Unfortunately, destroyed houses and cars have become the reality of Ukrainian life. Therefore, it is extremely important to protect your property and health from the daily shelling of the occupiers. Learn more about insurance products covering war risks on the Visit Ukraine portal

Insure your apartment and property against damage, destruction and theft in 5 minutes

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Damage to civilian infrastructure due to Russian shelling has become a commonplace of war. However, Ukrainians now have the opportunity to insure their lives, health and property against rocket attacks and attacks by the Shahed. Only citizens living on the front line are left face to face with military risks.

 For a long time after the start of the full-scale invasion, insurance companies classified war risks as force majeure in order to avoid compensating their clients for the corresponding losses. State compensation programs were launched late and had numerous restrictions. Therefore, Ukrainians often had to restore their property at their own expense.

However, the situation gradually changed. Companies began offering Ukrainians full-fledged property insurance against war risks. On the Visit Ukraine portal, you can find current offers from leading insurance companies. Our partners offer favorable conditions for car, home, and health insurance, taking into account military risks.

Earlier, we told you how to choose the right insurance policy for traveling abroad.

Health insurance with war risk coverage

Health insurance with war risk coverage is a specialized insurance policy that provides financial assistance for medical care and treatment related to injuries, wounds, or illnesses caused by military operations, passive war risks, and terrorist acts.

Foreign nationals planning to travel to Ukraine on a temporary or long-term basis, including tourists, students, employees, and others, can take out health insurance. There are no age restrictions.

This insurance policy is valid on the territory of Ukraine, except for the temporarily occupied territories of Luhansk, Donetsk, Kherson and Zaporizhzhia regions and the Autonomous Republic of Crimea, as well as the territories of direct combat operations (front line).

How to take out health insurance covering war risks?

In order to take out health insurance on the Visit Ukraine portal, you just need to choose your citizenship, the optimal insurance package and enter the necessary personal data. After that, you need to make a payment using a bank card. After the transaction is processed, the policy will be sent to the email address you provided.

You do not need to print it out. It is enough to simply save the insurance to your gadget to always have access to the document and present it to border control representatives.

In the event of an insured event, you must notify the company within 24 hours. The contact details are indicated in your policy. After that, you must follow the operator's instructions.

You can learn more about the types of policies, cost, validity period and features of online insurance by following the link.

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Mini Hull Insurance with war risk coverage

Mini Hull Insurance is a voluntary car insurance that allows owners to protect their vehicle without overpaying for full Hull Insurance. The mini-version provides a limited list of insured events, but has a more affordable price.

An important advantage of Mini Hull Insurance is the coverage of war risks. The insurance is suitable for cars with Ukrainian and foreign registration. You can buy Mini Hull Insurance online on Visit Ukraine for a period of 1 month to 1 year.

There are 3 packages of Mini Hull Insurance insurance coverage available on the Visit Ukraine website. The Maximum package includes the coverage of the Economy and Basic packages, and additionally contains protection against passive war risks and coverage of tow truck services.

The Mini Hull Insurance war risk coverage includes: use of munitions, including cluster munitions of various types, falling of manned and unmanned aircraft, guided and unguided missiles, bombs and shells and/or their parts and fragments, damage by air/ballistic missile defense equipment and their fragments, running over a mine, shell, bomb or missile warhead.

How to buy Mini Hull Insurance online?

Visit Ukraine offers a convenient service for taking out Mini Hull Insurance from the leading insurance companies in Ukraine. We cooperate exclusively with trusted insurers with an excellent reputation in the market.

To apply for insurance on the website, you first need to indicate your citizenship in the form. You also need to specify the insurance period, vehicle type, and policy start date. Select the Maximum package with war risk coverage and click the “Buy” button.

Fill in the form with the car details and select the country of destination - “Ukraine”. Fill in the form with the passport data of the vehicle owner. Pay for the policy in a way convenient for you and receive your Mini Hull Insurance insurance by email.

To buy Mini Hull Insurance insurance, follow the link or contact our support service via the form on the website or messenger (WhatsApp or Telegram). Our managers will answer all your questions and help you with the registration of a suitable insurance policy for your car.

We talked about the TOP-5 reasons to take out Mini Hull Insurance for your car in a previous article.

House insurance against war risks

House insurance will protect your property from unforeseen events and destructive consequences. Thanks to the insurance policy, the owner is guaranteed to receive compensation for the restoration of a private house and property. This is a powerful tool for minimizing financial risks, which allows the owner of the insurance to feel confident in any unfavorable circumstances.

To take out insurance online at Visit Ukraine, you do not need to inspect your home, just your passport and TIN. When you take out a policy, you insure all residential buildings and outbuildings located within the same household, including the fence or fences on your property.

Home insurance provides for reimbursement of expenses in case of damage to your property from natural disasters, domestic accidents and incidents, illegal actions of third parties and war risks. The policy covers the reconstruction of structures, restoration of the adjacent territory, repair of utilities, and replacement of damaged internal equipment.

How to take out home insurance?

Real estate insurance is a comprehensive protection of your property that will save your family budget from devastating financial consequences. On Visit Ukraine, you will receive the most convenient and fastest home insurance with compensation of up to UAH 2,000,000. We offer a transparent and convenient mechanism for financial protection of private real estate from reliable insurance companies.

To buy an insurance policy, you need to follow the link and follow the next steps. First of all, indicate the sum insured depending on the property's appraised value and the date of commencement of the insurance. Then fill out the form with information about the property (city and address of the building to be insured) and the person insuring the property (full name, date of birth, passport details, TIN, contact phone number and e-mail).

Agree to the terms of the contract and confirm the registration through a special code that will be sent to the specified e-mail. Pay for the insurance in a way convenient for you. Receive a ready-made electronic home insurance policy to the specified e-mail.

In the previous article, we talked about how to insure a house or apartment against damage by drones or missiles.

Express apartment insurance + war risks

Visit Ukraine also offers apartment insurance with war risk coverage. A reliable insurance policy protects the homeowner or tenant from significant costs for repairing or rebuilding the apartment, as well as replacing damaged property in the apartment in the event of an insured event.

Comprehensive apartment insurance includes indemnification for damages to structures and communications in the apartment, interior decoration, furniture, household and other appliances, and interior items in the event of an insured event. Insured events include natural disasters, domestic incidents, illegal actions of third parties, and war risks.

The apartment must be put into operation, and all repair and restoration work in the premises must be completed. The property can be located in any region of Ukraine, except for the frontline territories where active hostilities are taking place and the temporarily occupied territories.

You will need only 5 minutes of free time and a minimum of expenses to take out insurance. The purchase algorithm is identical to the policy for private house insurance.

We remind you! Armor+ is a new insurance policy for foreigners in Ukraine with coverage up to UAH 120,000 per year. Read more about how to ensure your protection against military risks, get medical coverage and meet the requirements for a residence permit with one comprehensive solution.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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