Motor third party liability policy: price 2025

Starting from 1 January 2025, new motor insurance rules have been in force in Ukraine, which have significantly changed the system of pricing motor third party liability insurance policies. Insurance companies will now set their own tariffs, and the cost of CTPCI for passenger cars may vary depending on many factors. Find out more about what determines the price of CTPCI and how to save money on its purchase in 2025

Apply for a car insurance on Visit Ukraine — price from 4052 UAH

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The beginning of 2025 brought significant changes for all car owners in Ukraine. On 1 January, an updated law on compulsory motor third party liability insurance (MTPL) came into force, which fundamentally changes the rules of the game in the car insurance market.

This law is an important step towards European insurance standards. It makes the car insurance system more modern and efficient, although it also means certain changes in costs for vehicle owners. Yes, the cost of insurance policies has increased, but at the same time, the scope of insurance coverage has expanded.

The new rules are designed to make the roads safer and the payment system fairer and more transparent.

We will tell you how much a motor third party liability insurance policy will cost in 2025 and how to calculate the cost of the policy online in the article below.

What is motor third party liability insurance and why is it so important?

In simple terms, CTPCI is a compulsory insurance policy that protects not only you but also other road users. Imagine that a CTPCI is a financial shield that is triggered in the event of a road traffic accident. Without this document, you simply do not have the right to drive - this is enshrined in Ukrainian law.

This policy protects the financial interests of the car owner in the event of an accident. Instead of compensating the injured party on their own, the insurance company will pay the damages within the established limits. Motor third party liability insurance is an important tool of protection for both the culprit and the injured party, as it guarantees compensation for damaged property or personal injury.

Motor third party liability insurance is not just a formality or an extra expense. It is your confidence that in the event of trouble on the road, you will not be left alone with problems, but will receive the necessary financial support to solve them.

Checking your MTPL policy: how to check the validity of your car insurance policy and its validity period through MTIBU - follow the link.

How has the price of CTPCI changed in 2025?

The changes affected the system of pricing insurance policies. Previously, all prices for motor third-party liability insurance were set and controlled by the Motor (Transport) Insurance Bureau of Ukraine (MTIBU), but now the situation has changed dramatically. Insurance companies have been granted the right to determine the cost of their services independently, which has created healthy competition in the market.

What does this mean for ordinary drivers? Now the price of motor third party liability insurance can vary significantly from one insurance company to another.

In order to avoid overpaying and find the cheapest car insurance for your case, it is best to use a special online calculator. This tool takes into account all the important parameters - car make and model, engine size, place of vehicle registration, and other factors that affect the final cost of insurance.

Such a pricing system allows drivers to choose the most favourable insurance terms by comparing offers from different companies, but at the same time requires a more careful approach to choosing an insurer.

Read here to find out who won't need a car insurance policy in Ukraine in 2025.

What determines the price of a motor citizen?

-The type of vehicle. For example, the price of motorbike insurance will be lower than the price of a car policy.

- Engine size. The larger the volume, the more expensive the insurance.

- Place of registration of the vehicle owner. Different regions of Ukraine have different policy prices.

- Benefits of the vehicle owner. For example, combatants, people with disabilities, war veterans, and pensioners can take out MTPL insurance with a 50% discount.

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Motor third party liability policy: price 2025

The price of CTP insurance for a car

The price of CTP insurance for an electric car

The price of motorcycle insurance

The price of CTP insurance for a truck

The price of CTP insurance for buses

Please note! Prices are for one year for vehicles with Kyiv registration. The cost of the policy may differ depending on the region of registration of the car owner, driving experience, etc.

Price of CTP insurance 2025: how much does a car insurance policy cost in different insurance companies?

How much does INGO motor third party liability insurance cost in February 2025?

For a passenger car with an engine capacity up to 1.6 litres inclusive - UAH 5 190 per year, for a passenger car with an engine capacity from 1.6 litres to 2 litres inclusive - UAH 5 932 per year, for a passenger car with an engine capacity from 2 litres to 2, 5 litres inclusive - UAH 6,673 per year, for a passenger car with an engine capacity of 2.5 litres to 3 litres inclusive - UAH 6,673 per year, for a passenger car with an engine capacity of 3.5 litres and above - UAH 6,673 per year.

For an electric car and hybrid - UAH 5,932 per year.

For a motorcycle with an engine capacity of less than 300 cm3 - UAH 2,271 per year, for a motorcycle with an engine capacity of more than 300 cm3 - UAH 3,939 per year.

How much does EUROINS motor third party liability insurance cost in February 2025?

For a passenger car with an engine capacity of up to 1.6 litres inclusive - UAH 5,197 per year, for a passenger car with an engine capacity of 1.6 litres to 2 litres inclusive - UAH 7,016 per year, for a passenger car with an engine capacity of 2 litres to 2, 5 litres inclusive - UAH 7,276 per year, for a passenger car with an engine capacity of 2.5 litres to 3 litres inclusive - UAH 7,276 per year, for a passenger car with an engine capacity of 3.5 litres and above - UAH 9,095 per year.

For an electric car and hybrid - UAH 10,394 per year.

For a motorcycle with an engine capacity of less than 300 cm³ - UAH 1,767 per year, for a motorcycle with an engine capacity of more than 300 cm³ - UAH 2,859 per year.

For a truck - from UAH 10,394 per year.

How much does Utico motor third party liability insurance cost in February 2025?

For a car with an engine capacity of up to 1.6 litres inclusive - UAH 5,313 per year, for a car with an engine capacity of 1.6 litres to 2 litres inclusive - UAH 6,490 per year, for a car with an engine capacity of 2 litres to 2.5 litres inclusive - UAH 6,730 per year, for a car with an engine capacity of 2.5 litres to 3 litres inclusive - UAH 6,730 per year, for a car with an engine capacity of 3.5 litres inclusive - UAH 9,121 per year.

For an electric car and hybrid - UAH 9,614 per year.

For a truck - from UAH 12,144 per year.

How much does ARX motor third party liability insurance cost in February 2025?

For a car with an engine capacity of up to 1.6 litres inclusive - from UAH 4,052 to 5,347 per year, for a car with an engine capacity of 1.6 litres to 2 litres inclusive - from UAH 5,910 to 6,568 per year, for a car with an engine capacity of 2 litres to 2, 5 litres inclusive - from 5,576 to 6,500 UAH/year, for a car with an engine capacity of 2.5 litres to 3 litres inclusive - from 5,197 to 9,531 UAH/year, for a car with an engine capacity of 3.5 litres and above - from 5,895 to 6,556 UAH/year.

For an electric car and hybrid - from UAH 5,895 to UAH 6,556 per year.

How much does ARSENAL motor third party liability insurance cost in February 2025?

For a car with an engine capacity up to 1.6 litres inclusive - UAH 5,455 per year, for a car with an engine capacity from 1.6 litres to 2 litres inclusive - UAH 6,218 per year, for a car with an engine capacity from 2 litres to 2, 5 litres inclusive - UAH 6,436 per year, for a car with an engine capacity of 2.5 litres to 3 litres inclusive - UAH 6,436 per year, for a car with an engine capacity of 3.5 litres and above - UAH 9,927 per year.

For an electric car and hybrid - UAH 7,272 per year.

For a motorcycle with an engine capacity of less than 300 cm³ - UAH 1,855 per year, for a motorcycle with an engine capacity of more than 300 cm³ - UAH 3,709 per year.

How much does Oranta motor third party liability insurance cost in February 2025?

For a car with an engine capacity up to 1.6 litres inclusive - UAH 5,722 per year, for a car with an engine capacity from 1.6 litres to 2 litres inclusive - UAH 6,243 per year, for a car with an engine capacity from 2 litres to 2, 5 litres inclusive - UAH 7,283 per year, for a passenger car with an engine capacity of 2.5 litres to 3 litres inclusive - UAH 7,283 per year, for a passenger car with an engine capacity of 3.5 litres and above - UAH 9,103 per year.

For an electric car and hybrid - UAH 8,583 per year.

For a motorcycle with an engine capacity of less than 300 cm³ - UAH 1,769 per year, for a motorcycle with an engine capacity of more than 300 cm³ - UAH 3,538 per year.

How much does UNIQA motor third party liability insurance cost in February 2025?

For a car with an engine capacity up to 1.6 litres inclusive - UAH 5,770 per year, for a car with an engine capacity from 1.6 litres to 2 litres inclusive - UAH 7,444 per year, for a car with an engine capacity from 2 litres to 2, 5 litres inclusive - UAH 7,732 per year, for a car with an engine capacity of 2.5 litres to 3 litres inclusive - UAH 7,732 per year, for a car with an engine capacity of 3.5 litres and above - UAH 8,194 per year.

For an electric car and hybrid - UAH 9,117 per year.

How much does VUSO motor third party liability insurance cost in February 2025?

For a car with an engine capacity of up to 1.6 litres inclusive - UAH 6,067 per year, for a car with an engine capacity of 1.6 litres to 2 litres inclusive - UAH 6,916 per year, for a car with an engine capacity of 2 litres to 2.5 litres inclusive - UAH 7,158 per year, for a car with an engine capacity of 2.5 litres to 3 litres inclusive - UAH 7,158 per year, for a car with an engine capacity of 3.5 litres inclusive - UAH 11,041 per year.

For an electric car and hybrid - UAH 8,190 per year.

For a motorcycle with an engine capacity of less than 300 cm³ - UAH 2,063 per year, for a motorcycle with an engine capacity of more than 300 cm³ - UAH 4,125 per year.

For a truck - from UAH 12,133 per year.

For a bus with a capacity of less than 20 people - from UAH 14,469 per year, for a bus with a capacity of more than 20 people - from UAH 18,199 per year.

How much does PZU motor third party liability insurance cost in February 2025?

For a car with an engine capacity of up to 1.6 litres inclusive - UAH 6,752 per year, for a car with an engine capacity of 1.6 litres to 2 litres inclusive - UAH 7,697 per year, for a car with an engine capacity of 2 litres to 2, 5 litres inclusive - UAH 7,967 per year, for a car with an engine capacity of 2.5 litres to 3 litres inclusive - UAH 7,967 per year, for a car with an engine capacity of 3.5 litres and above - UAH 12,288 per year.

For an electric car and hybrid - UAH 7,281 per year.

For a motorcycle with an engine capacity of less than 300 cm³ - UAH 3,273 per year, for a motorcycle with an engine capacity of more than 300 cm³ - UAH 4,546 per year.

How much does UNIVERSALNA motor third party liability insurance cost in February 2025?

For a car with an engine capacity up to 1.6 litres inclusive - UAH 6,790 per year, for a car with an engine capacity from 1.6 litres to 2 litres inclusive - UAH 7,544 per year, for a car with an engine capacity from 2 litres to 2, 5 litres inclusive - UAH 10,562 per year, for a passenger car with an engine capacity of 2.5 litres to 3 litres inclusive - UAH 10,562 per year, for a passenger car with an engine capacity of 3.5 litres and above - UAH 12,825 per year.

For an electric car and hybrid - UAH 13,580 per year.

For a motorcycle with an engine capacity of less than 300 cm³ - UAH 1,509 per year, for a motorcycle with an engine capacity of more than 300 cm³ - UAH 1,509 per year.

Online CTPCI policy 2025: how to take out a policy quickly?

You can buy a CTPCI policy online on the Visit Ukraine portal in just a few minutes.

To do this, you need:

1. Follow the link.

2. Enter the number plate of the vehicle.

3. Specify the region of registration of the vehicle.

4. Indicate the date of commencement of insurance.

5. Choose the best offer and click ‘issue’.

Protect yourself and your car with a reliable car insurance policy from Visit Ukraine!

We offer a convenient online process for obtaining a CTP insurance policy at the best prices from the leading insurance companies in Ukraine. Our simple calculator will help you instantly calculate the cost of the policy for your car, and it will take only a few minutes to complete the application. Documents are sent by email immediately after payment - no queues and no fuss.

Buy a motor third party liability insurance on Visit Ukraine right now and take care of your protection on the road!

Just a reminder. Often, unscrupulous drivers who have created an emergency situation on the road that has led to an accident flee the scene. Read here to find out what to do if the culprit has left the scene of an accident and how to get insurance indemnity in this case.

Photo: Freepik

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