Insurance for Ukrainians abroad: when else can you get compensation besides illness?
In today's environment, travel insurance remains very important. It guarantees medical care in another country and has additional benefits. Find out more about the cases in which you can get compensation from the insurance company in addition to illness
A health insurance policy is not only a mandatory document when traveling abroad, it also serves as a reliable shield in case of unforeseen situations outside the country of residence. Generally, most policies cover health issues, but certain packages may cover additional risks.
When else, apart from illness, can you receive compensation on the basis of a health insurance policy? We talk about the list of insurance events below.
Additional services in the health insurance policy
Usually, a health insurance policy covers doctor's visits, urgent medical care, hospitalization and the purchase of medicines. However, many policies offer compensation and additional risks:
Travel delay and loss of luggage
● Reimbursement of the cost of staying in the waiting area of increased comfort in case of flight cancellation or flight delay of more than 4 hours after the scheduled departure time.
● Reimbursement of the cost of lost luggage.
● Compensation for losses received in connection with unforeseen technical malfunctions with the liner or ship, on which the cruise was booked and paid for by the insured person, if this caused the trip to be interrupted.
Legal assistance
● Reimbursement of expenses for processing documents for returning to the country of permanent residence.
● Payment of legal services or consultation of an interpreter for the tourist to receive medical services or assistance when returning to the country of permanent residence.
Road accident assistance
● Reimbursement of costs for the elimination of a sudden technical malfunction or damage due to an accident of the traveler's passenger car or the cost of temporary storage in a guarded parking lot, if it cannot be repaired.
Transportation costs in case of illness
● Organization and payment of return of the insured person in economy class to the country of permanent residence after treatment in a hospital.
● Reimbursement of expenses for a tourist's stay abroad after the expiration of the contract, if his return to the country of permanent residence is not possible immediately after discharge from the hospital.
● Payment of the cost of travel in economy class to the country of permanent residence of a member of the tourist's family in case of his hospitalization or death.
● Organization and payment of expenses for the early return to the country of permanent residence of children under 14 years of age of the insured person. If necessary, the insurer also reimburses the accompanying of children by a third person, if you cannot do it personally due to a sudden illness, health disorder due to an accident or death.
Additional compensations
● Compensation for the cost of telephone services for notification of an insurance event.
● Reimbursement of the costs of vaccinations and inoculations.
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Why is it important to buy an insurance policy with compensation for a larger list of risks?
Medical insurance with an extended list of services allows you to take care not only of your own health during your stay abroad, but also protects against additional unforeseen risks and saves money.
Order the "Medical Insurance Plus" policy on the Visit Ukraine portal, because it is reliable support in most unforeseen situations outside the country of residence from a proven insurance agent.
Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.
Our recommendation for a safe and comfortable trip:
Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;
Green Card - compulsory car insurance for traveling abroad;
Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;
Private Lawyer service - professional legal support on visa and migration issues;
Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.
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