Insurance medicine: how insurance can help you save on hospital visits and medicines

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04 Oct. 2024

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Insurance medicine: how insurance can help you save on hospital visits and medicines

Insurance

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Health

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Ukraine

How can VHI help you save money?
When is a voluntary health insurance policy relevant?

Insurance medicine: how insurance can help you save on hospital visits and medicines

Autumn is the season of viral diseases and significant treatment costs. Find out how voluntary health insurance can help you save money and how to choose the right insurance policy

Voluntary health insurance on the Visit Ukraine portal

BUY

Viral diseases affect people at any time of the year, which involves significant treatment costs. In addition, you may need to see a specialist, or even worse, have an accident or sudden serious illness. All of these factors are directly related to financial costs, as treatment can be a serious blow to the wallet. To prevent unforeseen expenses and save the family budget, experts recommend using voluntary health insurance (VHI) to save money. Read the article to find out what benefits VHI provides and how to choose the right insurance policy.

How can VHI help you save money?

Voluntary health insurance is aimed at protecting the life and health of the population. Many people mistakenly consider it a service, but VHI is a whole area of health insurance.

First of all, VHI solves a psychological problem. After all, people are often used to putting off going to the doctor for ‘later’ because of high prices and unwillingness to spend time. VHI gives people a guarantee that diagnosis and treatment will be affordable (because the insurance will actually cover the financial costs and does not depend on their current financial capabilities).

A VHI policy is issued for a year and will help you not to ‘ruin’ your planned budget in case of unforeseen circumstances.

Read more about the specifics of visa and insurance for foreigners in Ukraine in Visit Ukraine.

When is a voluntary health insurance policy relevant?

VHI can be purchased on the Visit Ukraine portal.

What does VHI insurance cover?

- Expenses for inpatient treatment, food and medicines;

- Rehabilitation (inpatient and post-discharge);

- issuing sick leave certificates;

- dental examination and acute toothache relief;

- Surgical treatment (including endoscopic methods and anaesthesia);

- all diagnostic (laboratory and instrumental) examinations prescribed by a doctor, as well as other medical procedures;

- intensive care and resuscitation;

- medicines prescribed by a doctor;

- chronic diseases in the acute stage;

- injuries, burns, poisoning and other consequences of accidents

Insured events are:

- acute or sudden illnesses;

- temporary disability due to illness or accident;

- disability due to illness or accident;

- death of a person due to illness or accident;

- injury in a road traffic accident;

- temporary disability or death of a person as a result of a road accident.

Earlier, we told you how to insure a car in Ukraine in 2024, taking into account the peculiarities of martial law.

To order travel insurance for a trip abroad, please follow the link.

To get expert advice on voluntary medical and other types of insurance, please contact Visit Ukraine specialists. You can also take out the insurance you choose on the portal.

Photo: Kyiv City Information and Analytical Centre

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine:

Visit Ukraine Insurance – safe travel in Ukraine (insurance covering military risks);

Visit Ukraine Legal advice – comprehensive legal support on entry to Ukraine;
Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

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Table of contents

How can VHI help you save money?

When is a voluntary health insurance policy relevant?

What does VHI insurance cover?

Insured events are:

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