In today's reality, travelling without an insurance policy is almost impossible. During any trip, travel companies, intermediaries or the tourist himself takes out an insurance policy to protect himself from unpredictable situations far from his home. Find out what the main criteria to consider when choosing an insurance policy are

An insurance policy is a guarantee of your safety and peaceful stay outside of Ukraine

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Insurance is an integral part of your trip. What should a future insured pay attention to when choosing an insurance company and signing a travel insurance policy? This is one of the most common questions, and we will help you to understand it.

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How to buy reliable insurance

Before buying a policy, you should read its terms and conditions. Pay attention to the following parameters:

- The sum insured (insurance coverage) of the policy;

- The territory of coverage;

- The presence or absence of a deductible;

- Whether the insurance covers active sports. For example, if you are going skiing, you need to consider the specific option of Extreme Recreation;

- What is the assistance company and whether it works around the clock;

- Where the means of communication for contacting the assistance company in the event of an insured event are indicated. Whether the policy has direct phone numbers in the country where the tourist is going, whether it is possible to contact the assistant using messengers (Viber, WhatsApp, Telegram) or e-mail;

- Whether there is a representative office in the country you are travelling to;

- Financial stability of the insurance company;

- Reviews of the insurance company;

- The company's experience in the market.

Also, be sure to read the entire text of the contract and check the list of exclusions.

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What risks does the insurance cover?

Travel insurance can cover almost all risks. Any insurance company has various travel insurance products to cover any eventuality. From a minimal policy that provides only emergency assistance - hospitalisation and ambulance calls - to policies that cover extreme types of recreation.

There is also insurance for those who prefer passive recreation, for example, on the beach or at a bar. Such a policy includes an option that even covers cases related to alcohol intoxication.

The most popular today is full coverage of insured events, which include all possible risks associated with diseases, even COVID. Such a package includes diagnosis, treatment and observation costs.

Therefore, it is impossible to say what exactly is not covered by travel insurance. It all depends on the purpose of the trip and the type of insurance policy chosen.

For example, the Visit Ukraine portal offers clients who intend to visit Ukraine a unique insurance package covering war risks. Such packages include various options, including insurance against accidents caused by military operations.

Therefore, when planning a trip abroad, do not forget to take out an insurance policy to guarantee your peace of mind in any unforeseen situation.

You can apply for an insurance policy online in a matter of minutes for travelling to Ukraine and abroad on our portal VisitUkraine.Today. Only proven and certified insurance companies with experience, a guarantee of insurance claims and round-the-clock customer service.

We remind you! After a successful car purchase, the owner faces everyday issues. For example, purchasing motor third party liability insurance (MTPL), which is a legally required car insurance. Read more about why such insurance is important and how to choose the right company to buy a motor third party liability policy here.