Traveling abroad by car in 2025: what documents are required and what coverage is provided under the Green Card

Before traveling abroad in your own car, you need to collect all the necessary documents and make sure you have international insurance. Find out what documents you need to have for a safe trip abroad and what coverage is provided under the Green Card

Insurance policy Green card for traveling abroad by car

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Traveling abroad by your own car can be an exciting adventure, but to avoid unforeseen difficulties, you need to prepare all the documents in advance and take into account possible financial aspects.

Here are the main documents that you will need to travel abroad by car, as well as what coverage is provided under the Green Card in case of an accident in different EU countries.

Planning a trip abroad in your car?

Apply for a mandatory Green Card policy online in just a few minutes!

What is a Green Card?

The Green Card is an international insurance policy that guarantees financial protection for vehicle owners abroad. It is mandatory for all drivers who plan to travel outside Ukraine in their own car. This system covers 44 countries in Europe, Asia and Africa, providing compensation to victims of road accidents, regardless of the location of the accident.

It is impossible to cross the border without a valid Green Card policy, as it confirms that the insurance coverage meets international standards. In Ukraine, the MTIBU (Motor Transport Insurance Bureau of Ukraine) is the guarantor of payments, which ensures the reliability of insurance in the participating countries.

The Green Card issued on the Visit Ukraine platform has a number of advantages:

1. Legality of departure - entry to many countries is impossible without this document;

2. Financial protection - covers expenses in case of damage to third parties;

3. International recognition - valid without additional local insurance.

The policy takes only a few minutes to issue, and the electronic document has the same legal force as the paper version.

Your financial security outside Ukraine is a Green Card, which is easy and profitable to buy on the Visit Ukraine portal!

In the previous article, we provided a rating of insurance companies in 2025.

The main changes in the design of the Green Card in 2025

Electronic format of the Green Card

Starting in 2025, Ukraine will completely switch to an electronic Green Card policy. Now drivers do not need to carry a paper version of the document with them - it is enough to download an electronic version to a smartphone or tablet. This greatly simplifies policy verification and reduces the risk of losing it.

Despite the transition to the digital format, it is recommended to have a printed copy in case of technical failures or requirements of the border services.

Advantages of the electronic Green Card:

- Minimizing the risk of loss;

- Quick verification via QR code;

- Convenient online registration in a few minutes.

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Impossibility to issue a policy on the day of departure

Starting from 2025, Ukrainian drivers must apply for a Green Card in advance, as the possibility to get it just before departure is significantly limited. Due to the increase in the number of trips and the transition to electronic policies, insurance companies recommend purchasing insurance in advance. Getting a document “at the border” becomes problematic due to the burden on insurance services and customs points.

Why is it worth taking care of the policy in advance?

1. Checking an electronic policy may take longer than expected;

2. Not all border crossing points have the ability to issue a policy instantly;

3. The absence of a Green Card is fraught with fines and a ban on entry.

In the previous article, we explained why you can no longer buy a Green Card at the border.

Changes in Green Card tariffs

In 2025, the Green Card tariffs will be revised in accordance with changes in the settlement system. The main factors that affect the cost of the policy are the euro exchange rate, the country of visit (insurance for the EU costs less than for the Balkans), and the validity period - from 15 days to 1 year.

The updated payment system allows insurance companies to transfer funds directly to the service station selected by the driver from the available list. This saves car owners the hassle of searching for parts, estimating the cost of repairs, and making lengthy payments - all issues are settled by the insurance company.

You can learn more about the prices for the Green Card policy in 2025 here.

Extension of Green Card coverage

In 2025, Ukrainian car owners will receive extended insurance coverage when traveling to EU countries. The new limits provide for compensation of up to EUR 1.5 million for material damage and up to EUR 6 million for damage to the health or life of victims.

These changes are aligned with European standards and provide drivers with additional financial protection in the event of an accident. Thanks to the increased limits, car owners can be sure that all necessary expenses for compensation for damages will be covered by the insurance company without additional burden on their budget.

No restrictions under the European Protocol

From now on, payments under the European Protocol will not be limited to fixed limits. All car repair costs will be covered within the sum insured, which will avoid additional financial expenses.

The Europrotocol can only be issued if two drivers with CMTPL policies are involved in the accident, the vehicles are damaged, the participants are sober and agree to the circumstances of the accident.

An important innovation is the requirement that an accident must be a contact accident. If the accident occurred without a collision, for example, due to a ditch, the Europrotocol cannot be issued. The NBU reserves the right to set payment limits, but in the absence of such limits, compensation will be made within the sum insured.

What documents do I need to travel abroad by car?

Before traveling abroad in your own car, you should prepare the necessary documents and take into account important nuances:

1. Foreign passport - must be valid for at least six months after the planned return.

2. Driver's license - must meet the requirements of the country of entry.

3. Car registration certificate - issued in the name of the driver or passenger.

4. UA identification mark - not required if the mark is on the license plate.

5. A Green Card policy is required for international travel.

Also, the car must be equipped with a state license plate with Latin letters, because individual license plates are valid only in Ukraine.

What amounts of coverage in case of an accident are valid in different countries?

The sum insured of the Green Card is determined by the legislation of the country where the accident occurred and is divided into: personal injury coverage and coverage of material damage caused to third parties. In different countries, the amounts vary from several thousand to several million euros.

At the same time, there are countries that have no limits on payments for treatment in the event of an accident. This means that the victims will be fully compensated, and the culprit of the accident will not have to pay anything out of pocket. Such conditions apply in the following countries: Belgium, Great Britain, Finland, France, Israel, Ireland, Luxembourg, Norway, Tunisia, and the United Kingdom.

Let's take a closer look at the maximum coverage limits in 2025 in different countries:

- Austria: personal injury - € 6,300,000, property damage - € 1,400,000;

- Azerbaijan: personal injury - € 25,877, material damage - € 2,588;

- Albania: personal injuries - € 404,204, property damage - € 80,841;

- Belgium: personal injury - no coverage, property damage - € 1,000,000;

- Bulgaria: personal injury - € 5,112,919, property damage - € 1,022,584;

- Bosnia and Herzegovina: personal injuries - € 766,938, property damage - € 178,952;

- United Kingdom: personal injury - no coverage, property damage - € 1,109,447;

- Greece: personal injury - €7,500,000, property damage - €1,220,000;

- Denmark: personal injury - €1,220,000, property damage - €1,220,000;

- Estonia: personal injuries - €16,210,930, property damage - €3,215,391;

- Iran: personal injury - no coverage, property damage - €1,470;

- Ireland: personal injury - no coverage, property damage - € 1,120,000;

- Iceland: personal injury - €24,950,000, property damage - €3,150,000;

- Spain: personal injury - €70,000,000, property damage - €15,000,000;

- Italy: personal injury - €5,000,000, property damage - €1,000,000;

- Cyprus: personal injury - €36,350,000, property damage - €1,220,000;

- Latvia: personal injury - €5,000,000, property damage - €1,000,000;

- Lithuania: personal injury - €5,000,000, property damage - €1,000,000;

- Liechtenstein: personal injury - €5,6,070,000, property damage - €1,220,000;

- Malta: personal injury - €5,000,000, property damage - €1,000,000;

- Morocco: personal injuries - € 927,042, property damage - € 927,042;

- Moldova: personal injuries - € 255,838, property damage - € 51,168;

- Netherlands: personal injury - € 6,070,000, property damage - € 1,220,000;

- Germany: personal injury - no coverage, property damage - €1,235,000;

- Norway: personal injury - €6,070,000, property damage - €1,220,000;

- North Macedonia: personal injury - € 675,000, property damage - € 337,500;

- Poland: personal injury - €5,000,000, property damage - €1,000,000;

- Portugal: personal injury - €1,000,000, property damage - €200,000;

- Hungary: personal injury - €4,946,975, property damage - €1,545,930;

- Romania: personal injuries - € 6,070,000, property damage - € 1,220,000;

- Serbia: personal injuries - €5,240,000, property damage - €1,050,000;

- Slovakia: personal injury - €5,000,000, property damage - €1,000,000;

- Slovenia: personal injury - € 238,123, property damage - € 9,525;

- Turkey: personal injury - no cover, property damage - €5,000,000;

- Finland: personal injury - no cover, property damage - €1,220,000;

- France: personal injury - € 5,785,236, property damage - € 1,157,047;

- Croatia: personal injury - € 400,000, property damage - € 220,000;

- Czech Republic: personal injury - no coverage, material damage - € 1,353,128;

- Montenegro: personal injury - €4,430,268, property damage - €4,430,268;

- Switzerland: personal injuries - € 28,958,927, property damage - € 28,958,927;

- Sweden: personal injury - € 5,600,000, material damage - € 1,200,000.

How to buy a Green Card on the Visit Ukraine website?

Visit Ukraine offers a convenient service for quick and secure online purchase of the Green Card policy. Thanks to cooperation with reliable insurance companies, users can obtain international insurance that meets all the requirements of the MTIBU and European insurance standards.

The registration process takes only a few minutes:

1. Click the “Order a policy” button.

2. Select the type of vehicle, country of travel and the period of insurance.

3. Review the calculated cost and choose an insurance company.

4. Fill in the form with information about the policyholder and the vehicle.

5. Confirm the correctness of the data and agree to the terms of the contract.

6. Pay for the policy in a convenient way and receive its electronic version by email.

Please note: the policy comes into force the next day after registration, so you should plan your purchase in advance.

What documents do I need to apply for a Green Card?

The following documents are required to apply for a Green Card:

- Technical passport of the car;

- Passport (Ukrainian or foreign), ID card or driver's license;

- Individual tax number (TIN).

You can pay for the insurance with Visa and Mastercard, Apple Pay, Google Pay or American Express, as well as with installments from Monobank, PrivatBank and A-Bank. All payments on the Visit Ukraine website are secure and customer data remains confidential.

Ensure peace of mind when travelling - apply for a Green Card at Visit Ukraine right now!

We remind you! Are you planning a trip abroad by your own car? It is worth taking care of reliable car insurance in advance. Read more about the Green Card policy for safe travel abroad and what changes in insurance are expected in 2025.

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Visit Ukraine Insurance - insurance for a safe stay abroad without unnecessary expenses;

Green Card - compulsory car insurance for traveling abroad;

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