Insurance for entry to Portugal in 2025: who needs it, rules for different visa categories and where to buy it

Portugal is one of the most visited countries. Millions of tourists from all over the world come here every year. Despite the visa-free regime for Ukrainians to enter European countries, having an insurance policy remains a prerequisite. Find out what insurance you need to travel to Portugal and why policy requirements may differ for different categories of travelers

An insurance policy is a guarantee of your safety and peaceful stay outside of Ukraine

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When applying for a long-term visa to Portugal, or when traveling to this country on a visa-free basis, you cannot do without an insurance policy. We tell you all about insurance for entering Portugal.

In the previous article, we provided detailed instructions on the rules for obtaining insurance to enter the United States.

Protect yourself while travelling!

Apply for travel insurance online in 5 minutes on Visit Ukraine!

Insurance requirements for entering the EU

When applying for a health insurance policy for a trip to European countries, it is necessary to take into account the basic requirements of European legislation. The policy must comply with the norms of the EU Council Decision 2004/17, which has been mandatory since June 2012.

The insurance coverage must cover all Schengen countries and be valid for the entire period of travel with an additional 15 days. The minimum sum insured must be at least EUR 30,000 and the deductible must not exceed EUR 150. The policy must cover the costs of emergency medical care, injuries, hospitalization, transportation to the hospital, and repatriation in the event of death.

In addition to the basic requirements, the insurance policy may include additional risks, such as reimbursement in case of lost luggage, trip cancellation or flight delay, which will provide additional protection during the trip.

Is insurance required to enter Portugal?

Insurance is mandatory for all Ukrainian citizens planning to enter Portugal, regardless of the purpose of the trip. Given that Portugal is a member of the Schengen area, the basic insurance requirements are the same as for other countries in this zone.

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What kind of insurance policy do I need to enter Portugal?

The insurance requirements for entering Portugal may vary depending on the purpose of the visit and the duration of your stay in this European country. In general, Portuguese law requires everyone arriving in the country to have a travel insurance policy. Although it would be more correct to call it health insurance for traveling abroad.

To meet the requirements of Portugal, the insurance must include:

1) A minimum sum insured of at least 30,000 euros to cover medical expenses;

2) Emergency medical care coverage: the policy must cover the costs of hospitalization, direct treatment, evacuation and repatriation if necessary;

3) Coverage throughout the Schengen area. That is, the policy should be valid not only in Portugal, but also in all Schengen countries through which the traveler may transit.

Interesting facts about the healthcare system in Portugal

- The healthcare system in Portugal is publicly funded and provides access to medical services for all residents and EU citizens;

- Foreigners can use SNS services after paying special state contributions or through private insurance;

- Treatment in emergencies is provided free of charge in public hospitals, but this care will be provided according to Portuguese standards, which differ from Ukrainian ones;

- For a long-term stay in Portugal, it is necessary to have a local registration in the SNS system;

- Medical services in private clinics in Portugal are available for a fee, and the prices for such medicine are quite high.

Types of insurance for entering Portugal

To enter the territory of Portugal, Ukrainians must have appropriate insurance that meets European requirements:

Travel insurance to Portugal

Portugal is undoubtedly a tourist country, and a tourist visa to Portugal is one of the most common, as well as travel insurance. However, while EU citizens in Portugal can use their European Health Insurance Card (EHIC), Ukrainian tourists in Portugal must have a separate policy.

Please note! Travel companies usually sell such insurance together with the package, and in most cases it will be a standard policy that meets the minimum requirements of Portuguese law. To get a travel insurance that will cover all or most of the health-related expenses, you need to choose the policy option yourself.

Insurance for students in Portugal

Portugal divides students into categories depending on the duration of their studies. Therefore, the requirements for an insurance policy may vary. However, when it comes to studying in Portuguese universities, students need to take out long-term insurance. And although in some cases an insurance policy is included in programs for international students, it is a separate private insurance that is the most convenient and reliable way to protect yourself in case of illness or accident.

Long-term student insurance in Portugal

Students who study at Portuguese universities for a long time have access to the Portuguese healthcare system (Serviço Nacional de Saúde, SNS) after paying the appropriate fees. However, it is recommended that students in Portugal have private insurance for the initial period.

Insurance when applying for a work visa to Portugal

To be legally employed in Portugal, you need to obtain an appropriate visa. And one of the requirements for obtaining it is to have an insurance policy with a standard coverage of at least €30,000.

Insurance for refugees in Portugal

Refugees arriving in Portugal have access to medical services within the Portuguese national healthcare system. However, this program is designed for emergency care only. And let's repeat once again - the healthcare system in Portugal is fundamentally different from the Ukrainian one. And to avoid unforeseen expenses and to be sure of timely assistance, refugees are also advised to have private insurance, at least for the period of paperwork in Portugal.

Where to buy insurance for entry to Portugal?

Before traveling to Portugal, it is worth taking out an insurance policy in advance to cover possible medical expenses and unforeseen situations. Insurance is a mandatory requirement for entry and guarantees financial protection in case of illness or injury.

Visit Ukraine portal offers fast and convenient issuance of policies that meet EU standards. You can apply for insurance online in just a few minutes, without any hassle. This is a guarantee of your safety and peace of mind while traveling. Choose proven insurance products and travel without worries!

Health insurance on Visit Ukraine portal

Health insurance is a key factor in safe travel abroad, as it allows you to avoid significant financial costs in case of illness or accident. Many countries require an insurance policy for entry, especially when it comes to long stays outside your home country. Having insurance guarantees access to quality medical care, regardless of your location.

Basic health insurance usually covers medical consultations, diagnostics, emergency medical care, hospitalization, medicines, emergency dental care, and transportation to a medical facility.

An extended insurance policy may also include additional services such as vaccinations, emergency surgeries, gynecological care, body repatriation, as well as compensation for expenses in case of flight cancellation or delay, loss of luggage, damage to the car as a result of an accident, and expenses for processing documents for returning home.

Using Visit Ukraine's online insurance service, you can quickly apply for a policy that meets your needs and guarantees financial protection in any situation while traveling.

The cost of a medical insurance policy

Travel insurance on the Visit Ukraine portal

Travel insurance is not only a requirement of many countries, but also a guarantee of your peace of mind abroad. Medical services for foreigners can cost tens of thousands of euros, especially in case of emergency hospitalization or urgent treatment. Therefore, insurance is a smart investment that protects you from unexpected expenses. Thanks to the Visit Ukraine service, you can quickly apply for a policy online, regardless of your location.

Depending on the package you choose, the insurance includes:

1. Medical expenses - covering the costs of treatment, hospitalization, and outpatient care;

2. Emergency dental care - in case of acute pain or injury;

3. Evacuation and transportation - in case of need of transportation to the hospital or home country;

4. Repatriation - organization of transportation of the body in case of death of the insured person;

5. Baggage loss indemnity - compensation if things are lost by the carrier;

6. Protection in case of an accident - legal support and assistance in transportation;

7. Legal assistance - in case of loss of documents or problems with the law;

8. Compensation for flight cancellation or delay.

Choose the best insurance policy before your trip to travel without stress and unforeseen expenses!

In the previous article, we told you what to look for when buying a travel insurance policy in 2025.

The cost of a travel insurance policy

How to take out an insurance policy from Visit Ukraine?

Getting travel insurance is a simple and fast process that guarantees you protection while traveling. On the Visit Ukraine website, you can buy an insurance policy in just a few minutes by following five simple steps.

1. Choose an insurance package. Go to the website, review the available packages and choose the option that best suits your needs. Different levels of coverage are available, which allows you to choose the optimal policy.

2. Insurance validity period. Select the policy period and specify the date of birth of the insured person. The system will automatically calculate the cost of insurance according to the selected period.

3. Filling in personal data. In the form, you need to provide your name, surname, contact phone number, e-mail, passport details, place of registration, TIN and country of destination. If you are traveling with family or friends, you can add the data of other insured persons.

4. Confirmation of registration. Read the terms and conditions of the contract, confirm the application and enter the code received by e-mail.

5. Payment and receipt of the policy. Pay for the insurance in a convenient way. The finished policy will be sent to your e-mail within a few minutes. It has the same legal force as a paper document, so there is no need to print it.

If you have any questions, please contact the support service via WhatsApp or Telegram - managers will help you choose the best policy and answer all your questions.

Benefits of taking out insurance on the Visit Ukraine portal

When you take out insurance on Visit Ukraine, you get maximum comfort and safety while traveling.

1. Save time - buying a policy takes only a few minutes without unnecessary queues and paperwork;

2. Reliability - insurance meets international standards and is suitable for visa applications;

3. Affordability - a minimum package of documents and a favorable price;

4. Security - a digital policy is always at hand, which guarantees its safety.

Do not put off taking care of your safety - take out insurance right now! Choose Visit Ukraine and travel with confidence!

Take care of your peace of mind in advance - take out insurance online and travel without any worries!

We remind you! When planning a trip abroad, it is important to take care of your safety in advance, because health insurance is not only financial protection, but also a mandatory requirement for entry into many countries. Read more about the specifics of health insurance, its coverage, terms of registration and benefits on the Visit Ukraine portal.

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We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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