An insurance policy is a mandatory requirement for obtaining a visa to most countries. Find out what features and requirements for insurance policies are set by different countries to successfully apply for a visa and protect yourself while traveling

An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine

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Travel insurance is not just a formality, but an important tool to protect both the traveler and the host country. The presence of an insurance policy ensures that in case of unforeseen health situations, the tourist will be able to receive the necessary medical care without putting a burden on the health care system of the host country.

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What should the visa insurance cover?

Regardless of the country of destination, a standard visa insurance policy should include several key components. As a rule, it covers:

● Emergency medical care in case of sudden illness or injury

● Emergency dental care

● Medical evacuation and repatriation

● Accident-related expenses

It is important to understand that different countries may have additional requirements for insurance coverage, so let's take a closer look at the specifics of insurance for different regions of the world.

Insurance features for Schengen countries

Schengen countries have some of the most stringent requirements for insurance policies for a visa. Insurance for a Schengen visa must meet the following criteria:

1. The minimum amount of insurance coverage is 30,000 euros. This is not a random figure - it is calculated in such a way as to cover the possible costs of treatment and medical evacuation from anywhere in the Schengen area.

2. The territory of the insurance must cover all Schengen countries, even if you plan to visit only one of them. This is due to the principle of free movement within the Schengen area.

3. The validity of the insurance policy must exceed the planned travel period by at least 15 days. This requirement takes into account possible delays or changes in travel plans.

Insurance for visas to other countries of the world

Each country may set its own specific health insurance requirements for a visa. These requirements may include:

● Minimum amount of insurance coverage

● List of mandatory medical services

● Special insurance conditions

For example, unlike the Schengen countries, the United States, Canada, Asia, and Australia do not have a single fixed minimum insurance coverage, but the recommended amount is from $50,000. This amount is based on the cost of medical services in these countries.

At the same time, the specific requirements for medical services to be covered by insurance may differ and may be updated. Therefore, we recommend that you focus on the general requirements that we have outlined earlier and be sure to:

● Check the latest information on the official websites of embassies

● Consult with visa specialists

● Clarify the details when submitting documents

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How to choose and where to get visa insurance?

On the Visit Ukraine portal, you can take out insurance for a visa to any country in the world. There are policies on the website:

1. Travel insurance suitable for a visa:

➤ Coverage area: European countries

   ● Purpose of insurance: visas, travel, temporary protection

   ● Cost: from 0.53 €/day to 1.91 €/day (depending on the chosen package and the available coverage)

   ● Validity period: can be issued for a period of 3 to 180 days

   ● Sum insured: €30,000

➤ Coverage area: the whole world

   ● Purpose of insurance: visas, travel, temporary protection

   ● Cost: €2.15 per day

   ● Validity period: can be issued for a period from 7 to 180 days

   ● Sum insured: €50 000

2. Medical insurance for visas:

➤ Coverage area: European countries

   ● Purpose of insurance: visas, travel, relocation, temporary protection

   ● Cost: from €0.78/day to €0.93/day (depending on the chosen package and the available coverage)

   ● Validity period: can be issued for a period of 30 days to 90 days

   ● Amount of coverage: €30,000 or €50,000 (depending on the package)

➤ Coverage area: the whole world

   ● Purpose of insurance: for travel (Classic, Silver, Gold, Platinum packages) for work and residence permit (annual medical package).

   ● Cost: €1.5/day to €4/day (depending on the chosen package and the available coverage), annual - €459.9/year.

   ● Validity period: can be issued for a period from 3 to 180 days, annual - only for 365 days.

   ● Amount of coverage: €30,000 or €50,000 (depending on the package).

Each type of insurance has its own coverage, and depending on the package you choose, you can get beneficial additional protection. For example, insurance in case of baggage loss, flight delays, or compensation for damage caused to third parties.

To choose the best insurance policy option, analyze your individual needs and the requirements of the country to which you are applying for a visa.

Important! The listed insurance policies are suitable only for citizens of Ukraine. Foreigners who plan to obtain a visa to Ukraine need different insurance. Read more about how to choose an insurance policy for traveling to Ukraine here.

How to get insurance through Visit Ukraine?

To take out insurance, select a policy and follow the link, select the country of destination and the appropriate package (coverage). Then fill out the form. You can pay for the insurance in a way convenient for you: online with a card of any bank of the world Visa/Mastercard, Apple Pay, Google Pay or American Express. The insurance policy will be sent to your e-mail after payment. Electronic insurance has the same legal force as an insurance contract on paper.

If you have any difficulties with online registration or need help choosing an insurance policy, please contact our support team via Telegram or WhatsApp. Managers will answer all your questions and, if necessary, help you choose the best coverage for your trip and arrange insurance.

Why is it worth taking out visa insurance with Visit Ukraine?

Visit Ukraine cooperates exclusively with trusted insurance companies that have:

● Many years of experience

● High reliability rating

● Positive customer feedback

● Fast system of insurance claims settlement

And thanks to direct partnership agreements with insurers, we offer favorable insurance conditions. At the same time, you get full insurance coverage that meets all the requirements of embassies.

Don't waste your time searching for insurance - entrust your insurance to professionals! Visit Ukraine is your reliable guide to the world of safe travel!

We remind you! Health insurance for the elderly when traveling abroad has its own peculiarities and requires a careful approach to choosing a policy. Read about the main aspects of insurance, age restrictions and where to buy insurance in our previous article.

Photo: Freepik

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