Health insurance for foreigners in Ukraine: how to choose a policy?

Thousands of foreigners come to Ukraine every month. It is mandatory to have a health insurance policy to cross the border. Find out all about health insurance for foreigners in Ukraine, including prices, features and legal regulation

Take care of reliable insurance for safe entry and stay in Ukraine

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Most foreigners are faced with the question ‘How to choose health insurance in Ukraine?’, as insurance companies offer a variety of policies and the situation in the country is unstable. At the same time, it is worthwhile to take a conscious approach to choosing a service provider: insurance companies in Ukraine are the most favourable option for foreigners, as they offer coverage for risks that foreign companies classify as ‘force majeure’ (i.e. martial law). Read all the details on how to take out an insurance policy for foreigners in Ukraine and how it works in a time of war in this article.

The need for health insurance in Ukraine

For foreigners, an insurance policy in Ukraine is not a recommended but a necessary document that plays a key role in various aspects of their stay in the country. First and foremost, having an insurance policy is a prerequisite for obtaining a visa to Ukraine, especially if you are planning a long-term stay, for example, for study, work or family reunification. When crossing the border of Ukraine, border guards may check the existence of an insurance policy to make sure that the foreigner has a financial guarantee in case of need for medical care. In addition, an insurance policy is a necessary document for obtaining a temporary or permanent residence permit in Ukraine, as it confirms that a foreigner has adequate medical care in the country.

What types of health insurance can foreigners obtain?

The Visit Ukraine portal offers insurance policies of different validity periods - from 1 day to 1 year. You choose the duration yourself - it depends on the number of days of your stay in Ukraine.

The insurance contract comes into force from the moment you cross the state border of Ukraine.

Each non-resident must assess their own needs and choose one of the policies offering classic health insurance or health insurance with war risk coverage.

Standard health insurance

Depending on the chosen package of services, a tourist in Ukraine can get coverage for the following risks

- general medical services and Covid-19 treatment in Ukraine in the amount of UAH 30,000 or 100,000.

- Outpatient treatment (visit to a specialised doctor, examination and consultation, instrumental and laboratory tests) in case of an insured event.

- Medicines prescribed by a doctor to provide assistance in the event of an insured event.

- hospitalisation (stay in a ward, intensive care unit, intensive care unit, medical care prescribed by a doctor, purchase of medicines).

- Coverage of expenses for isolation of the Insured person and persons who were in close contact with the Insured person.

- COVID-19 diagnostics of the Insured person's contact persons, etc.

What are the prices for health insurance in Ukraine?

Take out a health insurance policy in advance - take care of confidence while travelling!

Health insurance with war risk coverage

Standard medical insurance covers expenses due to illness or accident, while insurance with war risk coverage provides medical coverage and additionally covers accidents that may occur as a result of active hostilities, passive war risks or terrorist acts.

Important! In accordance with Part 53 of Article 7 of the Law of Ukraine ‘On Insurance’, insurance covering war risks is mandatory for foreign journalists, reporters, correspondents, opinion leaders and media representatives.

What risks are covered by the insurance?

1. Diagnosis and treatment of COVID-19, including the cost of compulsory observation. Currently, there are no restrictions on coronavirus infection in Ukraine, but in case of illness, the insured person will be able to receive diagnosis, treatment and other necessary medical services within the scope of the policy.

2. Outpatient treatment (visit to a doctor, consultation, examination, etc.), medicines (prescribed by a doctor) and hospitalisation (stay in an intensive care unit, intensive care unit, purchase of medicines, etc.)

3. Emergency dental care. In particular, in case of acute toothache that requires emergency dental care for medical reasons (assistance is provided within the established limits).

4. Medical evacuation (if necessary)

5. Repatriation of the insured person (or his/her body in case of death) from the place of stay to the place of his/her permanent residence.

6. Accidents, injuries and deaths that may occur as a result of active or passive war risks or terrorist acts.

What are the prices for insurance covering war risks?

Take out an insurance policy covering war risks and travel in Ukraine confidently and safely!

How to choose a suitable insurance policy?

1. Assess your own needs - make sure that the policy covers the insured events that may happen to you.

2. Consider the purpose of your visit and the location of your destination.

3. Pay attention to individual medical needs (for example, if there is a risk of exacerbation of chronic diseases).

4. Study the policies offered in detail, consider the options, terms and prices.

5. Contact a trusted insurer.

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How to take out an insurance policy covering war risks?

To apply for a war risk insurance policy on the Visit Ukraine portal, you only need your international passport. To purchase insurance, you must follow these steps:

1. Prepare your passport;

2. Choose an insurance package (that meets your needs).

3. Choose the term of insurance

4. Enter your date of birth.

5. Fill in the form with the data about the insured person (full name, e-mail, contact phone number, passport details, citizenship and place of residence).

6. Sign the insurance contract (you will need to enter a special code that will be sent to the specified e-mail).

7. Pay for the insurance policy.

Advantages of taking out a health insurance policy on the Visit Ukraine portal

1. Speed and convenience - the price is calculated instantly, and you can apply in a few clicks.

2. Optimal price and convenient payment methods.

3. Security - you can immediately receive the policy by e-mail.

4. Ability to choose the best coverage for your needs and budget

5. Support - the service is available around the clock.

Want to know more? Read the latest news and useful materials about Ukraine and the world in the News section.

We recommend purchasing it for a safe and comfortable trip to Ukraine: 

Visit Ukraine Insurance – insurance covering military risks for entry and travel in Ukraine;

Visit Ukraine Car Insurance – car insurance with extended coverage in Ukraine;

Visit Ukraine Legal Advice – comprehensive legal support on entry to Ukraine;

Visit Ukraine Tickets – bus and train tickets to/from Ukraine;

Visit Ukraine Tours – the largest online database of tours to Ukraine for every taste;

Visit Ukraine Hotels – hotels for a comfortable stay in Ukraine;

Visit Ukraine Merch – patriotic clothing and accessories with worldwide delivery.

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