Insurance for entering Austria: when is it needed, the rules for different categories of visas and where to buy it?

Austrian law requires foreigners entering the country to have an insurance policy. At the same time, depending on the purpose of the trip and the length of stay, different requirements are put forward to the insurance. Find out in which cases and what type of insurance is required to enter Austria

An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine

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In accordance with Austrian legislation, travel to the country requires compliance with the requirements for the visa procedure and the issuance of an appropriate health insurance policy. When planning your trip to the country, find out what type of visa you need to get to enter the country and what the insurance requirements are. By following these rules, you can easily visit Austria.

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What are the requirements for an insurance policy for entering Austria?

Insurance requirements in Austria vary depending on the planned activity in the country and length of stay.

● Tourist visas

Travel insurance is included in the list of mandatory documents for obtaining a visa to Austria, as well as for visa-free travel.

It is necessary to issue a policy for the entire period of stay in the country. In addition, it must meet the following requirements:

- The amount covered is well over €30,000, with the guarantee that any recovery and repatriation costs and costs of treatment for the illness from COVID-19 will be covered.

- Insurance covers a wide range of risks (visits to doctors, hospital treatment, medicines, etc.).

- The territory of distribution is not only Austria, but also all countries of the Schengen zone.

● Student visas

Foreign students are required to take out a health insurance policy before traveling to Austria.

Students participating in exchange programs and planning to stay in Austria for up to 3 months must take out a regular travel insurance policy.

If you are getting an international education at one of the universities in Austria, then you need to get a category D visa and purchase a private health insurance policy to move.

It is important that the amount of risk coverage exceeds 30,000 euros and that the policy is valid for the entire period of study in Austria.

● Work visa

Obtaining a work visa and residence permit depends on providing proof of health insurance. Applicants for any D visa must have health insurance.

Foreign health insurance is a type of private health insurance. This is a temporary solution for people moving to Austria It has much better coverage than travel insurance. In particular, it covers more diseases, often covers dental care and has a longer validity period. When you start working in Austria, you can switch to public insurance.

● Refugees under the temporary protection program

Ukrainians moving to Austria under the temporary protection program are not required to have insurance to enter the country. However, this document is highly desirable.

Of course, refugees who have arrived in Austria receive medical care within the framework of protection, which will give you the opportunity to visit doctors for free. However, the first time after arrival, in particular during the registration of documents and medical insurance, it is better to be sure that in the event of an emergency or illness, you will be able to receive guaranteed assistance in a language you understand. Also, taking into account the high cost of medical services in Austria, an insurance policy can save you a lot of money in case of illness. Therefore, before traveling, we advise you to purchase a travel insurance policy.

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Health care system in Austria: 6 facts you should know before traveling

  1. Austrian health care has a reputation for being top-class, with modern equipment and easy access to specialists. On average, Austria spends 11.5% of its GDP on health care per year.

  2. Austria regularly ranks among the top ten countries in the world in terms of the level of development of the health care system, including ninth place in the global ranking of the World Health Organization (WHO) and fourth place in the ranking of the CEOWORLD health index.

  3. Medical care in Austria is covered by social insurance, and registration is mandatory for everyone. For most people, enrollment is automatic when they start work, and contributions are deducted from their monthly pay.

4. There is a separate social security system for the self-employed that you must register with when you become self-employed, but contributions are still compulsory and linked to income.

5. Most often, patients receive all the necessary medical care from a therapist at the initial appointment. If the patient has complications or if a consultation with a specialized specialist is needed, the therapist will issue an appropriate referral.

6. In most cases, to receive a doctor's consultation, you need to make an appointment. This can be done over the phone or online.

Why is it beneficial to take out insurance from Ukrainian insurers?

Taking out travel or health insurance from Ukrainian insurers for a trip to Austria has a number of advantages that make it not only profitable but also as convenient as possible.

First of all, such policies comply with the requirements of the Schengen area and are valid not only in Austria but also in other European countries, which is especially convenient for travellers planning to visit several countries. At the same time, Ukrainian insurance companies offer more affordable prices compared to European insurers, while maintaining a high level of insurance coverage.

Another significant advantage is the availability of Ukrainian-language support, which greatly facilitates communication in the event of an insured event. Instead of having to explain the situation in English or German, you can get advice in your native language. In addition, the process of applying for a policy in Ukraine is as simple and fast as possible - you can get it online in just a few minutes in electronic form. This allows you to prepare all the necessary documents for your trip without wasting time.

Ukrainian insurers also offer flexible terms and conditions, which allows you to choose a programme that perfectly suits your individual needs. You can add coverage for outdoor activities, extreme sports, or even luggage insurance. Many companies have direct contracts with international assistance services that provide prompt medical assistance in Austria and other countries, which guarantees a quick resolution of any unforeseen situations.

What does the insurance that can be arranged on Visit Ukraine cover?

Health insurance on the Visit Ukraine portal

The health insurance policies available on Visit Ukraine provide comprehensive protection during your stay in Moldova, including emergency medical care, COVID-19 treatment, and reimbursement of transportation costs in case of emergency.

The Europe Classic policy provides basic coverage:

- Emergency outpatient and inpatient care.

- Diagnosis and treatment of COVID-19 if medically indicated.

- Coverage for medical transportation to the nearest medical facility.

- Insurance in case of an accident.

- Emergency dental care.

- Costs of repatriation of the body in case of death abroad.

The Europe Classic Plus policy provides extended coverage, including all the benefits of the Classic policy with additional services, such as burial arrangements abroad and extended protection in case of emergency.

Travel insurance on the Visit Ukraine platform

If you are planning a short-term trip to Moldova, you can choose from a variety of travel insurance options with different levels of protection.

The Europe Basic policy includes:

- Treatment and diagnosis of COVID-19.

- Medical assistance in case of an accident.

- Repatriation of the body in case of death.

- Emergency medical, obstetric and dental care.

- Medical evacuation in case of emergency.

Europe Comfort policy provides extended insurance coverage and additionally includes:

- Expenses for defence of the insured person's rights and legal advice.

- Compensation in case of flight delay or cancellation.

- Coverage of expenses for restoration of documents in case of their loss or theft.

- Protection in case of loss of baggage.

The most comprehensive coverage is offered by the Europe VIP policy, which, in addition to all the above services, includes

- Legal protection in the event of an accident.

- Organisation of delivery to the destination in case of car breakdown.

- Comprehensive support in case of loss or theft of documents.

How much does insurance cost on Visit Ukraine?

Health insurance

Travel insurance

Why is it worth taking out insurance for a trip to Moldova on Visit Ukraine?

- A wide range of insurance programmes adapted to the different needs of travellers - from tourist trips to long-term stays.

- Instant online registration.

- Affordable tariff plans with transparent pricing conditions and no hidden fees.

- Round-the-clock customer support to help you solve any situation during your stay in Germany.

- Guaranteed quality of insurance services from trusted companies.

Travelling to Austria means new experiences and discoveries, and reliable insurance will make it even more comfortable.

The policy will provide you with confidence in any situation and allow you to enjoy your trip without unnecessary worries.

Take out insurance quickly and conveniently online and travel safely!

Just to remind you. Austria is one of the most attractive countries for emigration due to its stable economy, high living standards and wide opportunities for professional development. You can find out how a Ukrainian can move to Austria in 2025 by following the link.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

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Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

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