What is a travel insurance corridor and how to use it?
Not everyone knows that travel health insurance covers more days than a tourist actually takes out. Find out how the insurance corridor works and under what circumstances it can be used
When traveling outside their home country, tourists are required to take out a travel health insurance policy for the entire duration of their stay abroad. However, not everyone knows that the insurance covers more days than the tourist actually takes out when buying the policy.
So, what is the travel insurance corridor, where is this option available, and who can use the extra days - we will tell you further in the article.
How to choose health insurance: step-by-step instructions.
European Health Insurance Card. Read here how to get preferential medical care in the EU countries.
Health insurance abroad: find answers to the most common questions here.
How does the travel insurance corridor work?
The corridor is an additional number of days specified in the contract provided by the insurance company in case the tourist encounters force majeure. As a rule, the travel insurance corridor is 15 days, and this is due to the requirements of the European Union's migration policy.
Thus, in the Schengen area, the contract is automatically valid for 15 days longer. The insurance corridor is designed to protect tourists outside their home country as much as possible. However, the additional days cannot be used freely, as the corridor is designed for reinsurance. In particular, in the event that in the event of force majeure (illness) the insured person is unable to return on time.
Who can use the travel insurance corridor and how?
As a rule, each insured event within the corridor is considered on an individual basis. Whether the insurance company will pay when using the travel insurance corridor depends on the specific reasons why the person was delayed abroad, their medical history, and their current health status. However, as a rule, insurance companies meet their clients halfway and reimburse losses until the end of the corridor.
How to use the travel insurance corridor:
– contact the insurance company using the contacts specified in the insurance policy;
– wait for coordination of actions with the assistance and only then contact a medical facility;
– keep all test results, hospital and pharmacy statements and receipts.
Please note! Insurance companies will not consider cases where the insured person has decided to use the corridor without good reason, and will most likely refuse a person who applies after the end of the paid period. However, provided that all the instructions and guidelines of the assistance are followed, a person who really finds himself in force majeure circumstances has a chance to receive compensation.
Insurance from Visit Ukraine
You can buy reliable health insurance with a guaranteed payment for traveling to the EU or other countries of the world on the Visit Ukraine website. We offer insurance policies with different levels of coverage and an insurance program starting from 3 days. Apply for insurance by following the link and feel safe outside your home!
Remember that a reliable insurance policy is the key to your confidence while traveling. Do not risk your own finances and health, choose insurance with a guaranteed payment and let your travels leave only pleasant memories and a good aftertaste.
We remind you! The Ministry of Infrastructure of Ukraine has announced the expansion of the list of checkpoints for testing eCheck. Find out where you can now use the electronic queue here.
Our recommendation for a safe and comfortable trip:
Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;
Green Card - compulsory car insurance for traveling abroad;
Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;
Private Lawyer service - professional legal support on visa and migration issues;
Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.
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The simultaneous stay of visitors in the hotel lobby not more than one person per 10 square meters of serviceable area is allowed.
Persons can visit hotels and stay there (outside hotel room) only if they wear respirator or face mask (including homemade mask), so that the nose and mouth are covered.
Hotel guests are obliged to keep the 1.5 meters distance.
Online check-in making in advance is recommended to avoid queues at check-in to hotel.
Meals in hotels are provided through meals delivery service to rooms upon prior order or at hotel restaurants situated inside or in open areas, provided the distance of at least 1.5 meters between seats at adjacent tables.
Not more than 4 clients are allowed to stay at the table (excluding children under 14 years old). Unless these tables are separated by a special partition;
Self-serve is not allowed.