Mini Hull insurance is a voluntary insurance that guarantees reliable protection on the roads of Ukraine. Learn more about the insurance, its benefits and 5 good reasons to take out a policy
Sooner or later, every car owner thinks about additional protection of their vehicle. In this case, we advise you to consider a voluntary Mini Hull policy.
Mini Hull is a car insurance that is not mandatory in Ukraine, but many drivers take out this policy additionally.
What exactly are the advantages of the policy and why you should pay attention to it - we will tell you further in the article.
Mini Hull insurance: how does the policy work?
Mini Hull car insurance is fundamentally different from standard MTPL. While a compulsory MTPL policy protects other road users by compensating the injured, Mini Hull is aimed directly at the car owner. This insurance allows you to receive compensation for damage to your own vehicle.
That is why, despite being optional, Mini Hull insurance is very popular among car owners who want to protect themselves from unexpected financial expenses.
Find out here whether Mini Hull covers damage to a car caused by missile and drone debris.
Top 5 reasons to take out Mini Hull insurance: reliable protection under any conditions
Car insurance is not just a formality, but a real mechanism for financial protection of the vehicle owner. Mini Hull insurance offers comprehensive insurance coverage that will help you avoid significant expenses in critical situations. Let's look at five good reasons why you should pay attention to this insurance product.
1. Full protection in case of an accident: compensation regardless of fault
Even if you were directly responsible for a road traffic accident, Mini Hull insurance guarantees reimbursement of car repair costs. This means that you will not have to pay for expensive work or parts yourself, regardless of the circumstances of the accident. The insurance company assumes all the costs of restoring the vehicle, ensuring the financial stability of the owner.
2. Evacuation at no extra cost
An unexpected breakdown or an accident can happen anywhere: in the city centre or on the highway. Mini Hull insurance includes professional vehicle evacuation services. This means that in a difficult situation, you do not need to look for emergency contacts or pay for urgent transport. The insurance policy automatically provides for the call of a tow truck and its payment.
3. Protection against natural disasters: compensation in case of natural disasters
Ukraine has a diverse climate, where unexpected natural phenomena are possible: from heavy rains to hail. Mini Hull insurance provides full indemnity in case of damage or destruction of the car as a result of natural disasters. Wind, storms or even falling trees are all included in the insurance coverage.
4. Insurance cover during war risks
In the current situation, additional vehicle protection is of particular importance. Mini Hull insurance includes compensation in case of damage or loss of the car due to passive war risks. This is an additional mechanism to protect your property in unforeseen circumstances.
5. Affordable price
Mini Hull is an affordable insurance product. Compared to the potential costs of repairing or replacing a car, the insurance policy offers minimal payments. This is a real opportunity to protect yourself from significant financial losses at a reasonable price.
It is worth noting that the terms of coverage depend on the chosen insurance package.
How much does Mini Hull insurance cost?
Another advantage is the availability of three insurance packages to choose from: economy, basic and maximum + military risks.
The price of a Mini Hull policy depends on:
● the selected package;
● insurance period (from 1 month to 1 year);
● the type of vehicle (car, motorcycle or scooter, truck, trailer or truck semi-trailer).
You can get acquainted with the current prices for Mini Hull insurance in 2024 by following the link.
Where to buy a Mini Hull insurance policy?
On the Visit Ukraine portal, you can buy Mini Hull insurance from a reliable insurer for reliable protection on the roads of the country online. There are three package options available for periods ranging from a month to a year for cars, motorcycles, scooters, trucks, as well as trailers and semi-trailers.
Advantages of taking out a Mini Hull insurance policy on Visit Ukraine portal:
● Fair market rates that guarantee payments.
● Affordable price: minimal insurance costs.
● Fast processing: minimum documents and a quick process of concluding a contract.
● Flexible terms: the ability to choose the best coverage for your car.
● Reliable protection: coverage of the risks that are of most concern to car owners.
● Guaranteed indemnity for car restoration.
● One of the best in Ukraine Contact Centre providing information support.
Just a reminder. Mini Hull insurance is a convenient and reliable way to protect your car at minimal cost. Detailed instructions on how to take out Mini Hull through the Visit Ukraine website are available here.
Photo: Freepik
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