Health insurance for Ukrainians: why is it needed, what are its advantages and features
Health insurance is currently voluntary in Ukraine, but it is widespread abroad. Find out what the main advantages of an insurance package are and what risks it covers
Health insurance is widespread abroad. A large part of the European population receives medical services at the expense of insurance companies. However, Ukrainians are not used to insurance medicine, so it is extremely difficult to prove the need for an insurance package, but we will try to list all its advantages.
What is health insurance?
Medical insurance is one of the types of personal insurance, which is currently voluntary in Ukraine. Every year, the cost of treatment services increases. However, the issued insurance will allow you to minimize any health expenses. That is, the owner of a medical policy protects his budget from unplanned medical expenses and receives a certain list of additional benefits. Any illness or accident will not hit your pocket hard.
What risks does health insurance cover?
The insured person can receive money if he falls ill, temporarily loses his ability to work, or is diagnosed with disability. There is also extended life insurance, which covers expenses in the event of the death of the insured person.
The basic health insurance program includes:
• diagnosis, treatment and rehabilitation in case of illness;
• insurance against injuries (including sports), acute poisoning, burns of various degrees of severity, animal bites, frostbite;
• emergency medical care, including calling an ambulance and in a hospital;
• laboratory diagnostics (analyses), including for COVID-19;
• preventive measures (physiotherapy, physical therapy);
• emergency dental care;
• selection of drugs during illness.
What are the benefits of voluntary health insurance?
Depending on the chosen insurance policy, you can get many advantages:
• emergency medical assistance 24/7 in any corner of Ukraine and/or abroad;
• round-the-clock online support;
• doctor's consultation (including online) and diagnostics in medical institutions without queues;
• calling a private ambulance in emergency situations;
• ordering and home delivery of medicines;
• ease of registration - online in a few minutes.
What is the term of the contract and its cost?
The contract can be signed for a period from 1 to 12 months. The cost is calculated individually and depends on the provided list of insurance risks, the age of patients and a number of features.
How to get health insurance?
Insurance companies offer a wide range of health insurance policies. During registration, Visit Ukraine recommends paying attention to the benefits and features of the policy and choosing verified insurance agents. On our website, you can take out reliable insurance with a guarantee of payments in just 3 minutes, which will be valid both in Ukraine and abroad.
Answers to the most common questions about health insurance at the link.
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The simultaneous stay of visitors in the hotel lobby not more than one person per 10 square meters of serviceable area is allowed.
Persons can visit hotels and stay there (outside hotel room) only if they wear respirator or face mask (including homemade mask), so that the nose and mouth are covered.
Hotel guests are obliged to keep the 1.5 meters distance.
Online check-in making in advance is recommended to avoid queues at check-in to hotel.
Meals in hotels are provided through meals delivery service to rooms upon prior order or at hotel restaurants situated inside or in open areas, provided the distance of at least 1.5 meters between seats at adjacent tables.
Not more than 4 clients are allowed to stay at the table (excluding children under 14 years old). Unless these tables are separated by a special partition;
Self-serve is not allowed.