Do I need insurance to enter Turkey in 2025?

The Law of Ukraine “On Tourism” regulates the issue of traveling to Turkey and other countries of the world only with an insurance policy. Find out why you need insurance when entering Turkey, when it is mandatory, and when you need to extend the terms of the insurance contract

An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine

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Insurance is not just a mandatory document for travelling to another country, but also serves as a guarantee of your financial security during your trip, regardless of the country of visit. Every Ukrainian travelling abroad needs an insurance policy: a tourist, a student, an employee, a pensioner.

Today, we are going to tell you about the peculiarities of insurance for travelling to Turkey, as well as how to choose a reliable policy for your trip.

Are you planning a trip abroad?

Take out reliable health insurance on the Visit Ukraine portal!

Do I need to take out insurance before travelling to Turkey?

Insurance is a prerequisite for Ukrainians to enter Turkey and is taken out primarily to take care of your safety and the safety of your loved ones during the trip. That is why 95% of tours to Turkey automatically include insurance. After all, thanks to an insurance policy, you can fully enjoy your holiday without worrying about emergencies and force majeure situations that, unfortunately, often happen to tourists.

What kind of insurance should I take out to visit Turkey?

When assessing what insurance risks you may face in Turkey, you need to choose the appropriate travel insurance that suits you. The list of risks may include injuries, burns of varying degrees, deterioration of health due to heat, exacerbation of chronic diseases, local diseases such as the Coxsackie virus, and much more.

When taking out insurance, you should clarify all the terms and conditions and study all the insurance risks specified in the contract. In particular, you should ask the insurer where to call (which assistance company) if an insured event occurs and what to do in such situations.

When signing the contract, pay attention to the following points:

1) The policy coverage area;

2) The maximum amount of coverage under the contract;

3) Availability and amount of deductible:

4) Separate COVID-19 coverage.

Why do you need health insurance?

If your trip starts with saving money on an insurance policy, is it right? After all, when travelling to another country, it is difficult to find a hospital that would be suitable for the parameters and available out of turn in an emergency for foreign citizens. In this case, either private clinics, which are very expensive, or a pre-arranged insurance policy that will save you 100% of your money in case of an insured event abroad, come to the rescue.

With the help of health insurance, you can cover the cost:

- Medical care. This item includes a doctor's examination, tests and all necessary medical procedures, including the cost of calling an ambulance;

- Assistance in force majeure situations. This means payment of compensation in case of injuries after outdoor activities (this is specified in advance in the contract): diving, surfing, mountain walks, etc;

- Maternity benefits. The health insurance will cover the costs of both premature birth and emergency gynaecological care (if specified in the contract);

- Assistance in the event of natural disasters and force majeure circumstances that may be harmful to health. Sometimes health deterioration can be caused by floods, hurricanes or other natural disasters.

Do I need insurance for permanent residence or employment in Turkey?

All foreigners aged 18-65 who reside in Turkey on a temporary residence permit, are employed in Turkey on an open work visa, or on the basis of citizenship are required to have a SGK (sigórta bedeli) health insurance policy. Foreigners have the right to obtain this policy both through the state and through private insurers.

This state health insurance in Turkey has quite good conditions, but it is available only after residing in the country for one year or during employment, as well as for students who have completed 3 months of study in Turkey.

There are two types of state insurance SGK in Turkey:

1) For individuals - SSK;

2) For business owners in Turkey - Bağkur.

The SGK insurance policy covers 100% of all medical services provided in municipal clinics in Turkey, and in a number of private Turkish clinics, this insurance policy guarantees a discount of 40 to 70%. The policy also covers up to 80% of the purchase of medicines prescribed by a doctor.

SGK insurance is essential for foreigners over the age of 65, although it is not mandatory for this category. However, given that private insurers often refuse to take out a policy for the elderly, this insurance is the best option to take care of your health in Turkey.

This policy covers all family members (spouse, children under 18, dependent parents).

How to choose the right insurance for travelling to Turkey?

Insurance should not cost even half the cost of the trip, and assistance in the event of an insured event should be decent and timely. All this is possible and has been working for a long time if you take out an insurance policy with a reliable insurance company.

First of all, you need to carefully choose the clauses to be included in the contract and find out all the details calculating the price of the policy and the cost of indemnity. To reduce the cost, you can refuse some clauses if you are sure that this will not happen to you. For example, a tourist knows that he or she will not go skydiving or hiking.

Note! Standard insurance policies for travelling to Turkey and most countries of the world cover the costs of first aid, repatriation in case of death, and transportation to a medical facility. If you are planning to go in for extreme sports or outdoor activities, you will need to buy a different insurance, which is somewhat more expensive.

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What is covered by the insurance that can be issued by Visit Ukraine?

When choosing an insurance policy for a trip to Turkey, it is important to understand what risks are covered by different insurance options. Visit Ukraine offers both medical and travel insurance policies that meet all the requirements and provide financial protection in case of unforeseen circumstances during your stay in Turkey.

Health insurance on Visit Ukraine

The health insurance policies available on Visit Ukraine provide comprehensive protection during your stay in Turkey, including emergency medical care, COVID-19

treatment, and reimbursement of transportation costs in case of emergency.

The "Whole World Classic" policy provides basic coverage:

- COVID-19: diagnosis and treatment as prescribed by a doctor (if indicated).

- Emergency outpatient care.

- Emergency inpatient care.

- Emergency dental care.

- Transportation costs to the nearest medical facility.

- Emergency obstetric care up to the 28th week of pregnancy.

- Accident insurance.

- Funeral expenses abroad in case of death.

- Costs of repatriation of the body to the place of burial in Ukraine (in case of death due to an accident or sudden illness).

The policy ‘Whole World Silver-VU’ covers all the benefits of ‘Classic’ with additional services:

- Consultation, diagnostics, treatment, medicines as prescribed by a doctor.

- Costs of calling an ambulance in the country of residence.

- The amount of accident insurance coverage for each insured person.

- Reimbursement of vaccination costs (up to EUR 30 per person, no more than EUR 60 per policy).

- COVID-19 treatment costs (up to EUR 200 per insured event).

- Reimbursement of the cost of telephone communication with the insurer (up to 50 EUR).

- Organisation and payment for emergency medical care at the place of call (up to EUR 500 per insured event).

The policy ‘Whole World Platinum-VU’ covers all the benefits of ‘Silver-VU’ with additional services:

- Reimbursement of the cost of staying in the comfort zone in case of flight cancellation or delay for more than 4 hours.

- Reimbursement of losses due to technical malfunctions of water transport (cruise, liner) with interruption of the trip.

- Organisation and payment for early return of children under 14 years of age to the country of permanent residence.

- Reimbursement of the cost of lost luggage (provided that the carrier has made a refund).

- Compensation for the costs of eliminating technical breakdowns or damage to the car.

- Insurance payment in case of alcohol intoxication (up to 1 ppm).

- Payment of COVID-19 observation costs (up to EUR 50 per day, up to 15 days).

- Payment of expenses for a travelling companion's stay in a hotel after the end of the insurance.

- Compensation for telephone expenses (maximum EUR 75).

- The sum insured for an accident for each insured person (up to EUR 2000).

- Organisation of transportation to the country of permanent residence after inpatient treatment.

- Payment of travel expenses for family members in case of hospitalisation or death of the insured person.

- Payment for legal services and interpreter services for receiving medical services or returning to the country of permanent residence.

‘Whole World Gold-VU’ policy covers all the benefits of “Platinum-VU” with additional services:

- Medical services for the treatment of COVID-19 and ARVI.

- Organisation and payment for inpatient treatment up to 15 days after the end of insurance.

- Emergency gynaecological care (up to 29 weeks of pregnancy).

- Costs of preparing documents for returning to the country of permanent residence.

Travel insurance on Visit Ukraine portal

If you are planning a short-term trip to Turkey, you can choose a travel insurance option with a high level of protection.

The "Whole World Basic" policy provides basic coverage:

- COVID-19: diagnostics and treatment as prescribed by a doctor if indicated.

- Emergency outpatient care.

- Emergency inpatient care.

- Costs of calling an ambulance in the country of residence.

- Emergency ambulance.

- Emergency obstetric care up to the 28th week of pregnancy.

- Expenses for emergency and urgent outpatient care (in a medical institution or by a licensed doctor) and inpatient care, including consultations, diagnostics, treatment, and payment for medicines prescribed by a doctor.

- Expenses for emergency surgeries, including the cost of necessary medicines prescribed by a doctor, bandages and fixation devices (plaster bandages, langues).

- Repatriation of the body.

- Medical transport.

How much does insurance cost on the Visit Ukraine portal?

Medical insurance

Travel insurance

Insurance prices for Ukrainians

On the Visit Ukraine portal you can choose a policy for travelling to any country in the world!

How to buy insurance on the Visit Ukraine portal?

To apply for an insurance policy on the Visit Ukraine portal, you need a foreign passport and an identification number (TIN):

1. Prepare your passport and TIN;

2. Select an insurance package (that meets your needs).

3. Select the period of insurance validity

4. Enter your date of birth.

5. Fill in the form with the data of the insured person (full name, e-mail, contact phone number, passport details, citizenship and place of residence).

6. Sign the insurance contract (a special code will be sent to the specified e-mail).

7. Pay for the insurance policy.

The finished policy will be sent to the specified e-mail. You do not need to print it out, because the electronic version has the same legal force as the paper one.

Why is it worth taking out insurance for a trip to Turkey on Visit Ukraine?

- A wide range of insurance programmes adapted to the different needs of travellers - from tourist trips to long-term stays.

- Instant online registration.

- Affordable tariff plans with transparent pricing conditions and no hidden fees.

- Round-the-clock customer support to help you solve any situation during your stay in Germany.

- Guaranteed quality of insurance services from trusted companies.

Are you planning a trip to Turkey?

Don't forget about insurance - an important element of a safe trip. It is not just a formality - it is your peace of mind in unforeseen situations.

On Visit Ukraine portal, you can choose the best insurance policy based on the duration and purpose of your trip.

Choose a policy now and travel with confidence!

Just a reminder! Turkey attracts emigrants with its warm climate, unique culture, employment opportunities, moderate living costs, and high salaries and pensions. We will tell you how Ukrainians can move to Turkey in 2025 here.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

Our recommendation for a safe and comfortable trip: 

Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.

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