Icon
Come back

2 min

24 Jul. 2024

3722

Compulsory car insurance in Spain: what Ukrainians need to know

Insurance
Popular
Transport
Spain
Compulsory car insurance in Spain: what Ukrainians need to know

There are several types of insurance in Spain, which differ in coverage and conditions. Find out more about car insurance in Spain and whether Ukrainians need to take out a local policy

Insurance policy Green card for traveling abroad by car
Insurance policy Green card for traveling abroad by car
BUY


A large number of Ukrainians have travelled to Spain by car. It takes some time to get used to the rules of the road abroad. And to protect yourself from unpleasant situations on the roads, vehicle insurance will help you get compensation in the event of an accident. We will tell you about the types of insurance in Spain, their differences and whether Ukrainians need to take out local policies in this article.

Car insurance in Spain: details


In order to avoid unpleasant situations on the roads, drivers should familiarise themselves with the intricacies of the traffic rules in Spain and make sure they have reliable vehicle insurance.

There are 2 main types of insurance in Spain: local motor third party liability insurance, which is compulsory, and motor hull insurance.

Car insurance in Spain 


● Basic motor third party liability insurance (a terceros básico) is the simplest and cheapest option for car insurance in Spain, which is compulsory for all car owners with local licence plates. It covers losses for damage caused to third parties: if you cause an accident, the insurance company will cover the costs of repairing your damaged car, treating the injured, etc.
● There is also an option to take out basic motor third party liability insurance with additional compensation for window repairs (a terceros básico con lunas). This is an advanced car insurance option that supplements basic motor third party liability insurance by covering the cost of repairing car windows. In the event of damage or cracking of the windscreen, side or rear window, as well as the factory panoramic roof or sunroof, the insurance company will fully cover the cost of their repair.
● Extended motor third party liability insurance (a terceros ampliado). It covers not only window repairs and damage caused to other parties in the event of an accident, but also arson and vehicle theft.


It is worth adding that insurance companies in Spain, when issuing motor third party liability insurance, additionally offer the option of ‘kilometro cero’, which covers the cost of a tow truck in case of a vehicle breakdown.


Motor hull insurance in Spain 


● Motor hull insurance without a deductible (a todo riesgo sin franquicia). A voluntary type of car insurance that provides comprehensive financial protection for your car in the event of an accident, theft, damage by natural phenomena or other unforeseen situations. It covers third-party liability, car repairs and additional options that can be selected individually before taking out a policy.
● Motor hull insurance with a deductible (a todo riesgo con franquicia). Covers all the risks as well as the non-deductible policy, but obliges the driver to pay a certain fixed amount (deductible) on his/her own. The rest of the losses will be covered by the insurer.




Visit Ukraine on social media: Telegram | YouTube | Instagram | Facebook | Twitter | TikTok




Do Ukrainians need to take out Spanish insurance?


The UN Refugee Agency reports that according to the law, Ukrainians have the right to drive vehicles with Ukrainian registration on Spanish roads for 213 days from the start of temporary protection.

Therefore, during this period, it is not mandatory to obtain local insurance policies.

However, in order to enter and legally drive your own car with foreign registration on Spanish roads, a Green Card is a prerequisite.

The Green Card is an international insurance policy for motorists. If you have travelled from Ukraine in your own car, you know that this policy is mandatory for crossing the border. However, it is also valid in Spain. The main thing is to keep track of the policy's validity period and renew it in time.

Remember that the Green Card is valid not only in Spain and Ukraine, but also in Europe, North Africa and the Middle East, so you will be under reliable insurance protection even when travelling to other countries.

It is better to buy insurance online, because it is quick and easy. On the Visit Ukraine portal, you can take out a Green Card policy from a licensed insurer. The calculator allows you to calculate the exact price of the policy individually for your vehicle. Packages are available for different periods from 15 days to 1 year for cars and trucks, trailers and semi-trailers for trucks, as well as motorcycles and scooters.

Just a reminder. Ukrainians who currently reside in Poland and have their own car should know everything about the rules that apply to drivers. Read more about compulsory car insurance in Poland and whether Ukrainians need to take out Polish insurance here.


Photo: Freepik


Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.




Are you planning a trip to Europe by car? A Green Card from Visit Ukraine is your reliable protection on European roads. Fast processing, affordable prices and complete peace of mind while travelling. Apply for a Green Card and enjoy a safe trip abroad!


Do you have additional questions? Contact the Visit Ukraine hotline (Telegram | WhatsApp).




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.




© 2018-2024, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.

All rights reserved.

Recommended articles

2 min

Transport Summer car care: tips for drivers

Summer car care: tips for drivers

Due to the heatwave that has hit Ukraine this summer, car owners may face problems caused by high temperatures. Find out more about how to properly care for your car in the heat and top tips for drivers

16 Jul. 2024

More details

2 min

Travel Traffic rules in Europe: what Ukrainian drivers need to know

Traffic rules in Europe: what Ukrainian drivers need to know

Before any trip to another country by your own car, you need to familiarise yourself with the rules of the road in order to avoid unpleasant situations. Find out more about the specifics of traffic rules in Europe and what to look out for

18 Jul. 2024

More details

2 min

Transport How to re-register a car with Ukrainian number plates in Germany: detailed instructions

How to re-register a car with Ukrainian number plates in Germany: detailed instructions

Ukrainians who arrive in Germany by their own car can use it freely on the country's roads for a limited period. After that, the vehicle must be registered. Find out more about how to re-register a Ukrainian car in Germany and what you need to do

20 Jul. 2024

More details

2 min

Transport Parking rules in Sweden: how to avoid fines?

Parking rules in Sweden: how to avoid fines?

Drivers who arrive in Sweden by car are immediately confronted with a large number of traffic rules regarding proper parking on the roads. Find out more about the general parking rules and where you can park your car on the country's roads

22 Jul. 2024

More details