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15 Dec. 2024

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Insurance for Ukrainians abroad: when else can you get compensation besides illness?

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Travel
Insurance for Ukrainians abroad: when else can you get compensation besides illness?

In today's environment, insurance is extremely important when traveling. It guarantees medical care in another country and has additional benefits. Find out more about the cases in which you can receive compensation from an insurance company in addition to illness

An insurance policy is a guarantee of your safety and peaceful stay outside of Ukraine
An insurance policy is a guarantee of your safety and peaceful stay outside of Ukraine
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A health insurance policy is not only a mandatory document when traveling abroad, it also serves as a reliable shield in case of unforeseen situations outside your country of residence. Most policies usually cover health problems, but certain packages can cover additional risks.


When else, besides illness, can you get compensation under a health insurance policy? We'll tell you about the list of insured events below.


What additional services can be included in a health insurance policy?


Typically, a health insurance policy covers visits to a doctor, emergency medical care, hospitalization, and the purchase of medicines. However, depending on the coverage package you choose, you may receive additional compensation:


Travel delay and loss of luggage


● Reimbursement of the cost of staying in the high-comfort waiting area in case of flight cancellation or flight delay of more than 4 hours after the scheduled departure time.

● Reimbursement of the cost of lost baggage.

● Compensation for losses incurred in connection with unforeseen technical malfunctions with the liner or ship, the cruise on which was booked and paid for by the insured person, if this caused interruption of the trip.



● Reimbursement of expenses for preparation of documents for returning to the country of permanent residence.

● Payment for legal services or an interpreter's consultation for the tourist to receive medical services or assistance in returning to the country of permanent residence.


Assistance in case of an accident


● Compensation for the costs of eliminating a sudden technical malfunction or damage to the traveler's car as a result of an accident or the cost of temporary storage in a guarded parking lot if it cannot be repaired.


Transportation costs in case of illness


● Organizing and paying for the Insured's return to the country of permanent residence in economy class after inpatient treatment.

● Compensation of expenses for the tourist's stay abroad after the expiration of the contract, if his/her return to the country of permanent residence is impossible immediately after discharge from the hospital.

● Payment of the cost of economy class travel to the country of permanent residence of a tourist's family member in case of hospitalization or death.

● Organization and payment of expenses for early return to the country of permanent residence of children under 14 years of age of the insured person. If necessary, the Insurer also indemnifies for accompanying children by a third party if you cannot do it personally due to a sudden illness, health disorder caused by an accident or death.


Other additional benefits


● Compensation for the cost of telephone services for reporting an insured event.

● Compensation for the cost of vaccinations and inoculations.




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How to take out insurance with additional risks online?


You can buy health insurance with the necessary coverage on the Visit Ukraine website. We offer various insurance packages so that everyone can choose the best option for themselves. Take out a policy for traveling in Europe or around the world to get reliable protection in case of unforeseen situations outside your country of residence.


Don't risk your health and finances, because it is health insurance with an extended list of services that allows you to take care not only of your own health while abroad, but also protects you from additional unforeseen risks and saves money.


We remind you! When choosing a travel insurance policy, it is important to consider several key aspects: the type of insurance, available coverage, the amount of indemnity, and some other nuances. Read how to choose the right insurance and what other important details you should consider when taking out travel insurance in our previous article.


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.




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Frequantly

asked questions

Do I need insurance to travel abroad?

Yes, it is important to have insurance when traveling abroad. It protects you in case of illness or accident while traveling. In addition, many European countries require insurance coverage for medical expenses. It is especially important to have insurance if you: - travel with children; - engage in active recreation; - plan to travel to countries with visa requirements; - visit places with a high level of risk.

How to get insurance?

Do I need to print out the electronic policy?

What should I do in case of an insured event?

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