before

Apartment insurance against damage, destruction and theft

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Many people face natural disasters or intruders that cause damage to their homes. Real estate insurance, which is becoming increasingly popular in the market, can help in this case. This is especially true in wartime, when a property may be damaged by rocket attacks. Read the article to find out how to receive compensation in the event of an insured event, how to take out a policy and why it is relevant in today's realities.

What is an insured event?

An insured event is an event upon the occurrence of which the Client or his/her family receives monetary compensation in accordance with the insurance contract.

What are the insured events?

- natural phenomena (lightning strike, fire, storm, hurricane, etc.)

- domestic incidents (fire, gas leakage, smoke, flooding, etc.)

- illegal actions of intruders (property damage, theft, robbery, etc.).

What insured events are covered by a policy covering war risks?

- fall of missiles;

- Strikes by UAVs and drones;

- explosions of ammunition and mines;

- damage caused by terrorist acts.

Take care of your property - choose a policy on the Visit Ukraine portal.

What to do after an insured event occurs?

Step 1. Notify the insurer within 2 days of the insured event.

Step 2. Try not to touch the property - keep it in the same condition as after the insured event.

Step 3. Arrange with the insurer's specialist to inspect the damaged property. During the procedure, you will jointly draw up an insured event inspection report and a description of the damaged property.

Step 4. Fill out a statement of the insured event - the signature must be original!

Step 5. Provide the insurer with documents from the relevant competent authorities confirming the fact of the insured event.

Step 6. Receive the insurance indemnity

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Instructions on how to insure an apartment or house if you do not have a policy yet

On the Visit Ukraine portal, you can apply for express insurance online without inspecting your property and real estate documents. You only need your passport and TIN to take out insurance (available even for tenants).

1. Select the sum insured and the policy start date.

2. Fill in the form with data about the property (address) and the person insuring the property (full name, date of birth, passport details, TIN, contact phone number and e-mail).

3. Agree to the terms and conditions of the contract and confirm the registration (via a special code that will be sent to your e-mail).

4. Pay for the insurance in a convenient way.

5. Receive a ready-made apartment insurance policy to the specified e-mail.

Advantages of taking out insurance on Visit Ukraine

1. Speed and affordability - the price is calculated instantly, and only a passport and TIN are required for registration.

2. Optimal price and convenient payment methods - you can use a card of any bank.

3. Security - you can immediately receive the policy to the specified e-mail.

4. A wide range of prices and services - you can choose the optimal amount from UAH 125 thousand to UAH 2 million to insure your own or rented apartment.

5. Additional services - reimbursement of expenses to third parties affected by unintentional actions.

Choose an insurance policy and don't worry about your real estate!

Photo: ND

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