The Law of Ukraine “On Tourism” regulates the issue of traveling to Turkey and other countries of the world only with an insurance policy. Find out why you need insurance when entering Turkey, when it is mandatory, and when you need to extend the terms of the insurance contract

An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine

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Insurance is not just a mandatory document for traveling to another country, but also serves as a guarantee of your financial security while traveling, regardless of the country you are visiting. Every Ukrainian who travels abroad needs an insurance policy: a tourist, a student, an employee, a pensioner. Today, we are going to tell you about the peculiarities of insurance for entering Turkey, as well as how to choose a reliable policy for your trip.

Is it necessary to take out insurance before traveling to Turkey?

Insurance is a prerequisite for Ukrainians to enter Turkey and is taken out primarily to take care of your safety and the safety of your loved ones while traveling. That is why 95% of tours to Turkey automatically include insurance. After all, thanks to an insurance policy, you can fully enjoy your vacation without worrying about emergencies and force majeure situations that, unfortunately, often happen to tourists.

What kind of insurance should I take out to visit Turkey?

When assessing what insurance risks you may face in Turkey, you need to choose the appropriate travel insurance that is right for you. The list of risks includes injuries, burns of varying degrees, deterioration of health due to heat, exacerbation of chronic diseases, local diseases such as the Coxsackie virus, and much more.

When taking out insurance, you should clarify all the terms and conditions and study all the insurance risks specified in the contract. In particular, you should ask the insurer where to call (which assistance company) if an insured event occurs, and what to do in such situations.

When signing the contract, pay attention to the following points:

1) The policy coverage area;

2) The maximum amount of coverage under the contract;

3) Availability and amount of deductible:

4) Separate COVID-19 coverage.

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Why do I need health insurance and how to get it?

If your trip starts with saving money on an insurance policy, is it right? Visit Ukraine insists that this is at least irresponsible and short-sighted. After all, when traveling to another country, it is difficult to find a hospital that would be suitable in terms of parameters and be available out of turn in an emergency for foreign citizens. In this case, either private clinics, which are very expensive, or a pre-arranged insurance policy that will save 100% of the money in case of an insured event abroad, come to the rescue.

With the help of health insurance, you can cover the cost:

- Medical care. This item includes a doctor's examination, tests, and all necessary medical procedures, including the cost of calling an ambulance;

- Assistance in force majeure situations. This means the payment of compensation in case of injuries after outdoor activities (this is specified in advance in the contract): diving, surfing, mountain hiking, etc;

- Maternity benefits. The health insurance will cover the costs of both premature birth and emergency gynecological care (if specified in the contract);

- Assistance in the event of natural disasters and force majeure circumstances that may harm health. Sometimes health deterioration can be caused by floods, hurricanes or other natural disasters.

Earlier, we wrote that Italy and Turkey have introduced special visas for people who like to travel and can afford to work remotely.

Do I need insurance for permanent residence or employment in Turkey?

For all foreigners aged 18-65 who live in Turkey on a temporary residence permit, in case of employment in Turkey with an open work visa, or on the basis of citizenship, it is mandatory to have a SGK (sigórta bedeli) health insurance policy. At the same time, foreigners have the right to obtain this policy both through the state and through private insurers.

This state health insurance in Turkey is characterized by fairly good conditions, but is available only after residing in the country for one year or during employment, as well as for students who have completed 3 months of study in Turkey.

There are two types of state insurance SGK in Turkey:

1) For individuals - SSK

2) For business owners in Turkey - Bağkur

The SGK insurance policy covers 100% of all medical services provided in municipal clinics in Turkey, and in a number of private Turkish clinics, this insurance policy guarantees a discount of 40 to 70%. The policy also covers up to 80% of the purchase of medicines prescribed by a doctor.

SGK insurance is essential for foreigners over the age of 65, although it is not mandatory for this category. However, given that private insurers often refuse to take out a policy for the elderly, this insurance is the best option to take care of your health in Turkey.

This policy covers all family members (spouse, children under 18, dependent parents).

We described thecases when you may need a personal lawyer in Turkey in our previous article.

Choosing an insurer

Insurance should not cost even half the cost of the trip, and assistance in the event of an insured event should be decent and timely. All this is possible and has been working for a long time if you take out an insurance policy with a reliable insurance company.

First of all, you need to carefully choose the clauses to be included in the contract and find out all the details of calculating the policy price and the cost of compensation. To reduce the cost, you can refuse some clauses if you are sure that this will not happen to you. For example, a tourist knows that he or she will not go skydiving or hiking.

Note. Standard insurance policies for traveling to Turkey and most countries of the world cover the costs of first aid, repatriation in case of death, and transportation to a medical facility. If you plan to engage in extreme sports or outdoor activities, you need to buy other insurance, which is somewhat more expensive.

As an additional option when pre-insuring a trip, you can choose a trip cancellation insurance. It provides for the payment of compensation if a tourist is forced to cancel a trip due to the death of a relative, the need to attend a court hearing, or temporary disability. The insurance will also work if the flight is canceled.

Visit Ukraine reminds you that today you don't need to go to the office to take out insurance or get comprehensive advice on how to get it. On our website, this process will take only a few minutes, and you can be sure of the reputation of insurers, because we cooperate only with licensed insurance companies. Choose the most optimal package for your entry to any country in the world, with a guarantee of payments and the possibility of online payment for the policy. A reliable policy will be delivered to your mail in a matter of minutes.

Just a reminder! On our portal you can find up-to-date and comprehensive information about Turkey, so that your trip to this sunny country is as prepared and well-planned as possible.

We wish you a good trip!

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