Come back

2 min

30 Aug. 2023

5136

Polish banks increase account maintenance fees: new terms and conditions

Finance
Popular
For refugees
Poland

Share:

Polish banks increase account maintenance fees: new terms and conditions

One of the current trends in the financial sector in Poland is the change in tariffs for servicing bank accounts. Today, almost every bank in the country is involved in the process of increasing fees for the provision of account services to its customers. Find out which banks are planning to introduce new fees and what they will charge

Issuing a policy Green card for traveling abroad by car
Issuing a policy Green card for traveling abroad by car
BUY


The introduction of account maintenance fees is not new in the Polish banking sector. However, it is worth noting that some financial institutions in Poland have already made statements in recent months about the planned increase in such fees.


We will tell you what changes Polish bank customers should expect and how it may affect their financial transactions.


How can foreigners find legal employment in Poland in 2023? Read here.


Credit Agricole


From September 2023, Credit Agricole customers will face an increase in the cost of services. The monthly fee for using the account and card will increase from PLN 9 to PLN 10. In addition, the fee for cash withdrawals from non-Credit Agricole ATMs will also increase to PLN 9.


mBank


Starting from August 19, mBank customers also felt the changes related to cash withdrawals. Since then, for transactions of less than PLN 100, customers have to pay PLN 2.5 for each transaction. However, withdrawals of larger amounts of money are automatically exempt from the fee.


For those who do not plan to pay the fee at all for withdrawing cash any number of times, there is a subscription to free money withdrawals from mBank. However, the price for this service has also increased, namely by PLN 2. From now on, the subscription will cost PLN 7.  


PKO Bank Polski


Since June of this year, PKO Bank Polski customers have also faced an increase in tariffs.


One of the biggest changes was the increased fee for cash withdrawals from non-bank ATMs. Now customers will pay PLN 10 for each transaction of this type.


In addition, the cost of the cashback service, which allows you to withdraw money in stores, has increased to PLN 2 per transaction.




Visit Ukraine on social media: Telegram | YouTube | Instagram | Facebook | Twitter | TikTok




Santander


Starting from October 2023, Santander customers will pay PLN 6 per month for account maintenance and PLN 9 per month for using a Santander card.


ING Bank Śląski


Starting August 29, ING Bank Śląski will increase the fee for cash withdrawals from other ATMs from PLN 5 to PLN 10.


In addition, the fee for the Blik service, which allows for cashless payments, will also increase to PLN 5 instead of the previous PLN 2.5.


What are the reasons for the changes in bank fees?


One of the key aspects of this situation is the analysis of specific tariffs that different banks plan to introduce.


It is important to note that banks are trying to explain this step from the perspective of the need to maintain high-quality banking services and infrastructure. They point out that the changes in service fees are related to rising costs for technical support, cybersecurity, and improving services for customer convenience.


In general, the increase in account maintenance fees in Polish banks reflects the complex changes in the banking industry and the growing demands on the quality of financial services. It also gives customers an opportunity to consider their financial habits and reconsider their choice of bank in light of the new realities.


We remind you! Ukraine is intensively engaged in the development of border infrastructure. In particular, it is planned to open 9 more checkpoints on the border with the EU in the near future. Find out more about where the new checkpoints will be opened first here.




Our recommendation for a safe and comfortable trip: 


Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

Visit Ukraine Tickets - book tickets for buses, trains, and airplanes to/from Ukraine and between cities around the world;

Private Lawyer service - professional legal support on visa and migration issues;

Visit Ukraine Merch - buy patriotic clothing and accessories with worldwide delivery.




Recommended articles

2 min

Way to Victory Thanks to everyone: Visit Ukraine continues to help thanks to your support!

Thanks to everyone: Visit Ukraine continues to help thanks to your support!

Thanks to your overwhelming support, the Visit Ukraine team continues to help on a daily basis. We express our gratitude to every person who joins our efforts - the defenders, those who care about Ukraine and our readers from all over the world who support us in such a difficult time for our country

29 Aug. 2023

More details

2 min

Finance Becikowe financial aid for Ukrainians in Poland 2023: how to apply

Becikowe financial aid for Ukrainians in Poland 2023: how to apply

Refugees from Ukraine residing in Poland can apply for the Becikowe allowance for newborn children. Find out more about the application procedure, who can apply for the benefit, and the criteria for receiving it

29 Aug. 2023

More details

3 min

Finance Where in Ukraine can I pay with cryptocurrency?

Where in Ukraine can I pay with cryptocurrency?

Ukraine is one of the top 3 countries in the world in terms of cryptocurrency use. Find out what services allow you to pay with cryptocurrency and what you can buy with it in Ukraine

29 Aug. 2023

More details

2 min

War Will everyone go to war? How will the volume of mobilization in Ukraine change in the near future?

Will everyone go to war? How will the volume of mobilization in Ukraine change in the near future?

Mobilization activities in Ukraine have been ongoing since the full-scale invasion of russia. Thousands have been called up for war since then, but it is important to understand that this is not enough to liberate all the occupied territories. Find out what wave of mobilization is taking place in Ukraine today and whether there is a shortage of soldiers in the Armed Forces

30 Aug. 2023

More details