Insurance to Moldova: when do you need to take out a policy and what kind?

When planning a trip to Moldova, it is important to consider insurance, as it can be a guarantee of a safe and comfortable stay in the country. Find out in more detail whether an insurance policy is mandatory, what kind of insurance to choose and how to avoid unforeseen expenses in case of emergencies

An insurance policy is a guarantee of your safety and peaceful stay outside Ukraine

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When planning a trip to the Republic of Moldova, it is important to familiarise yourself with the insurance requirements to ensure a safe and comfortable stay in the country.

Who needs to take out insurance for a trip to Moldova, which policy to choose and how to buy insurance quickly - we will tell you further in the article.

Protect yourself while travelling!

Apply for travel insurance online in 5 minutes on Visit Ukraine!

Who needs insurance to enter Moldova?

- Tourists. Although health insurance is not mandatory for travelling to Moldova, it is highly recommended. Having a policy will help you avoid unexpected medical expenses in case of illness or accident.

- Students and employees. Foreign nationals planning to study or be officially employed in Moldova must have a valid health insurance policy for the entire period of their stay. This will ensure access to the necessary medical care and meet the requirements of local authorities.

- Refugees. Asylum seekers in Moldova receive medical care through the state healthcare system. In the first months after arrival, medical expenses are covered through the social system, and after obtaining refugee status, they can be included in the state health insurance under the same conditions as Moldovan citizens.

Read more about the rules of technical inspection for entry to Moldova and how to obtain an international MOT certificate here.

Do I need insurance when travelling to Moldova on a visa-free regime?

Citizens of Ukraine and many other countries can travel to Moldova without a visa if their stay does not exceed 90 days within 180 days. Although health insurance is not mandatory for such trips, it is highly recommended. In the event of a sudden illness or accident, medical care in Moldova will be paid for, and the costs can be quite significant. Hospitalisation or emergency treatment without an insurance policy can be a significant financial burden for a tourist.

Find out how much life in Moldova costs here.

Green card for entering Moldova by car

If you are planning a trip to Moldova by car, a prerequisite for entry is the availability of an international insurance policy Green Card. This is a document that certifies that your car has insurance coverage in Moldova and other countries that are members of the international vehicle insurance system. The policy covers possible damages caused to third parties in the event of a road traffic accident, so it will be impossible to enter the country without it.

We talked aboutfines for drivers in Moldova in our previous article.

You can apply for an international insurance policy Green Card for travelling to Moldova online on the Visit Ukraine portal in just a few minutes.

Take care of your safe stay in Moldova in advance!

General requirements for insurance policies for short and long term trips to Moldova

When planning a trip to Moldova, it is recommended to take out a health insurance policy that covers:

- Expenses for medical treatment and emergency medical care.

- Repatriation for medical reasons.

- Hospitalisation if necessary.

For short-term trips (up to 90 days), the policy must be valid for the entire period of stay.

For long-term trips (more than 90 days), it is necessary to ensure that you have insurance coverage for the entire period of your stay in the country.

Read more about medicines in Moldova and how to find analogues of Ukrainian medicines here.

What kind of insurance can I get in Moldova?

Local insurance

There are local insurance companies in Moldova that offer health insurance policies for foreigners. However, it should be borne in mind that local policies are usually valid only in Moldova and do not cover medical expenses in other countries.

Another disadvantage of local policies is the cost, which can be higher compared to their analogues.

Insurance through Ukrainian insurers

An alternative is to take out an insurance policy through a Ukrainian insurance company before you travel. This may be more cost-effective and provide wider coverage, including other countries.

Before travelling to Moldova, it is recommended that you carefully read the insurance terms and conditions and choose the policy that best suits your needs and provides the necessary level of protection during your stay in the country.

Read here what you need to know about compulsory car insurance in Moldova.

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What does the insurance that can be arranged on Visit Ukraine cover?

Health insurance on the Visit Ukraine portal

The health insurance policies available on Visit Ukraine provide comprehensive protection during your stay in Moldova, including emergency medical care, COVID-19 treatment, and reimbursement of transportation costs in case of emergency.

The Europe Classic policy provides basic coverage:

- Emergency outpatient and inpatient care.

- Diagnosis and treatment of COVID-19 if medically indicated.

- Coverage for medical transportation to the nearest medical facility.

- Insurance in case of an accident.

- Emergency dental care.

- Costs of repatriation of the body in case of death abroad.

The Europe Classic Plus policy provides extended coverage, including all the benefits of the Classic policy with additional services, such as burial arrangements abroad and extended protection in case of emergency.

Travel insurance on the Visit Ukraine platform

If you are planning a short-term trip to Moldova, you can choose from a variety of travel insurance options with different levels of protection.

The Europe Basic policy includes:

- Treatment and diagnosis of COVID-19.

- Medical assistance in case of an accident.

- Repatriation of the body in case of death.

- Emergency medical, obstetric and dental care.

- Medical evacuation in case of emergency.

Europe Comfort policy provides extended insurance coverage and additionally includes:

- Expenses for defence of the insured person's rights and legal advice.

- Compensation in case of flight delay or cancellation.

- Coverage of expenses for restoration of documents in case of their loss or theft.

- Protection in case of loss of baggage.

The most comprehensive coverage is offered by the Europe VIP policy, which, in addition to all the above services, includes

- Legal protection in the event of an accident.

- Organisation of delivery to the destination in case of car breakdown.

- Comprehensive support in case of loss or theft of documents.

How much does insurance cost on Visit Ukraine?

Health insurance

Travel insurance

Why is it worth taking out insurance for a trip to Moldova on Visit Ukraine?

- A wide range of insurance programmes adapted to the different needs of travellers - from tourist trips to long-term stays.

- Instant online registration.

- Affordable tariff plans with transparent pricing conditions and no hidden fees.

- Round-the-clock customer support to help you solve any situation during your stay in Germany.

- Guaranteed quality of insurance services from trusted companies.

Planning a trip abroad? Take care of your safety in advance!

Take out a reliable insurance policy on Visit Ukraine and travel without any worries. The insurance policy will cover the costs of medical treatment, emergency assistance and unforeseen situations during the trip,

Ensure comfort and confidence while travelling - take out insurance right now!

Just a reminder! A trip from Ukraine to Moldova by car in 2025 remains one of the most convenient ways to travel. However, you should carefully prepare before you leave: choose the best route, check the situation at the checkpoints and prepare all the necessary documents. Read more about crossing the Ukraine-Moldova border by car in 2025 here.

Photo: Depositphotos

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