Insurance for Foreigners
on Visit Ukraine
INSURANCE FOR FOREIGNERS IN UKRAINE: GET COVERED IN 5 MINUTES
● Health insurance is legally required for all foreigners entering Ukraine.
● Policies cover medical care, hospitalization, emergency evacuation & repatriation.
● Buy online in 5 minutes - policy sent by email, no printing needed.
● War risk coverage available for additional protection.
Entering Ukraine without valid insurance for foreigners means risking denial at the border — and facing medical bills that can run into tens of thousands of dollars. Visit Ukraine offers insurance in Ukraine that you can purchase online in under 5 minutes, with your policy delivered to your inbox instantly, including an optional war risk add-on.
Why Is Insurance Required for Foreigners in Ukraine?
Ukrainian insurance law requires all foreign nationals to carry valid health insurance for their entire stay in Ukraine. Under Article 7 of the Law of Ukraine on Insurance, war risk coverage is additionally mandatory for journalists, reporters, and media representatives operating in the country.
This isn't just a formality: border officers actively request proof of insurance for Ukraine upon arrival. Without a valid policy, entry can be denied. According to the Ukraine entry rules for foreigners 2026, a valid health insurance policy must be presented at the border alongside your passport and visa documents. For those applying for a residence permit, a special annual policy meeting the migration service's requirements is also needed.
Types of Insurance Available for Foreigners in Ukraine
Standard Medical Insurance
Standard medical insurance is a short-term health policy that covers emergency and routine medical costs for tourists and short-term visitors to Ukraine. It is the baseline Ukraine insurance product required for entry.
Coverage includes:
● Emergency care
● Hospitalizatio
● Outpatient treatment
● Doctor-prescribed medications
● Medical evacuation
● Repatriation
| Parameter | Details |
| Coverage amounts | 25 000 UAH or €30,000 |
| Duration | 3 to 180 days |
| Best for | Tourists, short-term visitors |
Learn more about Medical Insurance.
War Risk Insurance
War risk insurance extends standard medical coverage to include compensation for injuries caused by shelling, explosions, or terrorist acts — essential for anyone working or volunteering in active conflict areas. An annual policy option is available and is accepted for residence permit applications.
Learn more about War Risk Insurance.
Travel Insurance in Ukraine
Travel insurance in Ukraine covers a broader range of incidents beyond medical emergencies, including trip cancellation, lost luggage, and travel delays — a smart addition for those wanting comprehensive trip protection.
Learn more about Travel Insurance in Ukraine.
Car Insurance for Foreigners
Foreigners driving in Ukraine can get Basiс Kasko (mini hull) car insurance that covers damage to your vehicle from accidents, natural disasters, and war risks. This insurance is not mandatory, unlike the Green Card, but it provides additional protection for your vehicle, which is especially important during martial law.
Learn more about Car Insurance for Foreigners.
| Coverage | Standard Medical | War Risk |
| Emergency medical care | ✓ | ✓ |
| Hospitalization | ✓ | ✓ |
| Medical evacuation | ✓ | ✓ |
| Repatriation | ✓ | ✓ |
| War/shelling compensation | ✗ | ✓ |
| Terrorist acts coverage | ✗ | ✓ |
| Annual policy option | ✗ | ✓ |
| Suitable for a residence permit | ✗ | ✓ |
What Does Insurance for Foreigners in Ukraine Cover?
Included in Standard Coverage
A standard insurance for foreigners policy covers:
● Emergency room visits and hospitalization.
● Outpatient consultations and specialist referrals.
● Doctor-prescribed medications.
● Ambulance and emergency medical transport.
● Medical evacuation to the nearest appropriate facility.
● Repatriation of remains in case of death.
Not Covered — Exclusions
Standard policies typically exclude:
● Pre-existing chronic conditions.
● Elective or cosmetic procedures.
● Injuries directly caused by military action (covered only under war risk policies).
● Treatment sought without contacting the insurer's 24/7 assistance line first.
Why Coverage Matters — Real Costs Without Insurance
Medical care in Ukraine is significantly cheaper than in Western countries, but costs add up fast without insurance in Ukraine. Approximate out-of-pocket costs in USD:
● Doctor consultation (private clinic): $40–100.
● Hospitalization: $100–300 per day.
● Ambulance service: $30–150.
● Medical evacuation without insurance: $20,000–100,000+.
In most cases, US health insurance plans do not cover medical expenses in Ukraine — a separate policy is required. The same applies to most European national health schemes.That's why travel insurance Ukraine for Americans, Europeans, and citizens of other countries is not just recommended — it's a practical necessity before crossing the border.
ADVANTAGES OF INSURANCE AT VISIT UKRAINE
Frequently asked questions
What types of insurance are available for foreigners at Visit Ukraine?
On the Visit Ukraine website, you can apply for various types of insurance that will provide you with financial protection during your stay in Ukraine. We offer medical insurance that covers the costs of medical treatment, hospitalization, emergency care and outpatient treatment. Separately, we offer medical insurance with war risk coverage, which additionally includes compensation in case of injuries sustained as a result of military operations or terrorist acts. You can also take out Mini Hull insurance, which covers the complete destruction of a vehicle as a result of a natural disaster or an accident involving another vehicle.
Do foreigners need to obtain health insurance to enter Ukraine?
What is the difference between standard health insurance and insurance covering war risks?
Do I need to print out the electronic policy?
What to do in case of an insured event?
What should I do if I entered incorrect information when applying for an insurance policy and I have already paid for it?
I have taken out insurance, but I do not receive a code. What should I do?
What do our clients say about us?
Articles about insurance
Learn more on Visit Ukraine
Get information about the rules of entry and safe stay in Ukraine
LEARN MORE
WHO CAN GET INSURANCE FOR VISITING UKRAINE?
Insurance for foreign visitors and residents of Ukraine is available to a wide range of travelers and residents:
● All foreign nationals and stateless persons.
● No age restrictions — including minors and travelers over 70.
● Up to 10 people on one policy.
● Tourists, volunteers, journalists, business travelers, students, expats, and long-term residents.
● Can be purchased before crossing the border or while already in Ukraine.
Documents Required
All you need is your passport. No medical history, no local address, no additional paperwork.
How to Buy Insurance for Ukraine Online
1. Select your insurance type and coverage level — standard medical or war risk.
2. Enter your passport details and travel dates.
3. Pay securely by card — accepted from any country.
4. Receive your policy by email instantly — show it at the border on your phone, no printing needed.
The entire process takes under 5 minutes. Your Ukraine insurance policy by email arrives instantly after payment and is valid at all Ukrainian mandatory insurance Ukraine border checkpoints.
Alternative: if you do not know which policy to choose or have any difficulties with the insurance, please contact our support team for help (window in the right corner of the site / WhatsApp/ Telegram). Managers will help you choose the best coverage, depending on your needs, and take out insurance.
Why Get Your Ukraine Insurance Through Visit Ukraine
● Policies issued by licensed Ukrainian insurance companies — accepted at all border checkpoints.
● Compliant with Ukrainian insurance law and migration service requirements.
● 24/7 English-language customer support via WhatsApp, Telegram, and hotline.
● [N]+ international travelers insured (replace with real figure).
● Policy delivered by email in under 5 minutes — no office visits, no paperwork.
● Trusted by tourists, journalists, volunteers, and expats from [N]+ countries.
Frequently Asked Questions
Is insurance required to enter Ukraine?
Yes. Ukraine entry insurance requirement applies to all foreign nationals — Ukrainian law mandates valid health insurance for the full duration of your stay. Border officers may ask for proof, and entry can be denied without a valid policy.
Does US health insurance cover Ukraine?
No. In most cases, US health insurance plans do not cover medical expenses in Ukraine. You need a separate insurance for foreign travel policy — which you can buy online in minutes through Visit Ukraine.
Can I buy Ukraine insurance after I've already entered the country?
Yes. Ukraine insurance can be purchased before crossing the border or while already in Ukraine. The electronic insurance policy Ukraine is valid from the moment of purchase.
What is the mandatory insurance for journalists visiting Ukraine?
Under Ukrainian law, war risk coverage is mandatory insurance Ukraine border requirement specifically for journalists, reporters, and media representatives. Standard medical insurance alone does not satisfy this requirement.
How long does it take to get my policy?
Your buy insurance online Ukraine purchase takes under 5 minutes. The policy is delivered to your email instantly — no waiting, no office visit, no printing required.
Can one policy cover a whole family or group?
Yes. A single insurance for foreigners policy can cover up to 10 people, including minors and seniors over 70.
What coverage amount should I choose?
For most short-term visitors, €30,000 coverage is recommended. It covers the full cost of hospitalization and medical evacuation in almost all realistic scenarios. The 25 000 UAH option is suitable for very short trips with lower-risk profiles.
Ready to Travel to Ukraine? Get Insured in 5 Minutes
Planning a trip to Ukraine? Get the insurance for Ukraine coverage you need before you go — it's legally required, takes just 5 minutes, and your policy arrives by email instantly.
Last updated: May 2026