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24 Aug. 2024

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Compulsory car insurance in Romania: what do drivers need to know?

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Compulsory car insurance in Romania: what do drivers need to know?

Ukrainians who are in Romania and drive their own cars should be aware of the country's rules for drivers. Find out more about compulsory car insurance in Romania and whether Ukrainians need to take out a local policy

Insurance policy Green card for traveling abroad by car
Insurance policy Green card for traveling abroad by car
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Car insurance in Romania is compulsory for all vehicles travelling on the country's roads. This means that you must have a valid insurance policy before driving in Romania.

Read more about car insurance in Romania, what determines its cost and whether Ukrainians need to take out a Romanian motor third party liability insurance policy in this article.

Car insurance in Romania


The main type of compulsory car insurance in Romania is civil liability insurance (RCA). This type of insurance covers damages caused to third parties in the event of a road traffic accident caused by your fault.


In addition to the compulsory RCA, you can purchase other types of motor insurance, such as:


● Hull insurance. This type of insurance covers damage to your own car as a result of various events, such as an accident, theft, fire, natural disasters, etc.
● Life and health insurance for the driver and passengers. This type of insurance provides for compensation in case of injury or death of the driver or passengers as a result of an accident.
● Accident insurance. This type of insurance covers medical expenses related to the treatment of injuries sustained in an accident.
● Auto glass insurance. This type of insurance covers the cost of repairing or replacing the windscreen or side windows of a car.


How to get car insurance in Romania?


There are several ways to do this:

● directly at the insurance company;

● online on the website;

● through an insurance broker.




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Car insurance in Romania: what determines the price?


The price of third-party liability insurance (RCA) in Romania is formed by several factors:

● driver's age and driving experience;

● car make and model;

● accident history;

● region of residence;

● selected insurance package;

● availability of additional options.

Do Ukrainians need to take out local car insurance in Romania?


RCA is mandatory for Ukrainians who have re-registered their cars and received Romanian number plates or purchased a new car in Romania.

However, drivers who continue to drive legally on Romanian roads with cars with Ukrainian licence plates are not required to obtain an RCA.

In turn, drivers of such cars are required to have a valid Green Card insurance policy.

The Green Card is an international insurance policy for motorists. If you have ever driven your own car out of Ukraine, you know that this policy is mandatory for crossing the border. However, it is also valid on the territory of Romania. The main thing is to keep track of the policy's validity and renew it in time.

If you have a valid Green Card insurance policy, you do not need to take out additional Romanian insurance. Remember that the Green Card is valid not only in Romania and Ukraine, but also in Europe, North Africa and the Middle East, so you will be under reliable insurance protection even when travelling to other countries.

How to buy a Green Card online?


You can buy a Green Card for a car with Ukrainian registration both abroad and in Ukraine. However, insurance abroad will cost much more.

Therefore, it is better to buy insurance online, as it is quick and easy. On the Visit Ukraine portal, you can take out a Green Card policy from a licensed insurer. The calculator allows you to calculate the exact price of the policy individually for your vehicle. Packages are available for different periods from 15 days to 1 year for cars and trucks, trailers and semi-trailers for trucks, as well as motorcycles and scooters.

Just a reminder! If you are planning to drive from Ukraine to Romania by your own car, you should familiarise yourself with the country's rules in advance. Read more about border crossing, convenient routes from Ukraine to Romania and traffic rules here.


Photo: Freepik


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




Are you planning a trip to Europe by car? A Green Card from Visit Ukraine is your reliable protection on European roads. Fast processing, affordable prices and complete peace of mind while travelling. Apply for a Green Card and enjoy a safe trip abroad!


Do you have additional questions? Contact the Visit Ukraine hotline (Telegram | WhatsApp).




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.




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Frequantly

asked questions

What do I need to travel from Ukraine to Romania by my own car?

Crossing the border in your own car is carried out on the basis of a foreign passport, driver's licence, vehicle registration documents and an international insurance policy ‘Green Card’.

Which checkpoints operate on the border with Romania?

What is the permissible speed of travelling by car in Romania?

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