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28 Mar. 2024

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Insurance coverage in the amount of EUR 30,000: when is it necessary?

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Insurance coverage in the amount of EUR 30,000: when is it necessary?

The Schengen area is one of the most popular destinations in the world. One of the main conditions for visiting Schengen is to have health insurance, which is necessary for obtaining a Schengen visa and a safe stay. Find out more about where to buy insurance with coverage of 30 thousand euros and other important details

An insurance policy is a guarantee of your safety and peaceful stay outside of Ukraine
An insurance policy is a guarantee of your safety and peaceful stay outside of Ukraine
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The Schengen area, consisting of 27 European countries, is one of the most visited tourist destinations in the world. In addition to its natural beauty and rich cultural heritage, Schengen is a popular choice among travelers as the lack of borders in the region facilitates the free movement of tourists.

One of the key requirements for traveling here is having a health insurance policy. It will be needed both for obtaining a Schengen visa and for the safe stay of tourists from visa-free countries in the region. The minimum amount of risk coverage must be 30,000 euros for the entire period of stay.

Why exactly such an amount is necessary for insurance? What risks does the policy include? Details in this article.


Is it necessary to have insurance to obtain a Schengen visa?


According to the regulation of the European Parliament, in order to obtain a visa, the applicant must have full medical insurance that covers unforeseen insurance costs in the Schengen area.


Why exactly is the coverage amount 30,000 euros?


The €30,000 coverage requirement is the minimum amount of risk insurance your policy must meet to be valid for a Schengen visa application.

This amount was determined on the basis of a careful analysis of various factors and was chosen as the size of the average costs of treatment in the countries of the Schengen zone.

According to experts, a reduction in the minimum risk insurance amount could lead to insufficient coverage, while an increase could impose an unnecessary financial burden on travelers.

It is worth noting that 30,000 euros is the minimum amount, the tourist can choose a higher amount of coverage if he wishes.




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Is the €30,000 cover requirement mandatory for all Schengen visa applicants?


Yes, as part of the Schengen visa application process, all applicants must provide proof of purchased travel insurance that meets certain criteria, including a mandatory €30,000 cover requirement.

If your insurance policy does not meet the requirement of 30,000 euros, it will not meet the criteria for Schengen insurance. As a result, if you apply for a Schengen visa with insurance that does not meet this requirement, your visa application will most likely be rejected.


Where to take out a health insurance policy for a Schengen visa?


You can buy a reliable health insurance policy for Schengen on the Visit Ukraine portal. The basic package includes EUR 30,000 or EUR 50,000 risk coverage, as well as EUR 2,000 COVID-19 diagnosis and treatment.

You can receive the following assistance under the policy:

- Diagnosis, treatment and rehabilitation in case of illness.

- Emergency outpatient care.

- Insurance against injuries (including sports), acute poisoning, burns of various degrees of severity, animal bites, frostbite;

- Emergency dental care;

- Treatment of acute diseases;

- Emergency medical care, including calling an ambulance and staying in a hospital;

- Laboratory diagnostics (analyses), including for COVID-19;

- Selection of medicines during illness.


The policy also offers compensation for additional risks: travel delay and loss of luggage, legal assistance, assistance in the event of a road accident, transportation expenses in case of illness, compensation for the costs of vaccinations and vaccinations, etc.


Insurance policy for foreigners in Ukraine


A medical insurance policy for the amount of 30,000 euros is an important document for foreigners arriving in Ukraine.

- According to the current legislation, in order to obtain a visa to Ukraine, the amount of coverage must be higher than 30,000 euros. The protection should also include coverage for war risks and COVID-19.

- In order to issue or extend a temporary residence permit in Ukraine, a foreigner needs medical insurance that covers the entire period of validity of the residence permit.

A health insurance policy that meets the standards of the Migration Service of Ukraine can be issued by following the link.

The basic service package includes:

- General medical services and treatment of Covid-19 in Ukraine in the amount of 30,000 euros.

- Outpatient treatment.

- Medicines prescribed by a doctor to help in the event of an insured event.

- Compensation for expenses in the event of an accident due to hostilities, passive military risks, terrorist acts (if the insured is not a military serviceman) up to UAH 100,000.

- Emergency dental care.

- Emergency obstetric care.

- Hospitalization.

- Repatriation.


Policies from Visit Ukraine are reliable and convenient. Insurance registration service from verified agents is available 24/7 online from anywhere in the world. The ready-made insurance policy arrives within 15-20 minutes to the specified e-mail.


Remember that travel insurance for a Schengen visa or for entry into Ukraine is not only a mandatory requirement, but also protection of your trip against unforeseen circumstances. Travel insurance gives you much-needed peace of mind while abroad and allows you to enjoy your trip to the fullest.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.




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