Travel insurance corridor: why does insurance cover more days than a tourist takes out?
Travel insurance is one of the most important documents to have when traveling abroad. However, when you take out travel insurance, you may notice that it covers more days than necessary. Find out why this works this way and what a travel insurance corridor is
In the modern world, tourism has become an integral part of many people's lives. Holidays abroad or a trip to another city have become routine events for many. As the number of tourists grows, so does the importance of travel insurance. However, many tourists often face a situation where their insurance covers more days than they actually take out for a trip. Why does this happen?
Travel insurance corridor
A corridor is a period of time during which insurance remains valid for a tourist after arrival in the destination country and before returning to the country of residence. As a rule, the travel insurance corridor is 15 days, and this is due to the requirements of the European Union's migration policy.
Thus, in the Schengen area, the term of the contract is automatically 15 days longer.
Firstly, many insurance companies set such a corridor taking into account potential delays and unforeseen circumstances. This may include situations such as flight cancellations, train delays or visa issues. Establishing a longer period of insurance often helps to protect the tourist in the event of such situations.
Secondly, a travel corridor can be established to ensure that a tourist can continue their trip without having to take out new insurance. For example, if a tourist decides to stay a few days longer due to an unexpected offer or a desire to visit additional places, the insurance will still cover them during this time. This provides flexibility and confidence for tourists to plan their trips.
In addition, the long tourist corridor may be due to the fact that insurance companies provide their clients with additional services and coverage beyond basic medical expenses. For example, this may include reimbursement of trip cancellation costs or ticket refunds in the event of unforeseen circumstances, such as illness or death of a relative. A long tourist corridor allows tourists to use these additional services over a longer period of time.
How does it work?
It is important to note that not all insurance policies have the same travel insurance corridor. The length of the corridor may vary depending on the insurance company, policy type, and coverage terms. Therefore, before taking out insurance, it is important to carefully read the terms and conditions of the travel corridor.
How to use the travel insurance corridor:
- contact the insurance company using the contacts specified in the insurance policy;
- wait for coordination of actions with the assistance and only then contact a medical facility;
- keep all test results, extracts and receipts from the hospital and pharmacy.
Insurance from Visit Ukraine
On the Visit Ukraine website, you can purchase reliable health insurance to cover your travels both within the European Union and to other countries of the world. Our company offers a variety of insurance policies with different levels of coverage and programmes, starting with a period of insurance of three days or more. Take out insurance by following the link and enjoy the feeling of security outside your home!
Don't forget that a reliable insurance policy is the key to your peace of mind when travelling. Do not risk your own finances and health. Choose insurance with guaranteed payments and let your adventures leave only pleasant memories and impressions.
Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.
Our recommendation for a safe and comfortable trip:
Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;
Green Card - compulsory car insurance for traveling abroad;
Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;
Private Lawyer service - professional legal support on visa and migration issues;
Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.
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