In which cases veterans and servicemen may not take out a motor third party liability insurance policy for their cars: details
In Ukraine, compulsory motor third party liability insurance is a prerequisite for the legal use of a vehicle. However, for veterans and some other categories of military personnel, the law provides for special benefits that exempt them from the need to take out a motor vehicle liability insurance policy under certain circumstances. Find out about the exceptions and who they apply to
As a general rule, all vehicle owners in Ukraine are required to take out a policy of compulsory civil liability insurance (CTP), or “motor third party liability insurance”. It covers the costs of an accident if another driver or pedestrian is injured.
However, certain categories of veterans and military personnel have an exception to this rule, which is set out in the Law of Ukraine “On Compulsory Insurance of Civil Liability of Owners of Land Vehicles” (Article 13).
Who is eligible for benefits under the CTPCI?
The lawyers of the Ukrainian Veterans Fund remind that the following categories of citizens can do without obtaining an MTPL policy:
• Combatants, including those who took part in hostilities in eastern Ukraine or other conflicts.
• Injured participants of the Revolution of Dignity who were injured during the events of 2013-2014.
• Persons with disabilities as a result of war are veterans who sustained a disability during military operations.
• Persons with disabilities of group I who drive their own cars.
• Persons who drive a car owned by a person with a group I disability, but only if the owner of the car is in the vehicle while driving.
Don't want to miss important updates and useful articles? Subscribe to our weekly newsletter!
Conditions and limitations of the benefit
In order to receive the benefit, a veteran or a person with a disability needs to have a certificate confirming the relevant status, as well as documents proving the right to own or use a car (a purchase and sale agreement, lease agreement or other documents).
However, there is an important limitation: this benefit is personalized. In other words, the right not to take out a motor vehicle liability insurance policy is valid only if the beneficiary drives the vehicle himself.
If the car belongs to a veteran but is driven by a family member or other person who does not have the status of a combatant or a disability, such a driver is obliged to take out a motor vehicle liability insurance policy. Otherwise, if stopped by the patrol police, such a person faces a fine, and in the event of an accident, compensation for damages to the victims at their own expense.
What should I do if a veteran's family uses his or her car?
If a veteran's car is used, for example, by his wife or other family members, they need to take out a motor vehicle liability insurance policy. The benefit is valid only for the veteran or other beneficiary, provided that he or she personally drives the vehicle, so for other persons, even close relatives, a motor vehicle liability insurance policy is mandatory.
Visit Ukraine offers a convenient insurance service on favorable terms for all those who are required to take out a car insurance policy. By purchasing a policy, drivers can be sure of protecting their financial interests in the event of an accident, as well as avoiding fines during document checks. Keep in mind that CTPCI is mandatory for all persons who do not fall into the above-mentioned privileged categories.
For more information on obtaining CTPCI, please follow the link.
We remind you! You can re-register a car in Ukraine to another owner in just a few minutes. Read here how to do it online and offline and what documents are required.
Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.
We recommend purchasing it for a safe and comfortable trip to Ukraine:
Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;
Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;
Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;
Visit Ukraine Tickets – bus and train tickets to/from Ukraine;
Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;
Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;
Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.
© 2018-2024, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.
All rights reserved.
Frequantly
asked questions
Are there any limits on compensation for damages under the motor third party liability insurance?
Do foreigners need to take out a car insurance policy?
Is insurance paid to the culprit of an accident?
Recommended articles
2 min
Cost of livingCost of living in the Czech Republic: how much does housing, food, and travel cost
The Czech Republic remains an interesting and popular destination for emigration among Ukrainians and other foreigners, as the standard of living in the Czech Republic remains high and costs can be lower than in most Western European countries. Find out the latest information about the cost of living in the Czech Republic in 2024-2025
25 Oct. 2024
More details2 min
Popular25 top tourist destinations in 2025: National Geographic names the places everyone should visit
National Geographic has published a list of 25 places that every tourist should visit in 2025. It includes savannahs, wild forests, colonial architecture, and even ethnic attractions. Find out where you will definitely want to go in 2025 in Visit Ukraine's article
25 Oct. 2024
More details3 min
Entry rulesUSA immigrant visa for Ukrainians 2024: what to do after arrival to legalise in the country?
Once you have received an immigrant visa to the United States, you need to take several steps immediately after your arrival. Find out more about the algorithm of actions after arriving in the United States on an immigrant visa and how to legalise in the country
25 Oct. 2024
More details1 min
WarWe can help save lives! Here's what Ukrainian military need for successful missions at the front
Visit Ukraine is launching a car fundraiser for the military who continue to defend the country on the contact line. Find out how you can join the good cause and help the soldiers with their mobility on the frontline
25 Oct. 2024
More details