Mini Hull Insurance is a voluntary car insurance policy that can be taken out by Ukrainians and foreigners in addition to compulsory motor third party liability insurance. Find out more about the insurance, how the policy works and what troubles it protects you from

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Mini Hull is a car insurance that is not mandatory in Ukraine, but many drivers take out this policy additionally. We will tell you what Mini Hull Insurance protects you from and the benefits of taking it out in the article below.

What is Mini Hull Insurance?

Mini Hull is a voluntary car insurance that remains popular among Ukrainian drivers because it covers risks that are not covered by compulsory motor third party liability insurance.

The main advantage of the Mini Hull policy is its cost-effectiveness, because, given the risks covered by the insurance, its price is quite low.

While compulsory motor third party liability insurance covers losses only to the victim of an accident, Mini Hull can be used to compensate even the driver who caused the accident.

However, the Mini Hull insurance covers not only accidents involving other cars, but also other troubles that may befall car owners.

What does Mini Hull insurance cover?

Depending on the chosen package, Mini Hull covers:

● damage to the car as a result of an accident, even if the owner was found guilty;

● tow truck services;

● complete destruction of the vehicle as a result of a natural disaster;
● damage or destruction of the car due to passive risks of war.

We will tell youwhether Mini Hull covers damage to a car caused by missile and drone debris and under what conditions you can receive compensation for a damaged car during the war by following the link.

One of the main advantages of Mini Hull is that the insurance covers several key risks that drivers may face in everyday life.

The issued policy is protection not only in the event of a road traffic accident, but also in many other situations that may occur on the road or in the daily use of a car. For example:

● Mechanical damage to the car. Mini Hull covers the costs if you accidentally scratch your car, for example, while parking.
● Natural factors. If a bird flies into your window or a branch falls on the car, such cases also fall under the insurance indemnity.
● Loss of control. In case you lose control on a slippery road and the car is driven to the roadside, the damage to the car can be compensated by the Mini Hull policy.
● Minor accidents. This type of insurance will protect you in the event of minor collisions that do not involve serious damage, which makes it especially useful for drivers with old cars or those who want to save on insurance.

Thus, Mini Hull is an economical option for those who want to get a basic level of protection for their car without overpaying for full Hull. It is important to understand that the programme has limitations, so you should carefully read the terms and conditions before choosing a policy.

Mini Hull insurance: price

Another advantage is the availability of three insurance packages to choose from: economy, basic and maximum + military risks.

The price of a Mini Hull policy depends on:

● the selected package;

● insurance period (from 1 month to 1 year);

● the type of vehicle (car, motorcycle or scooter, truck, trailer or truck semi-trailer).

You can getacquainted with the current prices for Mini Hull insurance in 2024 by following the link.

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Where to buy Mini Hull?

On the Visit Ukraine portal, you can buy Mini Hull from a reliable insurer for reliable protection on the roads of the country online. Three package options are available for periods ranging from a month to a year for cars, motorcycles, scooters, trucks, as well as trailers and semi-trailers.

Advantages of taking out a Mini Hull insurance policy on Visit Ukraine portal:

● Fair market rates that guarantee payments.
● Affordable price: minimal insurance costs.
● Fast processing: minimum documents and a quick process of concluding a contract.
● Flexible conditions: the ability to choose the best coverage for your car.
● Reliable protection: coverage of the risks that are of most concern to car owners.
● Guaranteed indemnity for car restoration.
● One of the best in Ukraine Contact Centre providing information support.

Remember that a reliable insurance policy is a round-the-clock protection on the roads of Ukraine and a guarantee of compensation for losses.

We remind you! Motor TPL insurance is mandatory in Ukraine, so drivers often ask themselves the question: which insurer should they start cooperation with? To find out who is the leader of the Ukrainian motor insurance market and where it is profitable to take out a policy, please follow the link.

Photo: Freepik

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