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29 Sep. 2024

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Insurance in the Czech Republic: Who needs to have what kind of policy in this country

Insurance
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Travel
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Czech Republic
Insurance in the Czech Republic: Who needs to have what kind of policy in this country

An insurance policy is an important document for those who are going to the Czech Republic. It is not only obligatory for visa application, but it is also a guarantee of safety in case of unforeseen situations. Find out what kind of visa visitors to this country should apply for and what you need to know about insurance rules in general

An insurance policy is a guarantee of your safety and peaceful stay outside of Ukraine
An insurance policy is a guarantee of your safety and peaceful stay outside of Ukraine
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The Czech Republic is considered one of the most attractive countries in Europe for tourists, students and people looking for a new home. However, when travelling to this country, it is important to take a detailed approach to the issue of insurance. We'll tell you who needs it and what rules apply to different visa categories.


Is insurance compulsory in the Czech Republic?


Insurance is compulsory for all Ukrainian citizens planning to enter the Czech Republic, regardless of the purpose of the trip. Given that the Czech Republic is a member of the Schengen zone, the basic insurance requirements are the same as for other countries in this zone.


The insurance requirements for entering the Czech Republic may vary depending on the purpose of the visit and the length of stay. By law, everyone arriving in this country must have a travel insurance policy. Although it would be more correct to call it medical insurance for travelling abroad.


It is important that the insurance must include at least 30,000 euros to cover medical expenses, as well as emergency medical care coverage, which must cover the entire Schengen area.




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What insurance is required to enter the Czech Republic?


Health insurance is required for all categories of citizens to enter the Czech Republic, except for some special cases. This requirement applies to:


Tourists (short-term): citizens entering the Czech Republic for a short period of time on a tourist visa need a policy covering the costs of medical care. The policy must cover medical expenses of at least EUR 30,000 and be valid for the entire duration of the stay.


Students: For students studying at Czech universities or language schools, an insurance policy is a prerequisite for obtaining a study visa. This policy must provide for medical expenses coverage of EUR 50,000 and include emergency care, treatment and possible repatriation.


Employees: Those moving to the Czech Republic for work must also take out insurance as part of their application for a work visa. Such a visa requires a policy with coverage of €50,000 or more.


Those applying for a residence permit: if you plan to live in the Czech Republic for a long time, you will need long-term health insurance. In this case, the coverage is similar to the previous categories, but the policy must be valid for the entire period of residence in the country.


Citizens of Ukraine who have been granted temporary protection status can automatically count on health insurance from the state. Insurance for refugees is extended for the same period as temporary protection.


Where can I buy insurance for travelling abroad?


Visit Ukraine offers various types of insurance for travelling to Europe, including the Czech Republic. Buying a policy on our website is convenient because it takes only a few minutes, exclusively online.


We remind you! Tax refunds for work in Europe can bring you additional funds. Read here how to file a tax return and get a refund of overpaid taxes.


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.




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Frequantly

asked questions

Is it possible to travel to Europe without insurance?

The EU visa code requires a health insurance policy, but the border code does not include it in the list of required documents. Also, the list of reasons why border guards may refuse entry does not include the absence of an insurance policy.

How many tourists come to the Czech Republic?

When is the best time to go to Czech Republic?

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