
Many foreigners are faced with the question: is foreign insurance relevant in Ukraine? Due to the martial law in Ukraine, the vast majority of policies automatically terminate after crossing the Ukrainian border. Find out which insurance policy you need to choose to be as safe as possible in Ukraine
To enter Ukraine, foreigners are required to have an insurance policy. Many non-residents are faced with the question of the validity of foreign insurance in Ukraine and the choice between foreign and Ukrainian companies providing such services. In this material, we have collected the basic information on this issue so that the chosen policy is the most effective for you.
Introduction: Can foreigners use their insurance in Ukraine?
Yes, foreign policies are valid under certain conditions. In particular, in normal times, insurance policies are valid, but not during martial law. Most international policies are not valid in countries where war is ongoing. That is, when a person travels to Ukraine, his or her policy automatically terminates upon crossing the border: the person has ‘violated the terms of the contract’ and gone to a territory where the risks are several times higher.
When is foreign health insurance accepted in Ukraine?
Foreign insurance must comply with a number of rules to be valid in Ukraine:
1. The foreign insurance company has a representative office in Ukraine or has entered into cooperation agreements with Ukrainian partners.
2. The policy does not contradict the requirements of Ukrainian legislation.
Usually, the insurance covers standard medical expenses, but it should be borne in mind that due to military operations on the territory of Ukraine, it is important for every foreigner to have protection against passive and active war risks.
Restrictions due to the war: Why do most foreign insurers not cover travel to Ukraine?
Most international insurance contracts have a clause that limits coverage for damage caused by force majeure. And the war (constant rocket attacks and air raids) is exactly one of those circumstances.
Even if the policy is valid on the territory of Ukraine, a foreigner will not be able to receive a payment for an incident related to the war.
Please note! Ukraine is currently a high-risk area that is not covered by most international insurances.
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Solution: Get a Ukrainian insurance policy with war risk coverage
If you want to be sure of your safety in Ukraine, the best option is to purchase a Ukrainian insurance policy, which has a number of advantages
- no war-related coverage restrictions;
- avoidance of bureaucracy - the policy is guaranteed to comply with Ukrainian legislation;
- speed and convenience of registration.
Choose the most convenient insurance policy on the Visit Ukraine portal!
How do I apply for an insurance policy?
To apply for an insurance policy covering military risks on the Visit Ukraine portal, you only need a foreign passport. To purchase insurance, you must follow these steps:
1. Prepare your passport;
2. Choose an insurance package (that meets your needs).
3. Choose the term of insurance
4. Enter your date of birth.
5. Fill in the form with the data about the insured person (full name, e-mail, contact phone number, passport details, citizenship and place of residence).
6. Sign the insurance contract (you will need to enter a special code that will be sent to the specified e-mail).
7. Pay for the insurance policy.
What is the price of insurance?
Take care of your trip today - buy the best insurance policy for your visit to Ukraine!
Photos: Freepik
Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.
We recommend purchasing it for a safe and comfortable trip to Ukraine:
Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;
Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;
Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;
Visit Ukraine Tickets – bus and train tickets to/from Ukraine;
Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;
Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;
Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.
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