Travel insurance in Ukraine

TRAVEL INSURANCE FOR UKRAINE: WHAT DOES IT COVER AND HOW TO BUY ONLINE?

● Travel insurance for Ukraine covers emergency medical care, hospitalization, and travel-related risks during your stay in Ukraine.

● Required for foreign travelers entering Ukraine — border officers may ask for proof of a valid policy.

● Policies available from €0.84 per insured day with coverage for both short-term and long-term stays.

● Buy online in minutes — digital policy accepted at Ukrainian border checkpoints.

Foreign nationals visiting Ukraine need dedicated travel insurance that covers medical expenses on Ukrainian territory. Unlike domestic health plans from the US or Europe, which typically provide no direct coverage in Ukraine, a travel insurance policy for Ukraine is designed specifically for emergency healthcare, hospitalization, and evacuation during your trip. Given the current wartime conditions and the mandatory insurance requirement for entry, securing proper coverage before departure is essential for every foreign visitor.

Get Travel Insurance for Ukraine

What Is Travel Insurance for Ukraine?

Travel insurance for Ukraine is a protection policy that covers emergency healthcare expenses and travel-related risks for foreigners visiting Ukraine. It is issued by an insurance company registered in Ukraine and is valid throughout the country, except for temporarily occupied territories and areas of active hostilities.

Standard travel insurance covers medical emergencies such as illness, injury, and hospitalization. It does not cover war-related incidents — for that, a separate war risk insurance policy is required. Standard travel insurance in Ukraine is suitable for tourists, business travelers, students, and other foreign visitors who need reliable medical coverage during their stay.

A valid insurance policy may be required upon entry: under current rules, foreign nationals must present proof of health insurance alongside their passport and visa documents at the border.

What Does Travel Insurance in Ukraine Cover?

The scope of your coverage depends on the insurance package you choose. Below is what standard travel insurance for foreigners typically includes — and what it does not.

What's Included?

● Emergency medical treatment and doctor consultations;

● Hospitalization and inpatient care;

● Ambulance services;

● Urgent dental care;

● COVID-19 diagnosis and treatment;

● Prescription medication;

● Repatriation and emergency medical transportation;

● Accidental injuries.

Depending on the selected package, coverage may also extend to additional services such as 24/7 assistance hotline support, medical consultations, and coverage for extreme sports.

What's NOT Covered?

● Pre-existing medical conditions;

● Injuries caused by alcohol or drug use;

● Extreme sports activities (unless specifically added to the plan);

● Military participation;

● Intentional self-inflicted injuries;

● War-related incidents (covered separately under war risk insurance).

How Much Does Medical Care in Ukraine Cost Without Insurance?

Medical services in Ukraine are more affordable than in Western countries, but costs add up quickly for uninsured foreigners. Approximate out-of-pocket expenses in USD:

● Doctor consultation in a private clinic: $40-100;

● Emergency room or ambulance call: $30-150;

● Hospital stay: $100-300 per day;

● Emergency medical evacuation: $20,000-$100,000+ depending on location and complexity.

Most international health insurance plans, including US-based coverage, do not cover medical expenses in Ukraine. A dedicated travel insurance policy is your primary financial protection during your stay.

For more information on how to take out a travel insurance policy online and what you need to do so, read below.

WHO NEEDS TRAVEL INSURANCE FOR UKRAINE?

The scope of your coverage depends on the insurance package you choose. Below is a breakdown of what standard travel insurance for foreigners typically includes and what falls outside the policy. 

Is Travel Insurance Mandatory for Entry to Ukraine?

Yes — under current Ukrainian entry rules, all foreign nationals are required to have a valid health insurance policy for the entire duration of their stay. Border officers may request proof of insurance during crossing, and entry can be denied without a valid policy. Specific requirements may vary depending on your nationality and visa type, so check the latest regulations before your trip.

Who Should Get Travel Insurance?

Travel insurance for foreign visitors is recommended for all categories of travelers, including:

● Tourists;

● Digital nomads;

● Volunteers and NGO workers;

● Business travelers;

● Students;

● Family visitors and journalists.

The policy is available to most foreign nationals with no age restrictions — coverage is open for children, adults, and travelers aged 70 and older. Group and family policies are also available, with up to 10 people covered under a single policy.

Travel Insurance Plans and Pricing for Ukraine

Visit Ukraine offers transparent pricing with no hidden fees. The cost of travel insurance Ukraine depends on three factors: the insurance term, the number of insured persons, and the selected coverage package.

Standard travel insurance can be purchased for 3 to 90 days. Extreme Protection insurance is available for 1 to 30 days. For those applying for a residence permit, the annual "Armor + Year of Protection" policy meets migration service requirements and additionally covers war risks.

You can compare all available packages and calculate the final cost directly on the Visit Ukraine insurance page.

Is It Safe to Travel to Ukraine in 2026?

Many regions of Ukraine, including Kyiv, Lviv, and western Ukraine, remain accessible for foreign visitors despite wartime conditions. Thousands of foreigners continue traveling to Ukraine each month for tourism, volunteering, journalism, and business purposes.

However, risks such as air alerts and infrastructure disruptions may still occur, even in cities far from the front lines. It is important to understand that standard travel insurance does not equal war risk insurance — if you need coverage for conflict-related incidents, consider purchasing a separate war risk policy.

Before departure, check the latest official travel advisories from your government (such as the US State Department) and read the Visit Ukraine safety guide for foreign travelers.

How to Buy Travel Insurance for Ukraine Online

Purchasing travel insurance for Ukraine on the Visit Ukraine portal takes just a few minutes. Follow these steps:

1. Choose your coverage package — select the plan that fits your needs.

2. Select your insurance dates — enter the period of your stay (3-90 days for standard plans, 1-30 days for Extreme Protection).

3. Enter passport information — fill in your personal details (full name, email, phone, passport data, citizenship).

4. Confirm the policy — review the terms and enter the verification code sent to your email.

5. Pay online securely — use Visa, Mastercard, Apple Pay, Google Pay, or American Express.

6. Receive your policy instantly by email — save it on your phone; no printing required.

The digital policy is accepted at all Ukrainian border checkpoints. No office visit, no paperwork — just your passport and a few minutes.

If you need help during the process, contact the Visit Ukraine support team via WhatsApp or Telegram.

Buy Travel Insurance for Ukraine Now

FAQ

Can you fly to Ukraine right now? 

Yes, but commercial flights to Ukraine remain suspended. Most travelers enter by land through Poland, Romania, Hungary, Slovakia, or Moldova. A valid passport and health insurance are required at the border.

Can you get travel insurance to go to Ukraine? 

Yes. You can purchase travel insurance for Ukraine online through the Visit Ukraine portal in just a few minutes. The electronic policy is delivered instantly by email.

Can you get travel insurance with pancreatitis? 

Pre-existing conditions, including pancreatitis, are generally excluded from standard travel insurance coverage. Consult the policy terms or reach out to the support team for clarification.

What is not covered by travel insurance? 

Standard policies do not cover pre-existing conditions, injuries from alcohol or drug use, extreme sports (unless added), military participation, intentional injuries, and war-related incidents.

Is travel insurance available for Kiwis living in Ukraine? 

Yes. Travel insurance for foreigners in Ukraine is available to citizens of all countries, including New Zealand. There are no nationality restrictions.

Can I buy travel insurance online while staying in Ukraine? 

Yes. You can purchase a policy through Visit Ukraine before crossing the border or while already in Ukraine. The electronic policy is valid from the moment of purchase.