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Compulsory car insurance in Italy: what do drivers need to know?

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Compulsory car insurance in Italy: what do drivers need to know?

Ukrainians who have entered Italy by car should know all about the rules that apply to drivers. Find out more about compulsory car insurance in Italy and whether Ukrainians need to take out a local policy

Insurance policy Green card for traveling abroad by car
Insurance policy Green card for traveling abroad by car
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Responsabilità Civile Auto (RCA) is a compulsory car insurance in Italy that must be taken out for every vehicle. This is a direct analogue of the Ukrainian CTP.

Read more about car insurance in Italy, what determines its cost and whether Ukrainians need to take out Italian CTPCI in this article.

RCA: compulsory car insurance in Italy


RCA (Responsabilità Civile Auto) is a compulsory car insurance in Italy that covers damages caused to third parties in the event of a road traffic accident caused by the car owner. This means that if you cause an accident, the insurance company will pay compensation to the injured party.

In addition to RCA, Italian drivers can optionally take out CDW (Collision Damage Waiver) insurance, which covers a wider range of risks, such as body damage, scratches, dents, etc., or comprehensive car insurance, which even covers theft of a car or its destruction as a result of a natural disaster.




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How much does compulsory car insurance in Italy cost?


The price of compulsory car insurance Responsabilità Civile Auto may vary depending on the following factors:

● the make and model of the car;
● the age of the car;
● engine power;

● body type;
● age, driving experience, region of residence and the number of accidents in the past;
● the amount of the deductible.


Car insurance in Italy for Ukrainians: do I need to take out a local policy?


The Responsabilità Civile Auto is mandatory for Ukrainians who have re-registered their cars and obtained Italian licence plates or purchased a new car in Italy.

However, cars with Ukrainian licence plates are not required to take out the mandatory Italian motor third party liability insurance.

In turn, drivers of such cars are required to have a valid Green Card insurance policy.

The Green Card is an international insurance policy for motorists. If you have ever driven your own car out of Ukraine, you know that this policy is mandatory for crossing the border. However, it is also valid in Italy. The main thing is to keep track of the policy's validity and renew it in time.

If you have a valid Green Card insurance policy, you do not need to take out additional Italian insurance. Remember that the Green Card is valid not only in Italy and Ukraine, but also in Europe, North Africa and the Middle East, so you will be under reliable insurance protection even when travelling to other countries.

How to buy a Green Card online?


You can buy a Green Card for a car with Ukrainian registration both abroad and in Ukraine. However, insurance abroad will cost much more.

Therefore, it is better to buy insurance online, as it is quick and easy. On the Visit Ukraine portal, you can take out a Green Card policy from a licensed insurer. The calculator allows you to calculate the exact price of the policy individually for your vehicle. Packages are available for different periods from 15 days to 1 year for cars and trucks, trailers and semi-trailers for trucks, as well as motorcycles and scooters.

Just to remind you. There are several types of car parking areas in Italy, so drivers travelling on the country's roads should research this issue in advance. You can find out where to park your car in Italy to avoid fines here.


Photo: Freepik


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




Are you planning a trip to Europe by car? A Green Card from Visit Ukraine is your reliable protection on European roads. Fast processing, affordable prices and complete peace of mind while travelling. Apply for a Green Card and enjoy a safe trip abroad!


Do you have additional questions? Contact the Visit Ukraine hotline (Telegram | WhatsApp).




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

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Frequantly

asked questions

Do Ukrainians need to take out Italian car insurance?

Italian car insurance is mandatory for Ukrainians who have re-registered their cars and obtained Italian licence plates or purchased a new car in Italy. However, cars with Ukrainian licence plates are not required to take out compulsory Italian motor third party liability insurance. Legal movement of such cars on Italian roads is permitted with a Green Card.

Do I need to change my Ukrainian driving licence in Italy?

How long can I drive a car with Ukrainian number plates in Italy?

What is REVE in Italy?

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