Visit Ukraine - Which mobile apps give russian authorities access to users' personal information and money?

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04 Oct. 2023

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Which mobile apps give russian authorities access to users' personal information and money?

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Dangerous apps: which apps can steal your personal data and money
How can russian mobile apps use users' personal data?

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Which mobile apps give russian authorities access to users' personal information and money?

About 50% of financial apps popular in Ukraine are of russian origin. Find out more about which apps are dangerous to use and which ones can transfer personal data to the aggressor country

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Most of the financial mobile apps for tracking expenses used by Ukrainians are of russian origin or were developed in russia. According to Artem Borodatiuk, co-founder of Netpeak Group, russian apps successfully mimic international ones and still remain in Ukrainian mobile phones. Thus, more than 50% of all installations in Ukraine are made by apps developed by the aggressor country.

Dangerous apps: which apps can steal your personal data and money

According to a study by Saldo Apps and ASObot, an analytical service for mobile applications, there are more than 1,000 personal finance apps in the App Store and Google Play, about 100 of which are popular in Ukraine, and 34 of which have "russian roots" or were developed in russia. But, as Saldo Apps CEO Radomir Novkovic notes, Ukrainians simply do not know about the origin of these apps.

Here is a list of russian apps that should not be used

● Moneon

● Money Manager

● Expenses OK

● Home Bookkeeping

● Wallet: Finance

● MoneyFlow

● Zenmoney

● CoinKeeper

● MoneyPro

● CoinKeeper 3

● Heavy

● MoneyBox

● 1Money

● Budget Tracker

● Simpler Expense

● Expense log

Photo: screenshot from Saldo Apps and ASObot infographics

According to the study, since the beginning of March 2022, 700 thousand installations of these apps have been made in Ukraine, which eventually brought russian developers $250 thousand. This means that out of ignorance, users unknowingly sponsor a terrorist state. And this applies not only to Ukrainians, but also to people around the world.

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How can russian mobile apps use users' personal data?

The listed mobile apps ask for permission to use users' personal data. And according to the federal law 152-FZ "On Personal Data", personal data of russian users must be stored in russia and processed by federal government agencies. Thus, information about users can be transferred to the FSB.

"If russian developers have not allocated separate servers outside of russia to store Ukrainians' data, this may mean that all actions of Ukrainian users, including donations to the Armed Forces, are recorded in russia," the researchers emphasize.

In addition, at least 5 of the listed apps ask for access to the user's geolocation after installation. This poses a direct threat to the life and health of users, as the location of people can be used for the terrorist plans of the aggressor country.

Moreover, the use of these applications poses a threat not only to personal data but also to bank accounts. For example, the Zenmoney app requires a login and password to the Ukrainian Privat24 app.

Don't sponsor the enemy and rid your smartphone of russian junk!

We remind you! Several hundred Western companies, some of which are known all over the world, continue to operate in russia despite its invasion of Ukraine. Read our previous article to find out why, despite the obvious damage to their reputation, some companies are still sponsoring russia's aggression and are in no hurry to leave the country.

Photo: Unsplash

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FAQ

- - What COVID documents do I need to have with me when entering Ukraine now?
    On July 1, 2023, the Ukrainian authorities lifted the quarantine and other restrictions imposed due to the COVID-19 pandemic. From now on, you do not need to provide proof of vaccination, a negative PCR test result or wear a protective mask to enter Ukraine.
  - Is it safe to visit Ukraine during the war?
    Recently, the number of foreign travelers has increased in Ukraine. They visit the country for various purposes: volunteering, participating in humanitarian programs, filming reports or documentaries, setting up a business, etc. There are currently no cities in Ukraine that are completely safe. And although the main fighting is concentrated in the eastern and southern parts of Ukraine, the entire country is subject to regular rocket attacks.
  - What are your safety recommendations before traveling to Ukraine?
    Here are some important tips:
    • Make electronic copies of all documents and save them on your electronic device so that you always have access to them.
    • Find out in advance the curfew time in the region where you are going.
    • Install the Air Alert app on your smartphone and, upon receiving the signal, immediately go to the nearest shelter. You should also do the same if you hear the corresponding signal on the street.
    • When choosing a hotel, consider the availability of bomb shelters.
    • Inform your family and friends about your route and keep in touch with them.
    • Take out health insurance with extended coverage.
    Do foreigners need to register their stay in Ukraine?
    No, if the period of stay in the country is no more than 90 days. If a foreigner arrives for a period longer than 90 days, in this case, he or she needs a temporary or permanent residence permit, as well as registration at the place of residence.
    Can I enter Ukraine with an expired residence permit?
    Yes. Foreigners (except for citizens of the Russian Federation) and stateless persons have the right to enter and legally stay in Ukraine if they have a temporary or permanent residence permit that has expired or is subject to exchange after February 24, 2022.
    How to enter Ukraine with pets?
    Currently, entry to Ukraine with pets is subject to a simplified procedure. Pet owners must provide the following documents to customs:
    • a veterinary passport of the European standard or a certificate of animal health;
    • proof of valid rabies vaccination;
    • a document on the animal's chipping.
    How do I enter Ukraine with my own car with foreign registration?
    Foreign citizens can import cars with foreign license plates into the territory of Ukraine exclusively for their own use. To cross the border in a car with foreign registration, you need the following documents:
    • foreign passport;
    • driver's license;
    • certificate of registration for the car with valid insurance;
    • international automobile insurance card "Green Card".
    Important: foreign nationals with a residence permit in Ukraine may import a car with foreign license plates for their own use after a written declaration and payment of customs duties.
    What happens to foreigners and stateless persons who are not allowed to enter Ukraine?
    Foreigners and stateless persons who are not allowed to enter Ukraine, when attempting to enter Ukraine at a checkpoint across the state border of Ukraine, do not cross the state border of Ukraine and return as soon as possible to the state from which they came or to the state that issued their passport document. If it is not possible to return a foreigner or stateless person immediately, they stay at the checkpoint across the state border of Ukraine until their return.
    What should I do if I have been banned from entering Ukraine?
    If you become aware of a ban on entry to Ukraine while trying to pass passport control at the border of Ukraine, you should politely ask for a decision to refuse to cross the border, indicating the specific reason for the entry ban. You can appeal the decision to deny entry within 30 days from the date of familiarization with it. It is strictly forbidden to argue with border guards or violate the rules of stay at the checkpoint, otherwise you may be held administratively liable. You should remember the rules of staying at the checkpoint.
  Insurance policy
  Is insurance required to enter Ukraine?
  All foreign citizens are required to have an insurance policy covering the costs of Covid-19 treatment in Ukraine.
  For how long do I have to take out an insurance policy?
  According to the Resolution of the Cabinet of Ministers of Ukraine No. 1236, an insurance policy must be issued for the entire period of stay in Ukraine. The minimum period is not specified.
  Where can I get acquainted with the terms of the insurance contract?
  You can familiarize yourself with the terms and conditions of the insurance contract on our website in the section on insurance policy issuance.
  Is it necessary to buy an insurance policy for children?
  Yes, if a child has foreign citizenship, regardless of age, he or she must have an insurance policy for the entire period of stay in Ukraine.
  I am a foreign citizen, can I buy a policy in Ukraine?
  No, the insurance policy must be presented at the border control.
  What is war risk insurance and what war risks does it cover?
  This policy guarantees monetary compensation in the event of an accident as a result of military operations, passive military risks, terrorist acts, including emergency care, outpatient treatment, hospitalization and repatriation of the insured person (or his/her body in case of death) from the place of stay to the place of his/her permanent residence.
  Who can take out insurance?
  The insurance policy applies to foreign nationals, citizens of another state and stateless persons. There are no age restrictions: minors and people over 70 can buy insurance. In addition, insurance is mandatory for journalists, reporters, correspondents, opinion leaders, and media representatives. This is enshrined in the Law of Ukraine on Insurance (Article 7).
  What is the territory covered by the insurance policy covering war risks?
  The insurance policy is valid on the territory of Ukraine, except for the temporarily occupied territories of Luhansk, Donetsk, Kherson and Zaporizhzhia regions and the Autonomous Republic of Crimea, as well as the territories of direct combat operations (front line).
  Are there any restrictions on the validity period of the insurance policy covering war risks?
  The insurance contract comes into force from the moment the insurance premium is paid in full, but not before the date and time of crossing the state border of Ukraine. You choose the duration of the insurance - it depends on the number of days of your stay in Ukraine.
  I can't pay for the insurance, what should I do?
  If your payment fails, we recommend contacting your bank, as they often do not trust payment systems. You need to confirm that it is you who is making the transaction.
  I have taken out insurance, but I have not received a code. What should I do?
  In this case, we advise you to reload the page, clear the cache, change the language on the page, or use a different browser.
  What should I do if the policy does not arrive at the specified mail for more than 30 minutes?
  Please contact the hotline and provide the data that was specified when applying for insurance.
  Do I need to print out the electronic policy?
  You do not need to print out the electronic insurance policy. It is enough to save it to your phone or tablet to always have access to the document and present it to border control representatives.
  What should I do if I have purchased a policy but my trip is canceled?
  Please inform the portal hotline about the reasons for the trip cancellation and we will be happy to reschedule the dates for you.
  What should I do if I provided incorrect data when applying for an insurance policy?
  You can always contact the portal hotline and we will make the necessary changes to the insurance policy free of charge and promptly.