MOTOR TPL INSURANCE

WHAT IS A MOTOR TPL INSURANCE?

Motor Third Party Liability Insurance (MTPL) is a compulsory insurance of civil liability. This document is an important financial protection for every vehicle owner, as it protects them from significant material costs and legal complications in the event of an accident on the road. The insurance policy guarantees financial coverage for losses to third parties that may arise as a result of a traffic accident.

What does and does not cover MTPL insurance?

An MTPL insurance policy has clearly defined limits of liability, which are important for every driver to understand. The main purpose of motor third party liability insurance is to protect the property interests of third parties in the event of a traffic accident caused by the owner of the insured vehicle.

The insurance coverage includes compensation for material damage caused to the property of other road users. This may include damage to vehicles and any other material objects, as well as compensation for medical expenses incurred by injured persons.

At the same time, there are clear limitations to insurance coverage. MTPL does not provide compensation for the repair of your own car, personal injuries to the driver, loss of property in the car, or damage caused by natural disasters. In addition, MTPL does not cover theft of a vehicle, break-in, or theft of property from a car.

Is it possible to drive without Motor TPL insurance in Ukraine?

Every car owner in Ukraine is obliged to take out car insurance. Exceptions are provided only for a limited category of people. You can see the list of those who do not need MTPL in Ukraine here.

In the absence of an insurance policy, the driver will be fined UAH 425. If the payment is not made within 15 days, the amount will double, and the driver will have to pay UAH 850.

See below for step-by-step instructions on how to buy a Motor TPL insurance policy on the Visit Ukraine website.

ONLINE MOTOR TPL INSURANCE FOR YOUR CAR IN 5 MINUTES ON VISIT UKRAINE

Visit Ukraine offers fast and convenient online car insurance. We cooperate only with trusted insurance companies, guaranteeing the reliability and transparency of insurance. Our service allows you to receive an official insurance policy in a matter of minutes to your mail without any hassle.

How to buy MTPL insurance online on Visit Ukraine?

The process of applying for car insurance online on our website is as simple and intuitive as possible. To buy MTPL insurance for a car online, you will need a minimum set of documents and a few minutes of your time:

1. Indicate your citizenship in the form (Ukraine).

2. Select the region, the policy period (1 year), the type of vehicle, and specify the start date of the insurance – click “Search”.

3. Choose the insurance package that meets your needs (deductible: UAH 3200, 1600 or 0) – click “Buy”.

4. Fill in the form with the vehicle data (after entering the state number of the vehicle – the data will be automatically pulled up)

5. Fill in the form with the data of the car owner – the data is filled in according to those indicated in the passport (if you do not have a TIN, you can enter zero).

6. Confirm the data and agree to the terms of the contract. After that, you will receive a confirmation email with a special code that you need to enter in the form.

7. Pay for the policy in a way convenient for you and receive your MTPL insurance by email.

Available payment methods

You can pay for insurance online:

● With a bank card of any bank in the world: Visa or Mastercard

● Through payment systems: Apple Pay, Google Pay and American Express

● Using payment by installments through WayForPay: Monobank, PrivatBank, A-bank.

Visit Ukraine offers a flexible and secure insurance payment system adapted to the needs of customers. All our customers' data is securely protected and confidential. At the same time, you can insure your car online from any corner of the world.

Online MTPL insurance – what you should know about it

An electronic policy Motor TPL Insurance has the same legal force as a paper one. A policy issued online is instantly registered in the MTIBU database and does not require printing. If necessary, you can present the policy directly from your smartphone screen.

What documents do I need to buy a MTPLinsurance policy online?

To buy MTPL insurance online, you need to have a Ukrainian passport or driver's license, a technical passport for the car and an identification number. A protocol for checking the technical condition of the car is required only if the vehicle is subject to mandatory technical inspection.

What does the price of MTPL insurance depend on?

The cost of an insurance policy on the Visit Ukraine website is formed taking into account a number of factors, including:

● Region of vehicle registration;

● Type of vehicle and engine power (insurance is available for cars, trucks, electric cars, buses, and motorcycles);

● The amount of the deductible.

The cost of a motor third party liability insurance policy can range from UAH 500 (for motorcycles) to UAH 6000 (for trucks). The price of MTPL insurance for cars ranges from UAH 1700 to UAH 4000.

How to insure a car online against additional risks?

Motor TPL Insurance is compulsory car insurance, but it does not cover the repair of your car in the event of an accident and does not provide compensation for the destruction of the vehicle due to natural disasters or military operations. To get additional protection for your car, we recommend buying Mini Hull Insurance, a voluntary car insurance at an affordable price that covers the most common risks, including passive war risks. On the Visit Ukraine website, you can choose the required coverage package and insurance period, and get a ready-made insurance policy in 5 minutes.

Checking an insurance policy through the MTIBU website – how to do it?

Checking the validity of a policy through MTIBU is done in a few clicks. Follow these simple steps to check the MTPL insurance purchased online:

1. Go to the official website of MTIBU and select the section “Checking policies”

2. Select the criteria by which you want to search (vehicle number, VIN number or MTPL policy number) and specify the date on which you want to check

3. Get acquainted with the data on the insurance status

Do not put off the issue of your vehicle's safety. Take out a car insurance policy at Visit Ukraine, your reliable partner in the world of car insurance.

Follow the link to buy a MTPL insurance policy or contact our support service via the form on the website or messenger (WhatsApp or Telegram). Our managers will answer all your questions and help you with the registration of a suitable insurance policy for your car.