
Renting an apartment is becoming an increasingly popular solution, especially in large cities where the real estate market is actively developing. However, many tenants neglect the issue of home insurance, considering it an unnecessary expense. Find out why apartment insurance is important for renters and what benefits it can provide
Domestic incidents can happen to anyone. A neighborhood flood, a fire caused by faulty appliances, or a leaky water supply can all result in significant expenses. In such cases, it is the tenant who may be responsible for compensating the homeowner or affected neighbors.
In addition, real estate insurance with military coverage is becoming not a luxury but a real necessity, because every day Ukrainians live in conditions of armed aggression by the Russian Federation. An insurance policy will help to avoid financial problems by covering such expenses.
The main risks for tenants
By renting an apartment, you assume not only responsibility for the safety of the owner's property, but also the risk of significant financial expenses in case of unforeseen situations:
1. Damage to the owner's property: flooding due to faulty plumbing, breakage of furniture or appliances, breakage of windows or other glass structures;
2. Actions of third parties: damage to the home as a result of robbery or vandalism;
3. Accidents and emergencies: fires caused by faulty wiring or household appliances, flooding of neighbors, missile or other projectiles.
Don't want to miss important updates and useful articles? Subscribe to our weekly newsletter!
How can apartment insurance help solve these problems?
Renters' insurance is a simple and effective way to avoid financial losses in the event of any troubles. In the event of an insured event, the tenant will receive monetary compensation and will be able to repair the apartment.
Earlier, we told you how to insure your apartment if you are abroad.
What risks does apartment insurance cover?
Comprehensive apartment insurance provides financial protection in the event of damage to structures, communications, windows, balconies, loggias, interior decoration, furniture, appliances, and interior items as a result of insured events.
Such events include:
- Natural disasters: lightning, storms and other natural phenomena;
- Household incidents: fire, flooding, smoke, explosion of household gas;
- Unlawful acts: theft, robbery, damage to property;
- Military risks: falling missiles, explosions of ammunition, drones, except in cases of nuclear, biological or chemical weapons.
Another advantage is compensation for damage to third parties. For example, if your mistake causes flooding, a gas explosion, or a fire that affects your neighbors, the insurance company will cover their losses. All these insurance risks provide protection against unintentional damage to the life, health, or property of others. Comprehensive insurance guarantees financial security even in unforeseen circumstances.
Benefits of apartment insurance on the Visit Ukraine platform
Home insurance is a guarantee of financial peace of mind and protection against unforeseen situations. Thanks to apartment insurance on the Visit Ukraine platform, you get the opportunity to quickly restore damaged property without significant costs and stress. Instead of covering losses on their own, tenants receive professional support from the insurance company.
The process of applying for insurance is as convenient as possible, taking only 5 minutes. In addition, the policy is available to tenants with any budget. For example, a policy with insurance coverage of 125,000 UAH costs only 40 euros per year.
Benefits of insurance at Visit Ukraine:
- Full online registration without unnecessary meetings or property inspections;
- Flexible coverage in the amount of 125,000 to 2,000,000 UAH, which you choose yourself;
- Transparent pricing without reference to the area or floor of the apartment;
- 24/7 customer support;
- Cooperation only with trusted insurance companies.
Choose reliability, comfort, and affordability with Visit Ukraine!
How to take out apartment insurance on the Visit Ukraine platform?
Rented home insurance is an easy way to protect yourself from unexpected expenses. Follow the steps below to get a policy quickly:
1. Select the sum insured: estimate the value of your home and property and choose the appropriate coverage, as well as specify the policy start date;
2. Fill in the information: specify the information about the apartment (city, address) and the policyholder (full name, date of birth, passport, TIN, phone number, e-mail);
3. Confirm the contract: read the insurance terms and conditions and confirm the registration through the code sent to your e-mail.
4. Pay for the policy: choose a convenient payment method: by bank card (Visa, Mastercard), via Apple Pay or Google Pay, American Express or payment in installments (for amounts over UAH 4,000);
5. Get a policy: download a ready-made electronic policy that will be sent to your email.
Online insurance is fast, convenient and reliable. Protect your home today!
We remind you! The current reality of Ukraine has forced Ukrainians to look for new ways to protect their property. After all, rocket attacks and UAV attacks have become a serious threat to civilian infrastructure in many regions of the country. Read more about how to insure real estate against damage caused by explosions and falling missiles and shaheds.
Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.
We recommend purchasing it for a safe and comfortable trip to Ukraine:
Visit Ukraine Insurance – health insurance with coverage of war risks;
Visit Ukraine Mini Hull Insurance – car insurance with extended coverage in Ukraine;
Visit Ukraine Osago – compulsory motor third party liability insurance for cars with Ukrainian registration;
Visit Ukraine Tickets – bus and train tickets to/from Ukraine;
Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;
Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;
Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.
© 2018-2025, Visit Ukraine. Use, copying or reprinting of materials on this site is permitted only with a link (hyperlink for online publications) to Visit Ukraine.
All rights reserved.
Frequantly
asked questions
Why is it important for tenants to insure their rented apartment?
What situations does the insurance policy cover?
How fast can I take out apartment insurance?
Recommended articles
3 min
Insurance
How to insure your car, home, and health against war risks?
Unfortunately, destroyed houses and cars have become the reality of Ukrainian life. Therefore, it is extremely important to protect your property and health from the daily shelling of the occupiers. Learn more about insurance products covering war risks on the Visit Ukraine portal
08 Dec. 2024
More details3 min
Real estate
Is it possible to insure real estate if its owner is abroad?
Even if the owner is abroad, they can protect their home from theft, fire, flooding, and other risks. Learn more about reliable real estate insurance from Visit Ukraine
27 Dec. 2024
More details3 min
Real estate
How to protect your cottage or country house from unforeseen events?
A country house is not only a space for recreation, but also a significant asset that requires proper protection. Preserving this property in the face of unforeseen events and martial law is becoming increasingly important. Learn more about the features of country house insurance with war risk coverage on the Visit Ukraine platform
04 Jan. 2025
More details1 min
Real estate
Can a foreigner sell real estate in Ukraine?
Foreigners have the opportunity to sell real estate in Ukraine, but the procedure for the sale and subsequent transfer of ownership has some nuances that need to be taken into account. Find out all about the procedure for selling a property by a person without Ukrainian citizenship on the Visit Ukraine portal
08 Jan. 2025
More details