Step-by-step instructions: how to take out apartment or house insurance online?

Protecting your home is an important step towards financial security, especially in today's challenging times. Online insurance allows you to take out a policy that covers the main risks, including war risks, quickly and without unnecessary hassle. Find out more about insurance options, how to apply for a policy and the cost in 2025

Insure your apartment and property against damage, destruction and theft in 5 minutes

INSURE

In today's world, property insurance is not just an additional service, but a necessity. Unexpected events such as fires, floods, natural disasters or even war risks can cause significant financial losses.

Taking out an insurance policy allows you to receive compensation for damaged or destroyed property and provides the homeowner with peace of mind and confidence in the future. Thanks to digital technology, you can take out insurance in a few minutes without leaving your home.

How to quickly insure your home on Visit Ukraine and how much it costs is described below.

Why is property insurance a necessity?

In peacetime, real estate insurance helps minimise financial risks in the event of damage or loss of property due to natural disasters, domestic accidents or illegal actions by third parties. The policy covers the cost of home repairs, replacement of furniture and household appliances, and also provides for compensation for damage caused to neighbours in the event of flooding or fire.

In times of war, insurance becomes even more important. War risks, such as ammunition explosions, missile fallout, or drone attacks, can destroy or severely damage a home. Taking out a policy covering war risks allows you to receive financial assistance for the reconstruction or repair of real estate and compensation for the value of property lost due to hostilities.

What types of insurance does Visit Ukraine offer?

Visit Ukraine offers three types of insurance policies that cover different risks and financial needs.

Express apartment insurance is a standard insurance policy that protects your home from major risks. It covers losses caused by fire, flooding, natural disasters and theft. This option is suitable for those who want to provide basic financial protection for their home but do not need war risks. The policy can be issued for the amount of UAH 125,000 to UAH 2,000,000, depending on the individual needs of the owner.

Express home insurance with war risks is a comprehensive insurance policy that provides compensation for losses in the event of natural disasters, household accidents, theft, and damage caused by military operations. The coverage extends not only to the house itself, but also to outbuildings, fences, garage and the surrounding area. The policy can be issued for the amount of UAH 125,000 to UAH 2,000,000, depending on the individual needs of the owner.

Express apartment insurance with war risks is an extended version of the standard apartment insurance, which includes additional protection against war risks. If the apartment is damaged by falling missiles, ammunition explosion or drone attack, the owner will receive compensation for the repair or restoration of the property. The policy also covers standard risks such as fire, flooding, theft and natural disasters. The sum insured ranges from UAH 125,000 to UAH 2,000,000.

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How much does it cost to insure real estate in 2025?

The cost of the policy depends on the type of insurance, the amount of insurance coverage, and the region of residence.

Important! Prices are for properties located in Kyiv.

Benefits of taking out insurance on Visit Ukraine

Property insurance on Visit Ukraine is fast, convenient and profitable. The procedure takes only 5 minutes, and you only need your passport and identification code. The policy can be obtained online without any additional checks or inspection of the property. In addition, insurance is available even for rented apartments, making it a convenient option for all tenants.

Taking out an insurance policy helps to avoid large financial expenses in the event of damage or loss of property, and provides an additional level of security during a war. A policy covering war risks allows you to receive compensation for losses caused by hostilities, which is an important advantage in the current environment.

How to insure your home online: instructions

The application process is simple and takes only a few steps.

1. Follow the link and choose the insurance policy you need.

2. Select the amount of coverage, region and insurance start date.

3. Enter your personal data (name, phone number, passport details, address and TIN).

4. Agree to the terms of the contract and confirm the registration (through a special code that will be sent to the specified mail).

5. Pay for the insurance in a way convenient for you: a card of any bank of the world (Visa or Mastercard), Apple Pay, Google Pay and American Express payment systems, or payment in instalments (if the cost of insurance exceeds UAH 4,000) through WayForPay (Monobank, PrivatBank, A-bank).

6. Receive a ready-made insurance policy to the specified email.

Please note! The effective date of the insurance should be no earlier than 10 days after the date of the policy issuance (the date of the contract conclusion). That is, for example, if you take out insurance on 1 January 2025, the insurance can start no earlier than 11 January 2025.

Real estate protection is about protecting your peace of mind. Unforeseen circumstances can happen at any time, but insurance allows you to minimise risks and avoid significant financial losses.

A reliable insurance policy will help protect your home from fire, flooding, theft and even war risks.

Take out an insurance policy at a favourable price on the Visit Ukraine portal - the price starts from just €29 per year.

Choose the best insurance option and be confident in the future!

Just a reminder. Unfortunately, destroyed houses and cars have become a reality of Ukrainian life. Therefore, it is extremely important to protect your property and health from the daily shelling of the occupiers. Read here how to insure your car, home and health against war risks.

Photo: Freepik

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We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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