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23 Oct. 2024

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Why 'just wait and see' is the most expensive phrase at a ski resort

Insurance
Travel
Why 'just wait and see' is the most expensive phrase at a ski resort

You're looking forward to the mountain slopes, the glistening snow under the blue sky, and the perfectly smooth slopes of European ski resorts under your feet. But while you are rushing with the wind and adrenaline, there is always a chance of getting injured and then getting a huge medical bill. Find out how to protect yourself from financial disaster with the help of medical insurance for extreme recreation

An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine
An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine
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How much do carelessness and injuries really cost at popular resorts in Europe? And why can every risk turn into a sky-high bill without insurance? Let's take a closer look at the reality of winter mountain adventures and find out how you can quickly and affordably protect yourself from unforeseen expenses.


Why you can't do without health insurance at a ski resort


When you are going on a ski vacation, worrying only about what equipment to take and what slopes to conquer this time, the phrase “maybe it will work out” may seem innocent. However, on the mountain slopes, such recklessness and short-sightedness can result in huge financial costs. Every extreme tourist should know this: winter vacation medical insurance is the key to ensuring that your vacation is as close as possible to your estimated budget.


The most popular ski resorts in Europe, such as those in Austria, Switzerland, France, Italy, Sweden and others, attract hundreds of thousands of winter sports enthusiasts. However, at the same time, these countries are also known for high prices for medical services. For example, a standard hospitalization after an injury on a slope in the Swiss or French Alps can cost several thousand euros, or even tens of thousands of euros. Without proper insurance for extreme recreation, these costs can be a real financial disaster.


Cost of medical services at top European ski resorts


Austria


✔️ Transportation to the hospital: from €300 to €1,500 (depending on the distance of the hospital and the method of transportation).

✔️ X-rays: from €100 to €300.

✔️ Inpatient treatment: from €500 per day.

✔️ Surgery: from €5,000 to €20,000 (depending on the complexity of the operation).


Switzerland


✔️ Helicopter transportation from the mountains: from €2,000 to €4,000.

✔️ Hospitalization: from €700 per day.

✔️ Surgery: from €10,000 to €30,000.


France


✔️ Evacuation from the mountains: from €200 to €3,000.

✔️ X-ray: from €150 to €350.

✔️ Surgery: from €5,000 to €25,000.


Italy


✔️ Medical transportation: from €500 to €2,000.

✔️ Hospitalization: from €400 per day.

✔️ Surgery: from €6,000 to €15,000.


Sweden


✔️ Transportation to the hospital: from €300 to €1,000.

✔️ X-rays: from €200 to €400.

✔️ Surgery: from €7,000 to €18,000.


Note: Injuries at ski resorts are more common than many people think. And if you don't have insurance for extreme sports, the cost of medical services for even minor injuries can hit your pocket much harder than you expected.




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More budget ski resorts: Poland, Slovakia, Romania, Slovenia


Some people may think that a trip to the ski resorts of Poland or Slovakia is a safe option for those who are not ready to spend a lot of money on vacation. However, even in these countries, where everything is generally cheaper, medical services for foreigners remain expensive.


Examples of the cost of medical services at budget resorts:


Poland


✔️ Evacuation from the mountains: from €150 to €500.

✔️ X-ray: from €50 to €150.

✔️ Surgery: from €3,000 to €10,000.


Slovakia


✔️ Transportation to the hospital: from €200 to €800.

✔️ Hospitalization: from €300 per day.

✔️ Surgery: from €4,000 to €12,000.


Romania


✔️ Medical transportation: from €200 to €600.

✔️ X-ray: from €60 to €120.

✔️ Surgery: from €2,000 to €8,000.


Slovenia


✔️ Transportation from the mountains: from €150 to €700.

✔️ Hospitalization: from €250 per day.

✔️ Surgery: from €3,000 to €10,000.


As you can see, even in budget resorts, medical expenses can be quite significant if you do not have the appropriate insurance for outdoor activities.


Get yourself insured! Don't take any risks!


Insurance is primarily your protection against unforeseen expenses, which can be large and very large. In order to avoid financial surprises and receive high-quality and timely medical care, it makes sense to take out extreme sports insurance in advance, which covers injuries during various tourist activities, including extreme sports such as snowboarding, skiing, etc.


Visit Ukraine advises to pay attention to several options for insurance packages that are suitable for active skiing:


✔️ Silver: a basic package that covers the cost of evacuation from the mountains and basic medical services.

✔️ Gold: an extended package that includes coverage for more complex medical interventions and hospital stays.

✔️ Platinum: full insurance with coverage of all possible expenses, including rehabilitation and prolonged hospital stays.


With such insurance, regardless of the resort you choose, you can be sure that medical expenses will not be an unpleasant surprise.


How to take out insurance for active tourism


Getting a medical insurance policy for a ski vacation is a simple and fast online process that will take a short amount of time, but will make your winter vacation truly safe. Here are the main steps of purchasing health insurance on our website:


1) First, choose one of the above-mentioned insurance packages (Silver, Gold, Platinum), the coverage of which suits you.

2) Contact your insurance agent or use the online platform to apply for a policy.

3) Send the required documents and pay the premium.

4) Receive your insurance policy by email or in the app.


If you need additional information or assistance with registration, you can always contact our hotline (Telegram | WhatsApp) and get comprehensive, useful and professional information about the safety of your vacation.


Winter active sports vacation is always a long-awaited event for millions of tourists who really get unforgettable pleasure and a lot of emotions from such tours. However, it is also the prerogative of the tourists themselves to be aware of the possibility of injury at ski resorts, because no one but you can take care of it. Visit Ukraine, as a professional player in the tourism market, is well aware of this and once again warns that medical services in case of injury at ski resorts can cost a fortune. Don't rely on the well-known “hopefully it will work out” - it not only doesn't work when practicing extreme sports at mountain resorts, but also poses a direct threat to the health and lives of extreme tourists. Take out insurance for outdoor activities in advance to ensure that any European ski resort remains a resort in your memories.


Remember. Ukraine is doing everything possible to remain a tourist-friendly country even during the war. The opening of one of the airports in Ukraine is currently being discussed.  


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.




© 2018-2024, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.

Frequantly

asked questions

Should I buy separate insurance for skiing?

While regular travel health insurance may cover standard medical expenses, it rarely covers high-risk winter activities such as skiing, snowboarding, etc. When you go to a ski resort, it is better to take out separate insurance to cover the costs of injuries from extreme activities.

Why is it worth taking out vacation insurance?

Does travel insurance cover winter sports?

Who should not go skiing and snowboarding?

What are the benefits of travel insurance?

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